Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

SEPTEMBER 25, 2019

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings.

2019 100

2019 September Club August 100

Family Balance Sheet

APRIL 25, 2013

That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army''s Adopt-a-Family program. Find your monthly savings goal for May and any shortfall that you have from January through April.

April 100

April Club Christmas Goals 100

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Saving Everyday

OCTOBER 27, 2023

As someone who truly knows what being broke feels like , I know how stressful it can be, especially during the holidays. If you implement some of these strategies, you WILL have extra holiday cash! Have you got kids? I simply put the word out to friends and family on social media, and he has stayed busy ever since.

Saving Money 52

Saving Money Budgeting Budget Money 52

Family Balance Sheet

JANUARY 25, 2013

That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army's Adopt-a-Family program. I'm using a savings account that was used previously for another goal. It's awesome.

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

AUGUST 28, 2013

Our monthly goal for Christmas savings is $100. That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army''s Adopt-a-Family program. How did I do in August? September Assignments: 1.

August 100

August Club Christmas Goals 100

Prairie Eco-Thrifter

NOVEMBER 30, 2014

Well, kids, your parents lied to you – money does grow on trees. The trees are your investment accounts. One way to do this in a two income family is to live off of one income and bank the other. Figure out what you need to live and put the rest in a secure account. Put the holiday gift of cash into your account.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

OCTOBER 18, 2019

5 – Cash flow a family trip to celebrate. . We never stopped taking vacations, but our trips were mostly camping in our pop-up or renting a beach house with other families. We’re ready for a big trip to celebrate our accomplishment and we are already planning one for over the holidays. 5 Steps to Crush Debt.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

FEBRUARY 16, 2016

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JANUARY 17, 2018

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. 2 – Save $10k in a savings account, specifically earmarked for medical expenses. Save for a camper upgrade. We’d like to start saving for it in 2018, if possible.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

FEBRUARY 9, 2018

She’s a very active kid, and missed swim practice and meets, her holiday band and choral concert, Girl Scout meetings, and holiday parties. We had high deductible health plans from 2004 – 2016 and contributed many years to a health savings account. Her first, and mine too, as they let me stay with her.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

FEBRUARY 25, 2013

That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army's Adopt-a-Family program. I'm closing the account and moving that money to my Christmas Savings account.

February 100

February Club Christmas Goals 100