Penny Pinchin' Mom

DECEMBER 17, 2023

The post Managing Family Finances: Tips and Strategies for a Better Financial Future appeared first on Penny Pinchin' Mom. Family finances can be tricky! I have a bunch of lovable relatives (my nuclear family) who believe we are somehow made of money. I would know. But how can you balance the two?

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

OCTOBER 14, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Since the underlying theme of this series is planning and budgeting, today’s assignment is to create a gift giving fund.

Finance 100

Finance Giving Organic Organization 100

Prairie Eco-Thrifter

MAY 25, 2014

We like to say that hindsight is 20/20, and this is especially true of money. The money advice I would give a younger version of myself falls into two categories: “What were you thinking?” While my parents talked about saving money and only spending what you have, the lessons were more abstract than practical.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

MAY 4, 2021

Finding extra money is a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. My total found money in April: $715.62. This wasn’t all accrued in April.

April 130

April Money Credit Cards Donation 130

Prairie Eco-Thrifter

OCTOBER 29, 2014

One of the best ways to boost your finances, and help others at the same time, is to make charitable donations. When you make it a priority to donate to charity, you are in better control of your finances, and you help make the world a better place. You can’t just give money to everyone. Deciding on a Cause.

Money 200

Money Donation Giving Finance 200

Prairie Eco-Thrifter

MARCH 8, 2017

So do finances. If you give the same care to you finances that you give your garden, both should grow. You wouldn’t think of planting your day lily in the middle of an interstate, so don’t think of planting your finances in a hostile environment. It’s the same way with finances.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

When you are trying to improve your financial situation, one of the moves to make is to change the way you spend money. However, addressing the symptoms of your money choices isn’t likely to result in long-term changes. Instead, it’s important to figure out your money motivations. I love spending money.

Motivation 250

Motivation Money Goals Finance 250

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Munger so aptly puts it, learning how to save money fast is an education in and of itself. Munger so aptly puts it, learning how to save money fast is an education in and of itself. ” – T.T. Munger As T.T.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

JULY 4, 2011

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. Nicole from Nicole and Maggie: Grumpy Rumblings of the Untenured tells her story about giving Self Serving Donations. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? If we make effort we will succeed.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

OCTOBER 18, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 4: Day 5: Day 6: Day 7: How Much Money is Coming In? Day 8: Where is Your Money Going?

Finance 124

Finance Organic Organization Emergency Fund 124

Prairie Eco-Thrifter

FEBRUARY 27, 2012

But have you ever considered how you can go green with your finances? There are many different ways our finances can help in the green initiative. Below are the many different ways we can move towards a greener lifestyle with our finances. Saving Money. Have you ever considered saving money to be more “Green”?

Finance 187

Finance Green Transportation Public Transit 187

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. Women’s Money Week will run from March 5th-11th, 2012 on WomensMoneyWeek.com — coinciding with International Women’s Day. Meet Regularly to Discuss Finances.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

OCTOBER 7, 2014

Have you ever felt guilty about spending money? I know that I used to feel guilty when I spent money. It seemed wrong to spend money — especially on things and experiences I found enjoyable, but weren’t actually necessary. Even when I had enough money for what I wanted, I still felt bad about spending it.

Money 196

Money Goals Finance Tools 196

Prairie Eco-Thrifter

OCTOBER 22, 2013

Teaching your kids about money is one of the best things you can do to set them up for financial success in the future. Here are seven things you should teach your kids about money, helping them become better spenders, savers, and investors. Spending Money. Giving Gifts. Starting an Allowance. Encouraging Employment.

Money 234

Money Kids College Tuition Kids and Family 234

Prairie Eco-Thrifter

AUGUST 11, 2014

One the inevitable things that we spoke about during our session was finances. Specifically how we are planning on dealing with money as a couple and how that differs from how we deal with money as individuals. Ive always felt that allowances are restricting, childish, and for people that couldnt control their money.

Finance 174

Finance Budgeting Budget Money 174

Family Balance Sheet

AUGUST 21, 2020

Need a quick snapshot of your finances? I’m a firm believer that finances must be organized and neat, and a Family Balance Sheet helps you keep track of your finances in one tidy spreadsheet. Knowing all of these numbers doesn’t mean that there won’t be messiness with your money.

Family 241

Family Debt Finance Kids and Family 241

Prairie Eco-Thrifter

JULY 28, 2015

Why on earth would you volunteer to give your adult children monetary gifts? You want to see how they handle money before you die and leave it all to them. Gifting should always be done with the idea that you no longer control the money in the gift. What will they do when they come into all that money?

Giving 100

Giving Taxes Son Money 100

Prairie Eco-Thrifter

AUGUST 24, 2011

Due to the recent financial crunch on the global platform, a majority of the investors from all over the world have realized the need for sustainable finance. The term sustainable finance has a deep inner meaning than just investing in green businesses and hoping to get a nice return. So, do you practice sustainable finance?

Finance 181

Finance Personal Finance Green Recession 181

Prairie Eco-Thrifter

MAY 15, 2012

I mean, I was young, life was good, things were happening; what did I need all that finance stuff for? Better late than never’ is a good approach to personal finance for the over 40s. Another tip I learnt – you may be losing money in fees and charges if you have multiple accounts. This was me, that’s for sure. I was doing OK!

