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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

We ate at home a lot and watched our food budget carefully. We do meet every month to go over expenses and needs. When something unexpected comes up we have another budget meeting. Budget meetings are vital to our marriage and now they run smoothly after years of practice. What are your financial goals now?

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How to Create a Family Balance Sheet + Get a FREE one for your family!

Family Balance Sheet

My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. But as we worked our way through our Debt Freedom Plan , we watched our debts fall and our net worth climb. Meet, Discuss, Plan, Execute…Repeat. I STILL use our spreadsheet today.

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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We want to achieve our financial goals, but still enjoy life. My family was watching way too much addictive cable TV anyway and my husband and I were not happy with the new price, so the decision was very easy. But one thing we didn’t want to do was feel like we were living a life of “lack” or sacrifice.

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Marriage and Money: 5 Tips To Reduce the Money Arguments

Family Balance Sheet

Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. I have found that there is less tension when we are both on the same page with our goals, but you need to take the time to discuss those goals together. Meet Regularly to Discuss Finances.

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

Family Balance Sheet

All of this plays into our desire for financial stability. We did watch Financial Peace University with a few of our friends and that was encouraging. As we started deepening our interest in becoming debt free we found plenty of financial bloggers and other resources that encouraged us along the way.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

I’m Mary, and it’s a pleasure to participate in Kristen’s Meet a Reader series. I learned to save money by watching my parents. (I A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals.