Family Balance Sheet

OCTOBER 18, 2019

We still have a mortgage, so we’re technically not DEBT-FREE, but we paid off over 6 figures of business debts and student loans since 2012 and have wiped out our NON-mortgage debt. 1 – Save a starter Home Emergency Fund. Additional related reading: Debt Free Stories. We’re way behind on this.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Saving With Shellie

JUNE 30, 2014

Capital One 360 (formerly ING) brought back their FREE cash offer for new customers. Who doesn’t need free cash this time of year! Right now you can get $100 in free money , simply by opening a completely free checking account. How to Get Your FREE $100. I got some yummy drinks and got my free sign-up bonus.

Emergency Fund 79

Emergency Fund Sonic Frugal Lives Frugal Living 79

Family Balance Sheet

JUNE 30, 2015

At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. Increase our emergency fund to 6 months of expenses. Contribute to our retirement funds. Absolutely!

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Saving With Shellie

NOVEMBER 29, 2013

Capital One 360 (formerly ING) has brought back their FREE cash offer. This is my favorite Black Friday deal every year because who doesn’t need free cash this time of year!? Get $100 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. Easy Peasy.

Emergency Fund 68

Emergency Fund January Credit Cards Sonic 68

Saving With Shellie

NOVEMBER 23, 2012

ING Direct has brought back their FREE cash offer and who doesn’t need free cash this time of year! Right now you can get $125 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. I got some yummy drinks and got my free sign-up bonus. HOT DEAL ALERT.

ING Direct 58

ING Direct Emergency Fund Savings Account Credit Cards 58

Saving With Shellie

JULY 1, 2013

Capital One 360 (formerly ING) has brought back their FREE cash offer and who doesn’t need free cash this time of year! Right now you can get $100 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. Open a free, no-fee Capital One 360 Checking Account by 7/3.

Emergency Fund 51

Emergency Fund Sonic Frugal Lives Frugal Living 51

Saving With Shellie

APRIL 18, 2012

If you missed this before, ING Direct has brought back the free $50 promo. To get your $50 , simply open a completely free checking account. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund.

ING Direct 49

ING Direct Emergency Fund Sonic New Cars 49

Saving With Shellie

MARCH 15, 2012

If you missed this before, ING Direct has brought back the free $50 promo. To get your $50 , simply open a completely free checking account. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund.

ING Direct 49

ING Direct Emergency Fund Sonic New Cars 49

Saving With Shellie

MARCH 2, 2012

ING Direct has brought back the free $50 promo. To get your $50 , simply open a completely free checking account. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. It’s free to open them and easy to manage.

ING Direct 40

ING Direct Emergency Fund New Cars Vacation 40

Family Balance Sheet

APRIL 30, 2014

Use May to use up what you have stored in your pantry and freezer and see how much grocery money you have left over at the end of the month to put towards other things, such as an upcoming vacation or your emergency fund. And what are your emergency meals that you always have on hand? How did you do in April?

Budgeting 100

Budgeting Budget Groceries Grocery 100

Saving With Shellie

JANUARY 5, 2011

ING Direct has brought back the free $50 promo that they offered last year. To get your free $50, simply open a completely free checking account. Open a FREE Electric Orange Checking Account (No minimum amount required and no fees!). It’s free to open them and easy to manage. Click Get Started.

ING Direct 49

ING Direct Emergency Fund New Cars Vacation 49

Saving With Shellie

JULY 2, 2013

Don’t forget, Capital One 360 (formerly ING) has brought back their FREE cash offer and who doesn’t need free cash this time of year! Right now you can get $100 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. Easy Peasy.

Emergency Fund 40

Emergency Fund Sonic Frugal Lives Frugal Living 40

Saving With Shellie

JUNE 30, 2012

ING Direct has brought back their free cash offer and who doesn’t need free cash! Right now you can get $76 in free money , simply by opening a completely free checking account. How to Get Your FREE $76. I got some yummy drinks and got my free sign-up bonus. How to Get Another $76 FREE.

ING Direct 55

ING Direct Emergency Fund Savings Account August 55

Saving With Shellie

JULY 3, 2013

Today is the last day to take advantage of the free cash offer from Capital One 360. Capital One 360 (formerly ING) has brought back their FREE cash offer and who doesn’t need free cash this time of year! Right now you can get $100 in free money , simply by opening a completely free checking account.

