Family Balance Sheet

JANUARY 25, 2013

We have a gift-giving line in our budget, but when I sat down to create my own budget, I realized that our original amount just didn't cover all of the expenses from this past year. I've never been diligent about transferring the Christmas money into a separate account. So, how did I do in January? My monthly goal is $100.

Christmas 127

Christmas Club Goals Budgeting 127

Prairie Eco-Thrifter

MAY 26, 2016

Because we only have a week to show results, and because savings account interest rates have been near zero each year since camps started, I have routinely given the jar 50% interest. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Penny Pinchin' Mom

FEBRUARY 16, 2024

But think about how much you would be saving in terms of transport, drinks, food, entertainment, and the potential bail money should things get out of hand. Maybe a game night, a movie, or even giving each other cooking lessons over some Tequila? It’s cheaper, and it still gives you the same kind of money you need.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

JANUARY 11, 2019

In 2018, we decided to focus on just 2 main financial goals and before I share my 2019 goals I thought I would give you a recap on 2018. Save $10k in a savings account, specifically earmarked for medical expenses. I almost stopped writing goals down altogether. Our 2018 Financial Goals: Finish our Will. 1 – DONE!!

Financial Goals 100

Financial Goals Goals 2019 Health Insurance 100

Family Balance Sheet

MAY 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 100

2019 Club Christmas May 100

Family Balance Sheet

JULY 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 113

2019 Club July Christmas 113

Penny Pinchin' Mom

DECEMBER 17, 2023

What gives? If you are confused about whether you should pay off debt or save, you are not alone, although everyone’s financial situation is different. Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

MAY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Thanks for reading.

Club 100

Club Christmas May Goals 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Narrow Down a Price Range If you are going to save money , you need to have a target savings goal in mind that you can work toward. Not only will that give you something to break down (how much you need to save every day, every week, and every month), but it will also help you visualize the end game; it will help you strategize better.

Cars 52

Cars Car Bank Banking 52

The Frugal Girl

DECEMBER 11, 2023

Within reason, we like to give our kids a nice Christmas with presents they enjoy. I would probably add it to our savings account for house projects. Many people would probably consider it a splurge that we send our children to a private Christian school. This especially was very important to my husband growing up.

Money 195

Money Kids and Family Frugal Parenting 195

Family Balance Sheet

MAY 31, 2016

Or maybe you’re trying to build your emergency savings account, or save for a vehicle? If you don’t know what you spend each month on groceries, I encourage you to keep a tally for a month to give you an idea. Slashing your spending doesn’t mean you’ll be noshing on ramen noodles either.

Grocery Spending 100

Grocery Spending Groceries Grocery Budgeting 100

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

If you’re struggling to save because you’re always tempted to spend all of your money when you receive your wages each month, setting up an automatic transaction that moves some of your income into your savings account when you get paid will help to reduce this problem. 2. Work on your Credit.

Bills 113

Bills Money Bank Banking 113

Family Balance Sheet

NOVEMBER 25, 2019

Today is the final meeting of the 2019 Christmas Savings Club! . On the 25th of every month from January to November in 2019, I held a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. It was a pretty easy month to find the cash.

2019 130

2019 November Club Christmas 130

Family Balance Sheet

JULY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Not sure about a pantry challenge?

Club 100

Club Christmas July August 100

Family Balance Sheet

JUNE 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. I am now short by about $100.

June 100

June Club Christmas Goals 100

Family Balance Sheet

APRIL 6, 2015

When you’re informed, you’ll be able to make better decisions when it comes to tax-advantaged investments, like retirement, health savings accounts, and educational savings accounts. Give to Charity; Slash Your Tax Payment. When You Should Save in a Taxable Account. and SO much more.

Taxes 100

Taxes Education Re-use Tools 100

Prairie Eco-Thrifter

APRIL 25, 2011

One of the ways to do this is by either having your kids get a job to pay some of their own bills or giving them an allowance and having them pay some of their bills with it. This is the money that is left over and can be used to fund their savings accounts. Give them control of their money. Don’t make this mistake.

Bills 174

Bills Finance Budgeting Budget 174

Prairie Eco-Thrifter

JUNE 11, 2014

Sub accounts can help you break it out more effectively. One of the biggest issues with saving money is that it’s hard to get the best yield when you keep the money in a high-yield savings account. These accounts are generally no such thing, and you run the risk of losing, in real terms, to inflation.

Goals 208

Goals Emergency Fund Used Vacation 208

Family Balance Sheet

OCTOBER 10, 2014

Does your property tax bill give you anxiety? Every month, we transfer this money into a savings account that is connected to our checking account. When a bill comes due, I transfer from the savings into the checking to pay to bill. Please refer back to the original post for a complete list of daily assignments.

