article thumbnail

Our 2019 Financial Goal

Family Balance Sheet

In previous years, I would create a long list of financial goals, only to have little accomplished by the end of the December. I almost stopped writing goals down altogether. In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018.

article thumbnail

Family Vital Information Binder

Family Balance Sheet

In fact, it was one of my 2020 financial goals. It includes: All of our cell phone numbers. I printed a recent statement or bill of each account and wrote any important details about each account number, the advisor or rep’s name and phone number, and the log-in password. The login to my Macbook.

Family 130
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

My 2020 Financial Goals & A Recap of 2019

Family Balance Sheet

ALSO our 2019 Financial Goal!). This is a work in progress and I feel it will always by my goal. I took Facebook off of my phone and that was a good first step. In 2019, I chose a word that encapsulated our financial goal for the year and other habits that I wanted to work on. Moving on to 2020!

article thumbnail

3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We want to achieve our financial goals, but still enjoy life. We decided to cut the land line cord too since we both have cell phones. But one thing we didn’t want to do was feel like we were living a life of “lack” or sacrifice. We want to have our cake and eat it too. Gym Membership.

article thumbnail

7 Ways to Spring Clean Your Finances

Family Balance Sheet

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. phone service. method when you wrote them? M – measurable.

Finance 100
article thumbnail

Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

This includes cable TV, magazine and radio subscriptions, movies, pagers and cell phones. Not Having a Financial Plan Having clear financial goals helps you control spending and increase savings because you know where you are headed. You keep paying but you don’t ever own anything.

Money 235
article thumbnail

7 Ways to Spring Clean Your Finances

Family Balance Sheet

Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. SMART goals are: S – specific. phone service. If we’ve learned anything from the pandemic it’s that things can change without notice. Did you use the S.M.A.R.T.

Finance 130