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The Easiest Ways to Save Money on Household Expenses

Prairie Eco-Thrifter

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. You can find so many things of similar quality at prices much lower than your favorite brand. Find out any similar places or situations where you can make cuts.

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Make Money Your Hobby

Prairie Eco-Thrifter

Updating spreadsheets, learning new savings and investment strategies, and watching my net worth grow over time became increasingly exciting. Find something to motivate you into becoming financially literate. Once you’ve figured out how much you need total, find a way to break it down and include a monthly savings target in the budget.

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How We Frugal-ed in June 2023

Family Balance Sheet

However, we all agreed that the existing furniture was not comfortable, especially to watch movies. So we started shopping around and were shocked to find how expensive outdoor furniture has become. I accessorized with some clearance finds from Target and Sam’s and we are really happy with our new sunroom.

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Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College

Family Balance Sheet

I had watched my parents pay off their debt, including their house, when I was a pre-teen, which really influenced me. T he other thing to find more money towards debt was simply picking up more work. Find your Why. The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car.

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Saving Your Pennies For A Rainy Day

Prairie Eco-Thrifter

However, even if you find yourself tight on money, you can still manage to put a little away each month. The good news is if you are diligent in putting money away, you will likely never have to panic when a financial emergency arises. If you are hard pressed to find ways to save money, here are some ideas to help get you started.

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Meet Tracy, a Single Mom Who Paid Off $41,587 | Debt Free Stories

Family Balance Sheet

Watch Tracy’s Debt Free Scream. I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects. Find ways to motivate yourself and hold yourself accountable. How did you celebrate when you became debt free? Celebrate your successes. Life will happen.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Watch out! , Some people find themselves buried under student loan debt with little chance of ever paying it off. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund. Is the conventional advice of keeping a 3 to 6 month emergency fund still valid? Music to my ears!! Good question.