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How We Frugal-ed in June 2023

Family Balance Sheet

Frugal living is not about deprivation. Instead, I look for creative ways to save my family money in all aspects of our lives. My goal has always been to live well on less while achieving our big financial goals. This update includes how we frugal-ed in April, May, and June. Ask and ye shall receive!

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The Importance Of Setting Financial New Year’s Goals

Prairie Eco-Thrifter

In fact, one of my favorite things to do at the end of December each year is to set financial goals for the new year. I’m convinced that I’ve had such good luck achieving many of my financial goals because I write them down and keep myself accountable. Keep Yourself Accountable.

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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. If not, we’ll start saving in 2019.

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2019 Debt Freedom Plan Update

Family Balance Sheet

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. Start Additional Savings Accounts.

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How to Save Money From Salary Without Sacrificing Your Lifestyle

Penny Pinchin' Mom

You can even add it to your emergency savings fund. You’ll grow your nest egg faster this way, and you’ll condition yourself to be a bit more frugal. But think about how much you would be saving in terms of transport, drinks, food, entertainment, and the potential bail money should things get out of hand.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

How long have you been reading The Frugal Girl? I started reading The Frugal Girl about two years before I escaped from the workforce, which was almost eight years ago. I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.)

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.