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Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. Use up all of those odd ingredients.

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How We Frugal-ed in July 2022

Family Balance Sheet

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. Related reading: 10 Ways to Save at Giant Food Stores. Simple Summer Meal Planning.

July 130
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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. We have been using this system ever since.

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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We want to achieve our financial goals, but still enjoy life. We use the gym, so we’ve never felt like it was a waste of money. Cutting cable is definitely a big step, but it you’re ready to take the leap, find out How We Watch Great TV Without Cable. For my system, read my 11 Simple Meal Planning Tips.

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

Yep, we’re newlyweds and eloped together in December 2013. Her ideas were simple to implement and only took a few minutes a day. I started Careful Cents and used that as a platform to find freelance writing opportunities. He leaves most of the financial goals up to me, but we make the decisions together.

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6 Tips for Setting Better Goals

Prairie Eco-Thrifter

If you want to free up more time for volunteer work, picture yourself serving at the food kitchen, or picture the end results of a charity auction that you helped plan. Think about what success will look like, and you will have more motivation to stick with your goals, and make them happen. Use Positive Language.

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10 Ways to $ave Energy Comfortably

Prairie Eco-Thrifter

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. You also end up with a freezer full of easy to re-heat meals.