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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. You could refinance with your current lender or work with a different one. You could refinance with your current lender or work with a different one. How does refinancing work? What is refinancing?

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Family Budget Spreadsheets 2021

Family Balance Sheet

Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. In 2016, we had some appliances that were starting to not work very efficiently. Color in the blocks as you hit your goals. This is a 12-month spreadsheet.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. This is a 12 month spreadsheet.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. We work through these steps together.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. He diligently maintained our car and our house, doing all the work himself. We knew it would be a balancing act, so we were working on saving money long before the wedding.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. Health Sharing Ministry.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Define your personal and financial goals. Work with an experienced mortgage lender who can walk you through all the options and overall costs. Get started: The need for repairs is not unusual, but negotiation can be delicate work and is best left to the pros, so enlist your agent’s help with this.