Savings Corner

DECEMBER 25, 2023

Auto refinancing loans enable you to replace your current auto loan with a new one from another lender. Refinancing a car loan can be a way to lower your car payment or pay off your loan sooner, saving you money on the total interest you pay. Some exclude certain makes and models of cars, or they limit the age or mileage of a vehicle.

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Prairie Eco-Thrifter

AUGUST 19, 2014

In the personal finance world, it’s common to focus on all the small ways you can save money each day. However, cutting these simple pleasures from your life doesn’t have to be the answer you’re looking for when it comes to your finances. About a year and a half ago I refinanced my house. Premium Cable.

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Savings Corner

DECEMBER 25, 2023

The rate adjustments are based on a benchmark index, which in most cases is the secured overnight financing rate, or SOFR. 3-year ARM rates NerdWallet’s mortgage comparison tool can help you find competitive 3-year ARM rates today, whether you are buying a home or refinancing.

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Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. And the plan can be as “big picture” or “little picture” as you want to make it.

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Prairie Eco-Thrifter

NOVEMBER 25, 2012

We read that we should make our money work for us but worry about making a wrong decision that could actually cost money rather than make us money. The down-side of this method is that interest rates are usually quite low so the amount your money makes for you is small. No Cost Refinancing – Pros and Cons.

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Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. How is it possible that a couple making $200K don’t know where $60K is going every year?

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Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget helps you track your finances so you know exactly where you are and whether you’re on track. It’s wasted money.

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Prairie Eco-Thrifter

NOVEMBER 2, 2011

Without clear knowledge of your finances you will not be able to make an informed decision regarding whether taking out a loan is necessary and sensible. Unsecured loans for smaller amounts of money can help in the short term, but you must make sure you can keep up with the repayments, as penalty fees will only deepen your debt.

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Savings Corner

APRIL 4, 2024

Lenders consider it when approving you for a mortgage or other home-based financing. Cash-out refinancing: With a cash-out refinance, you replace your existing mortgage with a new, larger mortgage. However, the extra debt could make your mortgage lender a little nervous. How can I increase the equity I have in my home?

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Savings Corner

DECEMBER 25, 2023

You may also have the option to choose your loan term, which means you could pay off your loan faster and with less interest by making higher payments or pay lower amounts with more interest over a longer period of time. How do I qualify for a private student loan? Each lender will have its own requirements for taking out a loan.

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Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. It was tricky at first.

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For the Mommas

JANUARY 23, 2013

Nearly 46% of consumers say they typically consider making a financial resolution – up 31% since the first year of the survey in 2009. Do you really need cable television or can you make do without? By refinancing, consumers could quickly save hundreds of dollars every year without having to make significant cuts to their budget.

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Savings Corner

APRIL 4, 2024

Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure. Debt-to-income ratio: Lenders also look at other monthly credit payments you make compared to how much you earn each month. Lenders won’t accept documents they can’t read.

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Savings Corner

DECEMBER 25, 2023

NerdWallet’s Best-Of Award Winner Best Mortgage Lender For Cash-Out Refinancing NBKC: NMLS#409631 5.0 It offers a significant volume of cash-out refinancing with unusually low origination fees. A down payment is the cash you pay upfront to make a large purchase, such as a home. But how much of a down payment do you really need?

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