Family Balance Sheet

JULY 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 113

2019 Club July Christmas 113

Family Balance Sheet

JANUARY 25, 2019

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. And if you paid cash for Christmas in 2018, but want some encouragement to save for this year, this club is for you too! Did you over spend?

2019 100

2019 Club Christmas 2018 100

Prairie Eco-Thrifter

JUNE 14, 2012

So we just give up on trying to control expenditure and saving. The simple fact is, taking small, simple spending and saving actions, especially early in your working life, can make a huge difference to financial security during your working years and into retirement. Plus you’ll be amazed at how your savings add up!

Simple 221

Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

NOVEMBER 30, 2014

You have to give it space and time (lots of time) to grow into a huge money producer. He never earned more than $46,000 per year, but he turned that into several million dollars, most of which he’s giving away. Figure out what you need to live and put the rest in a secure account. You can do this. Many others have done it.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

MAY 31, 2016

Or maybe you’re trying to build your emergency savings account, or save for a vehicle? If you don’t know what you spend each month on groceries, I encourage you to keep a tally for a month to give you an idea. Day 19: Save Money on Meat. Day 20: Stock up on Holiday Sales.

Grocery Spending 100

Grocery Spending Groceries Grocery Budgeting 100

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. become a fan and ''like'' FBS on Facebook.

April 100

April Club Christmas Goals 100

Family Balance Sheet

JUNE 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

APRIL 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

JANUARY 25, 2013

We have a gift-giving line in our budget, but when I sat down to create my own budget, I realized that our original amount just didn't cover all of the expenses from this past year. I've never been diligent about transferring the Christmas money into a separate account. So, how did I do in January? My monthly goal is $100.

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

SEPTEMBER 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 100

2019 September Club August 100

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. September Assignments: 1.

August 100

August Club Christmas Goals 100

Family Balance Sheet

JANUARY 11, 2011

I have now decided to add gift giving to the list of cash categories. I then divided that new number by 12 and that is the dollar amount that I am going to transfer to a savings account every month. As an experiment, I switched to cash in 3 categories : groceries, dining out and clothing on January 1st.

Christmas 138

Christmas 2011 Bills Credit Cards 138

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 25, 2013

On the 25th of every month from January to November in 2012, I'm holding a viral meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas.

February 100

February Club Christmas Goals 100

Prairie Eco-Thrifter

MAY 1, 2012

What about holidays, cars, homes, designer clothes, retirement? You can have lots of fun with this, so give it a go. Ever heard financial gurus telling us to give up our daily Starbucks coffee and save the money? Tarahas this idea – “I made a game of finding new ways to stop spending everything I earned so I could save.

Money 211

Money Debt Debt Free Cooking At Home 211

Family Balance Sheet

JANUARY 17, 2018

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. 2 – Save $10k in a savings account, specifically earmarked for medical expenses. However, there are a few things that we will not give up so I will need to include them in our budget.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Saving Everyday

APRIL 12, 2013

My first quarter Ebates check is always high because it includes earnings from the holidays. For example, if my total is $1.25, I give $2.00 If my total is $1.26, I will give $2.01 Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. LOVE this app!!

Disney 69

Disney March Gift Cards Ebates 69

Family Balance Sheet

OCTOBER 18, 2019

We’re ready for a big trip to celebrate our accomplishment and we are already planning one for over the holidays. The book walks you through the years starting in middle school and gives you a step by step check list. Start Additional Savings Accounts. 10 – Pay Off Mortgage Debt. .

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. What is your craft?

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100