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Our 2019 Financial Goal

Family Balance Sheet

In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018.

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How to Save Money Fast – My Top 20 Tips

Penny Pinchin' Mom

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can start cutting out these expenses and see how much money you save. Believe me!

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. I earn about $20 every 2-3 months with my favorite grocery phone apps. 10 – Do It Yourself.

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Medi-Share Update: One Year Later

Family Balance Sheet

We had high deductible health plans from 2004 – 2016 and contributed many years to a health savings account. We used those funds to pay for our medical bills in 2017 and that account is now depleted and closed. Our main financial goal for 2018 is to save $10k for our Annual Household Portion with Medi-Share.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. My biggest financial regret is the amount of money we spent on restaurant meals from the time we were married and both working full time to when we had kids.