Family Balance Sheet
MAY 6, 2020
What got us through financially? Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! It was a lifesaver, a sanity saver, and a marriage saver.
Prairie Eco-Thrifter
JUNE 30, 2014
My fiancé’s financial goal is to save up money for incidentals and emergencies (over and above our current fully-funded emergency funds), and then buy a really good truck and perhaps a boat with anything extra that hasn’t gone toward retirement or the emergency funds. Compromising is Key.
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Family Balance Sheet
JULY 10, 2023
My plan is to use this cash first as it will come to term around the same time we will need to make the first college payment. I also opened another Capital One 360 account for our emergency fund that was also sitting in a zero-interest savings account. In total, we have made $250 in interest since April.
Prairie Eco-Thrifter
MARCH 25, 2013
What happens if you are hit with an expense that you can’t afford, and your emergency fund just isn’t up to scratch yet? Unfortunately, these sources of quick cash are among the worst possible ways to fund your emergency. If you own your car, you can get a loan using the vehicle as collateral.
Prairie Eco-Thrifter
OCTOBER 24, 2013
If you have the temperament to become a landlord, you can purchase the home and then rent it out, earning money each month. Buying a home can provide a safe, stable, and personal space that your family can use as a haven. An emergency fund? Others want to buy a house as an income property.
Prairie Eco-Thrifter
MARCH 14, 2013
Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Though using coupons certainly helps, there are other ways too. If there is a non-perishable item on sale, pick it up if you use it often even if don’t need it right away.
Prairie Eco-Thrifter
MAY 20, 2014
It’s one thing to have a couple thousand dollars in an emergency fund. You could flip a house, or buy a multi-family complex and rent out the units. When you think about money as a tool, an as a means to an end, it doesn’t make sense to let it sit idle. Invest that Money.
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