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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

This includes cable TV, magazine and radio subscriptions, movies, pagers and cell phones. Not Having an Emergency Fund It is dangerous to spend every cent you earn and not to have buffer against illness, injury, job loss or hard economic times. Make establishing an emergency fund a priority.

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The Deadly Sins of Personal Finance

Prairie Eco-Thrifter

Consumerism stems from many places but can start from when we are young children if we are exposed to television and radio ads. Short sighted people are the type that don’t save emergency funds, because they’re too busy putting out the fires of the moment.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

They seem to be everywhere on Facebook, blogs, radio shows, and websites. They took it one step at a time though, first by building up emergency funds as quickly as possible, then by paying off the credit cards and committing to no new debt. Save for emergencies. Read: How to Build your Emergency Fund.

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Meet Aja. She & her husband Paid Off $110,000 in Debt

Family Balance Sheet

When I heard Dave Ramsey on the radio for the first time, I knew it was exactly what we needed. We are almost done with our 3-6 month emergency fund and will begin maxing out our retirement accounts. How did you resolve the tension and arguments? Each one of us on the inside knew there had to be a better way to deal with money.

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

Family Balance Sheet

We later did the big celebration during our summer vacation by heading down to Nashville to do our Debt Free Scream live on Dave Ramsey’s radio show. We are currently working towards fully funding our emergency fund. What habits did you form while being debt free that will now stick with you for the long term?

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How We Paid off Six Figures of Debt

Family Balance Sheet

But at the beginning of our journey to pay off the debt, I was listening to Dave Ramsey on the radio. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

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