Prairie Eco-Thrifter

FEBRUARY 4, 2014

When I was younger, I used to think that a higher income was the solution to most of my financial issues. This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like. However, this isn’t always the case.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

OCTOBER 20, 2014

Many other items, which if left untended cause safety issues should be handled soonest as well. Loose railings, clogging toilets, septic system breakdowns and electrical or natural gas issues are among them. We are currently dealing with an issue of this type. When to tolerate and when to fix.

Saving Money 162

Saving Money Money Saving Emergency Fund 162

Prairie Eco-Thrifter

JUNE 4, 2013

My problem has more to do with timing — it’s a cash flow issue. The reason for having these measures is to prevent me from having to constantly fiddle with some of my automatic transfers to my emergency fund, retirement account, and quarterly estimated tax fund.

Emergency Fund 243

Emergency Fund Money Bills Credit Cards 243

Savings Corner

APRIL 4, 2024

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. Treasury also issues Treasury bills, Treasury notes, Treasury bonds and Treasury inflation-protected securities, or TIPS: Treasury bills mature in one year or sooner. Treasury bills, notes, bonds and TIPS The U.S.

April 52

April Lowes CD Bank 52

Family Balance Sheet

JULY 20, 2011

I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. The units are cleaned and checked for any problems or issues. 4 - Start a replacement fund. We certainly don't want to go into debt either. My main concern is that AC unit. 3 - Have appliances serviced regularly.

Appliances 138

Appliances Washer and Dryer Emergency Fund Warranties 138

Family Balance Sheet

JANUARY 3, 2012

We talked through some issues and opportunities for our business and our personal, family, and financial goals. Increase Family Emergency Fund to Six Months Salary. The kids were in the back seat watching a movie and we were in the front seat reviewing 2011 and strategizing for the upcoming year.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Finally Frugal

JANUARY 17, 2011

Serious issues, but not in my budget, unfortunately. I know I'll put this on my credit card (and immediately pay it off, of course), though I'm hemming and hawing about whether to take it out of my fairly healthy emergency fund (is it really an emergency if I could have prevented it by simply taking the car to MY mechanic weeks or months ago?)

Emergency Fund 45

Emergency Fund Debt Cars Car 45

Prairie Eco-Thrifter

JANUARY 22, 2012

They’re great at giving advice on stuff like frugality, extra income, budgets and emergency funds, but most lack in the area of investments. If you’ve got more than a few hundred dollars to invest at a time, you’ll want to use exchange traded funds (ETFs) to accomplish pretty much the same thing we did above.

Finance 187

Finance Emergency Fund Re-use Simple 187

Family Balance Sheet

SEPTEMBER 9, 2014

We both were sick of money issues and the stress that goes with that. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Building an emergency fund also helps enormously. Basically, we had a normal life.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

OCTOBER 21, 2012

I know our families all talk pretty open about money issues so that we can help and support each other. Specifically, how important emergency fund planning was for a couple with a veterinary emergency at their home.” This makes us closer as families which to me is the real reward.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

NOVEMBER 4, 2016

First, you need an emergency fund, to handle things like being laid off, the washing machine failing or the dog needing surgery. Of course, there is a down payment that typically needs to happen before a loan is issued by the bank or mortgage company and loans to investors rather than homeowners can be a bit more difficult.

Real Estate 100

Real Estate Money Bank Banking 100

The Frugal Girl

JANUARY 29, 2024

Multi-pronged answer here: historically it was hard-wired in my DNA as a necessity but also being a good steward of what we’re blessed with & being able to give/help others; having enough for emergency funds was always a high priority as well. This means funds are tight. Don’t even talk to me about retirement!

Arkansas 182

Arkansas Frugal College Kids and Family 182