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Our 2019 Financial Goal

Family Balance Sheet

In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018.

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Family Vital Information Binder

Family Balance Sheet

This binder stores ALL of your financial information in one location. For me, it wasn’t about making my life easier, but rather, making my family’s life easier if they needed vital information in the case that I am incapacitated or just not available. In fact, it was one of my 2020 financial goals.

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It’s Frugal Friday: 10/28/16

Family Balance Sheet

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. When I make soups and casseroles this winter, I’ll just break off what I need. So we are now in the market for new health insurance. They LOVE it. Enough said!

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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Read our Health Insurance Story: .

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Get your FREE Family Balance Sheet Excel Spreadsheet

Family Balance Sheet

Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. We are working towards some pretty big financial goals and we’ve hit quite a few already.

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Managing Family Finances: Tips and Strategies for a Better Financial Future

Penny Pinchin' Mom

As Ryan Derousseau, a financial planner at United Financial Planning Group, says, “Rarely would I advise someone to have less than three months in an emergency fund, but there are many cases where I would advise more…If you know you make imprudent decisions whenever money feels a little tighter, then it’s time to up the emergency fund.”

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. With that much debt, we needed some go big or go home heavy hitters that would make a big impact on debt reduction. Health Sharing Ministry. We followed Dave Ramsey’s debt snowball method for debt reduction.

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