Family Balance Sheet

NOVEMBER 5, 2014

We put any extra money that would come in toward our debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Make paying off debt a priority. If you’re going to get serious about becoming debt free, you have to make that your first priority.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt. Be a part of this change.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

NOVEMBER 19, 2014

Who initiated the debt free goal? Were there arguments during the time you were working on your debt? We definitely spend a lot more money on eating out at restaurants and using babysitters now that we are debt free. What are your financial goals now? Paying off debt can be done!

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

APRIL 9, 2021

Something happens mentally when you WRITE down your goals and plans for execution. We used Dave Ramsey’s debt snowball method. | We originally (and naively) estimated that we would be done by end of 2016, however, 2016 was not been kind to us, and we moved this goal into 2017. How to Create your own Debt Freedom Plan.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Saving Cents With Sense

JANUARY 18, 2012

I know we are half way through January, and many of you may already be giving up on your New Year’s Resolutions, but I wanted to encourage you to keep reaching for those goals you set. Pay off Debt? The truth is that it is easy to start goals, and much more challenging to follow through. Lose Weight?

Goals 55

Goals Pay Off Debt January Gardening 55

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. What are the top 3 – 5 ways you found money to put towards debt. If married, who initiated the debt free goal?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

APRIL 2, 2022

Actually check ALL the libraries close to you, because they may offer different activities and most of them will likely be free or just a few dollars. They’re all designed to help you save money, pay off debt, and achieve your financial goals, so please take advantage of them. Share in the comments!

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. If we put our mind and actions to reaching a goal then we will complete it. Your City or County May Have Free Money For You.

Personal Finance 240

Personal Finance Finance Family Debt 240

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). According to the Wall Street Journal, 88% of resolutions fail, so the key here is to set small, achievable goals that add up to a whole lot of savings. There are websites out there that will allow you to set a goal. Paying Off Debt.

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

JULY 2, 2015

We rarely use a credit card and if we do, we pay it off right away. If we want to buy a car, we save and pay cash. This may seem like a strange answer to put in this section, but we believe in helping others when they are struggling and putting our finances towards caring for our community and others around the world.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JANUARY 6, 2011

Also cut out any unnecessary expenditure, such as subscriptions and memberships that may no longer be of much use to you. This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly. It will also help you manage any additional debt.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

FEBRUARY 3, 2016

However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. What are the top 3 – 5 ways you found money to put towards debt. What are the reasons you want to get out of debt?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

DECEMBER 10, 2014

Who initiated the debt free goal? Were there arguments during the time you were working on your debt? He leaves most of the financial goals up to me, but we make the decisions together. How did you celebrate when you became debt free? What are your financial goals now? N/A (I was single then).

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. During that time, I started to budget for everything. lined paper. calculator.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

JUNE 2, 2016

In general though, the process of paying off debt has taught me a lot of things, and its a lifestyle I continue to this day. Was there something that you gave up that you will go back to now that you are debt free? What are your financial goals now? Paying off debt and growing savings is a means to an end.

Debt 100

Debt Finds Debt Free Pay Off Debt 100