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Family Balance Sheet

OCTOBER 31, 2014

On October 1, I embarked on a month long series, 31 Days to Organize Your Finances. During the series, we talked about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Day 4: Day 5: Day 6: Day 7: How Much Money is Coming In?

Finance 100

Finance Organic Organization Emergency Fund 100

Prairie Eco-Thrifter

JUNE 5, 2012

Whether or not you can give it, or even should give it – you feel guilty if you do not. Perhaps your sibling has a drug problem and wants to buy more drugs with the money. We all know that giving or lending money to a friend or relative can be a recipe for disaster. How do you determine when enough is enough?

Money 264

Money Sister Giving Brother 264

Prairie Eco-Thrifter

OCTOBER 7, 2014

When it comes to you finances, are you doing okay, but know you could be doing better? When it comes to money, most of us could stand to up our game a bit. That last point is a particularly worthwhile goal as worrying about money is a unique brand of distressing. If you answered yes to that question, you are not alone.

Money 113

Money Goals Budgeting Budget 113

Prairie Eco-Thrifter

AUGUST 13, 2013

Talking about money with your family is hard, especially between different generations. Many of us fear having the money discussion with our parents. appearing to try to get their money from them. Are they surviving on beans and rice because they don’t have enough money? Why is that? Fear of angering parents.

Parenting 211

Parenting Money Kids and Family Mom 211

Family Balance Sheet

FEBRUARY 20, 2013

Many years ago, I read his book, The Total Money Makeover: A Proven Plan for Financial Fitness, to help us deal with the shock of going to one income when I left my corporate job. Dave gives practical advice for business owners and entrepreneurs about building and growing a small business. To get on the same page about our finances.

Money 147

Money Podcasts Debt Finance 147

Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget helps you track your finances so you know exactly where you are and whether you’re on track. It’s wasted money.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

MARCH 28, 2013

They also lack much of an idea about how money itself is made, stored and distributed. Starting with your local stores, make up a tour and give it yourself. In Kansas City, all ages can visit the Money Museum. Teach kids about products. Have them do price comparisons between different brands and generic brands.

Kids and Family 222

Kids and Family Money Kansas City Kids 222

Prairie Eco-Thrifter

JULY 18, 2011

Hello and welcome to the 112th Best of Money Carnival. Starting a countdown from 10-1, here are my favorite 10 posts of the week: Number 10 : Jason at Live Real, Now shares with us his series on how to make extra money on line through niche selection. Number 9 : Frugal Living tells us to let the dark night guide our finances.

Money 159

Money Personal Finance Finance Credit Cards 159

Family Balance Sheet

OCTOBER 15, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Every month, we set aside money in our budget to cover our basic car maintenance. How will you pay for the item?

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

OCTOBER 10, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Does your property tax bill give you anxiety? Do you go into panic mode when your car insurance bill arrives?

Finance 100

Finance Property Taxes Organic Organization 100

The Frugal Girl

DECEMBER 11, 2023

How did you get interested in saving money? As a teenager, I saved quite a bit of the money I earned babysitting and working in a dining hall. I liked seeing money accumulate and grow, and that has continued into adulthood! What’s the “why” behind your money-saving efforts? for anyone curious ?

Money 195

Money Kids and Family Frugal Parenting 195

Prairie Eco-Thrifter

MAY 26, 2016

To learn to live within your means is one of our primary family money values. Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Why would they want to save their money to get pennies a year on their principal?

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

APRIL 29, 2012

Here it comes, television’s longest running game show, filled with tips and fabulous prizes, anyone can win, the Best of Money Carnival – Price is Right Edition! Our first item up for bid is a six pack of steps to prepare you for wealth sponsored by Family Money Values.

Money 171

Money Price Finance Prizes 171

Prairie Eco-Thrifter

AUGUST 2, 2011

Not many – but by planning ahead now you might find ways to lessen the expenses you will face next month and use the annual experience as a teachable moment in your child’s personal finance education. Here are a few money tips to help you plan your back to school activities and maybe reduce that $600 per child amount. Get Social.

College 192

College Money Personal Finance Student 192

Prairie Eco-Thrifter

JULY 25, 2012

Making Learning Fun There’s no need to gather up the kids and start lecturing on the finer points of finances. Start by showing them exactly what they would be able to buy if they had their own money. At this point, you have the ability to explain how saving money works and how it can benefit them.

Saving Money 188

Saving Money Money Kids Saving 188

Prairie Eco-Thrifter

MAY 21, 2012

But did you know that Pinterest is also a fantastic resource for saving money? Whether you’re spending minutes or hours pinning photos of your favorite meals, outfits or vacation destinations, there is a wealth of money-saving knowledge floating around on those boards. Has it helped you save money? If so, how?

Money 188

Money DIY Saving Money Saving 188

Family Balance Sheet

OCTOBER 17, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. By the end of the month, my goal is to help you have a detailed financial plan for your family.

Debt 100

Debt Finance Organic Organization 100

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. I created it as a way to communicate our finances to my husband.

Budgeting 130

Budgeting Budget Family Property Taxes 130