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Family Budget Spreadsheets 2021

Family Balance Sheet

Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. After the year we’ve had, I think we all are!

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. ” We’ve been there too.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Short refinance Caret Down If you’re struggling to make your mortgage payments and are at risk of foreclosure, your lender might offer you a short refinance.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. Alan and I, by choice, bought land in an area with low property taxes. Being frugal is just playing with numbers – and winning.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. With that much debt, we needed some go big or go home heavy hitters that would make a big impact on debt reduction. We moved the goal post multiple times. We need to increase our income.”

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Doing so will empower you to make the best decisions for your family — and your wallet. Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” Make a list of what’s important to you in a home. Buying a house: A step-by-step guide 1.