Finance 100

Finance Property Taxes Organic Organization 100

Prairie Eco-Thrifter

DECEMBER 1, 2014

If you make $50,000 and your goal is to save $25,000 this year, I’m here to tell you, this isn’t likely to happen. If you set unachievable goals, you’ll likely give up early. When you give up, you’ll likely achieve much less financially in 2015. Each line represents one quarter’s saving goal.

Goals 209

Goals Financial Goals December Motivation 209

Prairie Eco-Thrifter

MAY 6, 2012

Why are so many people not saving for their own retirement? For a number of years, financial experts have been advising young people to set up a retirement savings account right from when they first start paid work. Here are some tips about starting early to save for your retirement years.

401K 261

401K Saving Part Time Money 261

Coupons Do Work

OCTOBER 3, 2016

When it comes to saving money and banking, we are always looking for the best bank ; and what can save you money and what bank gives you money :). You can earn an additional $50 by pairing the checking account with a new Essential Savings account and depositing $5,000 or more within 2 weeks of account opening.

Bank 100

Bank Banking 2016 Bank of America 100

Family Balance Sheet

JUNE 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

APRIL 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 100

2019 April Club Christmas 100

Prairie Eco-Thrifter

MAY 15, 2013

Whether you put the savings in a savings account, splurge for an extra drink next time you are at a restaurant, or buy a bigger box of popcorn at the theatre, it’s important to give yourself a little bonus when you succeed at your goals. It gives you that much more incentive to do even better next month!

Bills 202

Bills Conserving Energy DVD Players Toaster Ovens 202

Prairie Eco-Thrifter

DECEMBER 6, 2012

It is challenging to save, and it does take diligence. You have to refrain from giving into your temptations to withdraw the money, otherwise it will never add up. If you are hard pressed to find ways to save money, here are some ideas to help get you started. Saving money is essential. Automatic Deposit.

Bank 265

Bank Banking Money Saving 265

For the Mommas

NOVEMBER 26, 2011

I also wanted to give you a heads up about these other offers: $107 Electric Orange account opening bonus. 27 Kids Savings Account opening bonus. Open a Kids Savings Account November 25th – 27th and we’ll put a $27 bonus into your new account.

ING Direct 69

ING Direct Gratitude Thanksgiving November 69

Family Balance Sheet

JANUARY 11, 2011

I have now decided to add gift giving to the list of cash categories. I then divided that new number by 12 and that is the dollar amount that I am going to transfer to a savings account every month. As an experiment, I switched to cash in 3 categories : groceries, dining out and clothing on January 1st.

Christmas 138

Christmas 2011 Bills Credit Cards 138

Couponing 101

JULY 26, 2011

Always explain the value of saving money. If you see your child wanting to waste their money on silly things, remind them of how to save money! Teach Kids to Save Money Tip #3. Give them an allowance or pay for “a job well done&# in small bills. Teach Kids to Save Money Tip #4. Have you ever added up that $3?

Saving Money 103

Saving Money Money Kids Debt 103

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. Thanks for reading.

April 100

April Club Christmas Goals 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

Lots of little changes can add up to big results, like a fatter savings account, more contributions to retirement funds , the means to do really cool stuff and just greater peace of mind. It makes us think of sacrifice, giving up all the fun stuff and obsessing over every dollar we spend. See a Budget as an Ally.

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

OCTOBER 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 100

2019 October Club Christmas 100

Couponing 101

DECEMBER 4, 2019

If you keep your money in a high-yield savings account, you might be able to get around 2% interest. However, if you want to give investing a try, these four apps are a great way to test the waters! If you keep your money in a piggy bank or under your mattress, it’s stagnant. What’s a security, you ask?

Making 69

Making T-Mobile Money Goals 69

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

For the Mommas

NOVEMBER 25, 2011

I posted about the free $27 deposit when you open a kids account at ING direct. I also wanted to give you a heads up about these other offers: $107 Electric Orange account opening bonus. Your $107 bonus will be automatically deposited into your account on day 50. 27 Kids Savings Account opening bonus.

ING Direct 74

ING Direct Money November Fridays 74

Saving Everyday

APRIL 24, 2012

Even though we are well into April, I wanted to give you a quick update on my Disney fund! Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. For example, if my total is $1.25, I give $2.00 If my total is $1.26, I will give $2.01 to our fund yay!!

March 86

March Disney Friends And Family Sale Vacation 86

For the Mommas

JANUARY 11, 2011

So you can save money at the store. but the question is what are you doing with that savings. Shelly from Coupon Teacher gives us some ideas about how we can save our savings. and saved over $30!”. Sometimes I wish for a way to really “save” those savings. I spent $3.02 Spending $3.03

Back To Basics 59

Back To Basics Saving Budgeting Budget 59