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8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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Resolve to Regularly Discuss Your Finances with Your Spouse

Family Balance Sheet

Sunday lunch spent with extended family. And a fierce and entertaining football game between the Pittsburgh Steelers and the Denver Broncos beckoned us to the TV. But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. Life happened this weekend.

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Start Planning and Budgeting for Summer TODAY!

Family Balance Sheet

As a family, we are looking forward to camping trips, a week at the beach, and cookouts with friends. It’s a helpful visual for everyone in my family as we anticipate our summer fun. How much is summer going to cost you and your family? The following list of summer activities is family-friendly, fun, and easy on the budget.

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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

Here, let me show you: Say, for example, that your family is used to a certain high-end brand of cereal, but your analysis has shown that it’s too expensive and should be part of the things you cut out of your monthly budget to shore up that 20%. My family chooses to eat out once per week, for example. So, what do you do?

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

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Post Holiday Lifestyle Detox

Prairie Eco-Thrifter

Sure, I had fun, and I’ve very much enjoyed seeing my family and friends, but I am in need of a major detox – of everything. I am not a day-to-day drinker; in fact, I only have a glass of wine or two when I am with other friends or family members that also drink wine. . Excess spending, excess eating, excess drinking.

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