Family Balance Sheet

JANUARY 10, 2012

When my husband and I are focused on our goals , we nail them. But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. I created our Family Balance Sheet years ago as a way for me to communicate the state of our finances to my husband.

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

MARCH 12, 2015

For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. 7 Ways to Spring Clean Your Finances. Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11?

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

OCTOBER 21, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. What are your goals?

Finance 100

Finance Financial Goals Organic Organization 100

Family Balance Sheet

FEBRUARY 19, 2022

In highly affluent circles, a family office is a private wealth management firm that manages the finances and investments for the ultra-wealthy and their families. While I was still helping my husband from home with his business, I felt like I wasn’t contributing to our finances and that drove me crazy. Implement our Debt Freedom Plan.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. They are also there working with you to help you reach your goals; even those financial goals. Many of us have just celebrated Canada Day or Independance Day; a holiday where we celebrate our freedoms. It has gone on for generations.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. I created it as a way to communicate our finances to my husband. This is a 12-month spreadsheet.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

AUGUST 21, 2020

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. I STILL use our spreadsheet today. You could also use a recent appraisal. It showed him what we OWE and what we OWN.

Family 241

Family Debt Finance Kids and Family 241

Saving With Shellie

JULY 29, 2011

Today I thought I’d take a minute to go over some ideas to set smart financial goals. If you have ever taken a business class, you’ve learned about setting goals that follow the SMART acronym. Even though the time frame may be unrealistic, there is a time element to the goal. Happy Saving!

Financial Goals 53

Financial Goals Goals Netflix November 53

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. You are one emergency short of losing track of your finances. Should you pay off debt or save? What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

OCTOBER 9, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Dining Out.

Budgeting 100

Budgeting Budget Finance Organic 100

Prairie Eco-Thrifter

JULY 10, 2012

I’d estimate that it’s the recipe 80% of Americans use, because it’s the one on the back of the Toll House chocolate chip bag. Yet for a few years I made the Toll House recipe, because that’s what everyone I talked to was using for a recipe. You can’t get what you want out of your personal finances on the Toll House budget.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Being a newlywed means you have a few things to get used to, and that includes the way you handle your finances. As you begin to navigate the waters of newlywed finances, here are 5 money tips that can help you out: 1. Many couples struggle with trying to figure out whether or not to combine finances. Set Goals Together.

Money 252

Money Finance Motivation Goals 252

Prairie Eco-Thrifter

JULY 28, 2013

Are you making progress towards the life and finances you want? Sometimes it helps to take time out and just stare out the window while you consider these and other financial thoughts. When you reflect on your life and your finances, you may find that there are changes you want to make. Are your goals meshed with theirs?

Activism 229

Activism Goals Kids and Family Finance 229

Prairie Eco-Thrifter

MARCH 24, 2013

The other is to find out what your ‘money personality’ is by rating your money use, acquisition and management tenancies as one of three states: Acquisition: Avoidant Secure Insatiable. Use: Miser Secure Compulsive overspender. Set your financial goals. Then tell each other your stories.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

NOVEMBER 5, 2014

I went through Dave Ramsey’s Financial Peace University when I was 18 years old. That inspired me to be intentional with my finances and to follow Dave’s six steps. When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free. We try to discuss finances once a week.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Savings Corner

DECEMBER 24, 2023

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones. When to get a financial advisor Not everyone needs a financial advisor, especially since it’s an additional cost.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. It was tricky at first.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

Credit is a tool in personal finance. Used properly, it can help you build your dream home and reach your financial goals. Used irresponsibly, and like any tool, it can smash your fingers something fierce. Understand the risks to peer loans and you may just find one of your best tools in personal finance.

Debt 188

Debt Personal Finance Finance Credit 188

Family Balance Sheet

JANUARY 8, 2020

ALSO our 2019 Financial Goal!). That book has changed my outlook on reusing, recycling, making do, and rethinking one use products. In 2019, I chose a word that encapsulated our financial goal for the year and other habits that I wanted to work on. We knocked this out of the park. Moving on to 2020!

Financial Goals 130

Financial Goals Goals 2020 2019 130

Prairie Eco-Thrifter

MARCH 23, 2015

What innate abilities can be put to use to help you start the path to wealth? Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Consider not only the financial aspects, but the life enjoyment aspects as well.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

NOVEMBER 19, 2014

We sold extra items that we weren’t using through Craigslist and garage sales. Who initiated the debt free goal? Finances have definitely been the biggest strain in our 11 years of marriage. Who handles the day-to-day finances in your home or do you work on it equally? Daniel does all the day-to-day finances.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Are you having a hard time controlling your finances? Many parents are finding it hard to control their finances and stretch their wallet these days more than ever. Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

APRIL 10, 2014

I used to live in Weehawken, New Jersey, a twenty minute commute from midtown Manhattan. I can only hope that she makes the decision to take control of her finances by finding a living space and a lifestyle that she can both live with and afford to support in the long term. The same is true of any challenge. Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Savings Corner

DECEMBER 24, 2023

Portions of this article were drafted using an in-house natural language generation platform. Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. A personal loan is money borrowed from a lender that can be used for nearly any purpose.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Our personal finances obviously require attention all year long. Clean out and organize paper files for personal finances. After 44 years of marriage, we have collected quite a bit of financial information. I give the name of the item, the location, a contact number and an identifier for them to use when referencing it.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

JULY 22, 2015

I own two different business, Phoenix SEO Company which helps businesses get on the first page of Google and Well Kept Wallet which is a Financial Education company. I have a passion to help people take control of their finances so that they can live the life they want to have. I cancelled my gym membership because I rarely used it.

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

FEBRUARY 4, 2015

We also continued using debit and credit cards (paid in full multiple times per month) for the convenience of tracking our expenses online. Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. After we got out of debt, we did pay cash for a used car.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Penny Pinchin' Mom

MARCH 11, 2024

We know that saving for a rainy day isn’t just a phrase our grandparents used to throw around. Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

What do you actually want to use money for? Just takes things as they come, and doesn’t show any interest in financial planning. So, even though I like using my money, I make sure the important big picture things are taken care of before I spend. Sometimes, we buy things on a whim because we think we will use it.

Motivation 250

Motivation Money Goals Finance 250

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. No, although we inadvertently used the debt snowball method without having heard of it. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JULY 28, 2014

I mastered the use of excel spreadsheets while monitoring every expense, I opened my first retirement account and bought my first shares of stock while feverishly reading through Investing for Dummies , I began checking all of my accounts, every day to ensure that any and all charges were correct and accounted for… and I loved it.

Hobby 189

Hobby Money Making Goals 189

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. And as you’ll see below, we also added a few more steps that he probably wouldn’t suggest or approve of, but there’s a reason why this is called personal finance. We used Dave Ramsey’s debt snowball method. |

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

APRIL 1, 2015

After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. We used the debt snowball technique to help build momentum. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

When it comes to you finances, are you doing okay, but know you could be doing better? When it comes to money, most of us could stand to up our game a bit. So, don’t set goals based on a monthly budget that has some wiggle room in it for fun things, things that enhance your life. Get Specific with Goals. Money Tips'

Money 113

Money Goals Budgeting Budget 113

Prairie Eco-Thrifter

JANUARY 15, 2013

Eventually they’ll run out of credit, or something unexpected will strain their finances, and everything will come crashing down. It’s about having financial security, and it’s about having actual assets, rather than using debt to buy things that look fine and fancy, but really just represent a drain on your resources.

Debt 274

Debt Wedding Money Financial Goals 274