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Meet a Reader | Jennifer from Arkansas

The Frugal Girl

Multi-pronged answer here: historically it was hard-wired in my DNA as a necessity but also being a good steward of what we’re blessed with & being able to give/help others; having enough for emergency funds was always a high priority as well. What’s the easiest/hardest part of being frugal?

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10 Savvy Ways to Save in 2014

Saving Cents With Sense

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. We all like a little splurge now and then, but why not save 50% to 90% the next time you get a pedicure, get a massage or watch a movie!

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10 Savvy Ways to Save in the New Year

Saving Cents With Sense

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. We all like a little splurge now and then, but why not save 50% to 90% the next time you get a pedicure, get a massage or watch a movie!

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10 Savvy Ways to Save in the New Year

Saving Cents With Sense

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. We all like a little splurge now and then, but why not save 50% to 90% the next time you get a pedicure, get a massage or watch a movie!

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How We Paid off Six Figures of Debt

Family Balance Sheet

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. Read: How We Watch Great TV without Cable. But at the beginning of our journey to pay off the debt, I was listening to Dave Ramsey on the radio.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

– Food: groceries, meals out, school lunches. How to Watch Great TV without Cable – We were able to cut $50/month by giving up cable, yet we still watch great TV. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal.

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

Family Balance Sheet

I watched her and her husband’s debt free scream on The Dave Ramsey Show. We started making our own bread, pancake mix, hot chocolate mix, “Swiffer” dusting clothes, lunch snacks (cookies and muffins), bread crumbs, pizza crust, etc. We are currently working towards fully funding our emergency fund.

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