Emergency Fund 40

Emergency Fund Sonic Advantage Frugal Lives 40

Saving With Shellie

FEBRUARY 2, 2011

ING Direct has brought back the free $50 promo. To get your free $50, simply open a completely free checking account. Open a FREE Electric Orange Checking Account (No minimum amount required and no fees!). It’s free to open them and easy to manage. FREE $10 Credit to No More Rack. Activate your card.

ING Direct 45

ING Direct Emergency Fund DVDs New Cars 45

Family Balance Sheet

JANUARY 3, 2012

We are very excited about the possibility of being completely debt-free and there are two things that have made it a possibility: (1) We made a very conscious decision 10 years ago to buy a house below our means and (2) we made a risky decision 18 months ago to convert our mortgage to a HELOC. Save for a Walt Disney World Vacation.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Saving With Shellie

JULY 2, 2012

ING Direct has brought back their free cash offer and who doesn’t need free cash! Right now you can get $76 in free money , simply by opening a completely free checking account. How to Get Your FREE $76. I got some yummy drinks and got my free sign-up bonus. How to Get Another $76 FREE.

ING Direct 45

ING Direct Emergency Fund Savings Account August 45

Saving With Shellie

JULY 12, 2011

It’s an idea that stretches far beyond a monthly budget or vacation fund. Start an emergency fund? HOT DEAL: Get a Free One Month Netflix Subscription. I get asked frequently why I write about saving money. I’m sure people ask you why you use coupons. I believe that saving money is important.

Emergency Fund 67

Emergency Fund Goals Saving Saving Money 67

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. Krystal & Josh’s Debt Free Story. free except for our mortgage. What inspired you to become debt free? Where are you from?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving Cents With Sense

JANUARY 1, 2014

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Enjoy FREE family friendly events. Home Depot , Lowe’s , Michael’s , the LEGO store , and more stores offer FREE kids events each month.

2014 88

2014 Saving Bills Emergency Fund 88

Prairie Eco-Thrifter

OCTOBER 15, 2011

Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. Free Money Wisdom: The Trouble with Tithing Giving can be done in ways that don’t involve the transfer of money. Why Do You Need One and How Does it Work?

October 200

October 2011 Finance Personal Finance 200

Saving Cents With Sense

JANUARY 3, 2017

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Enjoy FREE family friendly events. Home Depot , Lowe’s , Michael’s , the LEGO store , and more stores offer FREE kids events each month.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. Angela & Jeff’s Debt Free Story. We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. What inspired you to become debt free? If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Budgeting Budget 100

Saving Cents With Sense

JANUARY 1, 2015

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Enjoy FREE family friendly events. Home Depot , Lowe’s , Michael’s , the LEGO store , and more stores offer FREE kids events each month.

New Year's 40

New Year's Saving Bills Emergency Fund 40

The Frugal Girl

JANUARY 29, 2024

Multi-pronged answer here: historically it was hard-wired in my DNA as a necessity but also being a good steward of what we’re blessed with & being able to give/help others; having enough for emergency funds was always a high priority as well. Do you have any tips for frugal travel or vacations?

Arkansas 181

Arkansas Frugal College Kids and Family 181

Prairie Eco-Thrifter

JANUARY 10, 2012

Okay, congratulations on that, but have you fully funded your emergency fund? If the answer to any of those questions is no, maybe it’s time to reconsider the vacation. That vacation you planned because you paid off your student loans is just a little sweeter than a plain old one. You Should Stay At Work.

Travel 226

Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

JANUARY 21, 2011

Get Rich Slowly shares with us how we can all put money in an emergency fund no matter what our financial situtation is. Kevin at Sweating the Big Stuff tells us why we shouldn’t save for an emergency fund. We have a small fund for emergencies but most of our money is invested so we can make some money on it.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

JUNE 8, 2018

You can find blank calendar pages by Googling, “free calendar template” or I’ve found blank monthly calendars at the Dollar Tree. Also, my friend, Raki, offers a free blank calendar page if you sign up for her email newsletter. You can find that here: [link]. Set your calendar aside, and grab some lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. What inspired you to get debt free? We did follow Dave Ramsey’s 7 Baby Steps to becoming debt free. We skipped Baby Step #5 (college funding) because we didn’t have kids at the time. We also look for places where kids eat free now. Tell us about you and your family.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. My daughter and I are gluten free due to celiac and changing to a healthy grain free sugar free way of cooking has become a big passion of mine over the last couple of years. What inspired you to get debt free? I was inspired to get debt free for 2 main reasons: 1.

Debt Free 235

Debt Free Debt Mom Goals 235