Savings Corner

DECEMBER 24, 2023

There are pros and cons to each option and, as always, you’ll want to shop around for financial products to ensure you’re getting the best rate and terms. While banks and credit unions offer personal loans, subprime lenders are also very active in this market, so shop carefully and compare rates, terms and fees between three or more lenders.

Debt 52

Debt Calculators Credit Cards Credit 52

Prairie Eco-Thrifter

MAY 27, 2012

Also include an emergency fund and contributions to a retirement account, even if just small amounts at first. I also find scheduling payments either online or with a teller at your bank works great at avoiding late fees and added interest. I do this with all of my bills and it works great.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

APRIL 3, 2014

Unfortunately, with all your heightened negative emotions, the placating actions you chose may be counterintuitive, resulting in more poor spending choices- i.e. shop therapy, impulse buying, running up a bar tab, etc. Now that you know what doesn’t work, it’s time to figure out what does. Denying and Prolonging the Problem.

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Andy from Saving to Invest discusses Happiness in Life and Work. Jacob @ My Personal Finance Journey discusses Online Shopping – The Risks, Benefits, and How to Stay Safe. Families are our rock, our support system, and our fans.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JANUARY 20, 2017

works in outbound sales, and I teach part-time. We have a huge heart for missions work. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. emergency fund, so we started throwing what little extra we had straight.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

November to many of us means nothing more than turning on the heat, finishing the yard work, and beginning our hibernation from the cold. Money Beagle: Why You Should Write Your Personal Finance Executive Summary Today – Working with a clearly defined objective is key to financial success. – How will you measure your life?

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

OCTOBER 21, 2012

.” Amy from Money Mishaps shares how Online Shopping Can Save You Tons. ” Sean from One Smart Dollar shares 5 Ways to Save Money on Christmas Shopping. Peter from Bible Money Matters shares 10 Tips to Save Money on Your Christmas Shopping and Avoid Going Into Debt. Take the test to find out!”

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

JANUARY 21, 2015

It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) Funny how that works. Were there arguments during the time you were working on your debt? Who handles the day-to-day finances in your home or do you work on it equally? I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 2, 2017

Their 2017 goal is to boost their savings rate and get their expenses down to $30,000 a year as they work towards financial independence. They’re still working on developing their goals for 2017. What need are you trying to fulfill by over spending or shopping? Her 2017 goal is to earn $10,000 a month in online income.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. I make my coffee at home, pack my lunch, and go straight home after work.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JANUARY 1, 2015

Although it will take hard work and sacrifice on our part. 15 Ways to Stay Organised at Work During 2015 | Elizabeth Harrin @ A Girl’s Guide to Project Management. How to Build a Starter Emergency Fund in 30 Days or Less | Jackie Beck @ The Debt Myth. I don’t want to wait years. I want it NOW!!!!!!

2015 100

2015 Money Debt Home and Garden 100

Savings Corner

APRIL 4, 2024

It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. You’ll find the highest-yielding options by searching online, and you can get a bit more yield if you’re willing to check out the rate tables and shop around.

April 52

April Lowes CD Bank 52

Family Balance Sheet

SEPTEMBER 29, 2016

Jeff and I are complete opposites, but have made it work for our 13 years of marriage. When I’m not working, I enjoy running and creating content for my YouTube channel. Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work. How much debt did you pay off?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. Were there arguments during the time you were working on your debt?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Saving Cents With Sense

JANUARY 1, 2014

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Before heading to the store, make a list of what you need and stick to the list while shopping. Record all your expenses for one month.

2014 88

2014 Saving Bills Emergency Fund 88

Saving Cents With Sense

JANUARY 3, 2017

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Before heading to the store, make a list of what you need and stick to the list while shopping. Record all your expenses for one month.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Everyday

FEBRUARY 15, 2014

Five Ways to Build Your Emergency Fund FAST! Coupon FAQ’s – How to Price Match When Shopping for Extra Savings by Two Kids & A Coupon. 8 Budget Fitness Tips – Work Your Body NOT Your Wallet by Thrifty Jinxy. Frugal Tip | Go Shopping As Little As Possible. by Deals From MS Do. by Melissa’s Bargains.

Saving Money 71

Saving Money Frugal Money Thrifty 71

Saving Cents With Sense

JANUARY 1, 2015

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. Before heading to the store, make a list of what you need and stick to the list while shopping. Record all your expenses for one month.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Everyday

JANUARY 1, 2015

Five Ways to Build Your Emergency Fund FAST! Coupon FAQ’s – How to Price Match When Shopping for Extra Savings by Two Kids & A Coupon. 8 Budget Fitness Tips – Work Your Body NOT Your Wallet by Thrifty Jinxy. Frugal Tip | Go Shopping As Little As Possible. by Deals From MS Do. by Melissa’s Bargains.

Saving Money 40

Saving Money Frugal Money Thrifty 40

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. Let’s look at some of these strategies now.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

SEPTEMBER 25, 2014

In a couple of decades, when people are just too old/and or disabled to work, but have a mountain of debt and no retirement savings, what will become of us as a nation? After that, it’s my habit to transfer a portion of my pay to a savings account that I can’t touch; whether that’s my RRSP, my emergency fund or my TFSA.

Making 192

Making Emergency Fund Saving Debt 192

Family Balance Sheet

FEBRUARY 10, 2017

It wasn’t that we had friction over money in our marriage, but as the business & Family Office Manager , I had taken on the stress of that cash flow crisis and tried to work it all out by myself. Build up our Emergency Funds to 3-6 months of expenses. Start college funds for both girls.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

MAY 27, 2015

My husband worked (and still does) an extra job – My husband refs high school and college basketball, which brings in a good extra income. When it was just us two, he worked more on the weekends to earn some extra cash, but now with kids, he does that rarely. Were there arguments during the time you were working on your debt?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

AUGUST 11, 2014

I will be working one back in after the house project. The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. I had enjoyed a great salary working in Pharma and been far too irresponsible with what God had blessed me with to provide financially.

Debt Free 235

Debt Free Debt Mom Goals 235