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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government.

Bills 130
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IS TERM INSURANCE PURE PROTECTION PLAN?

Prairie Eco-Thrifter

Insurance plans are a vital part of every person’s life for it acts as a safety net for when an individual is in need of monetary assistance due to certain circumstances. Before proceeding further, it is crucial to know what is term insurance and what is meant by pure protection plan. What is term insurance?

Insurance 185
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Buying a Home With the Help of Mortgage Insurance

Prairie Eco-Thrifter

However, the particularly American dream of owning a home should still be achievable. The first thing to think about when buying a house (aside from the emotional considerations of making a home) is always the financial aspect. The Definition of Mortgage Insurance. Additional Benefits to Mortgage Insurance.

Insurance 185
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7 Ways to Spring Clean Your Finances

Family Balance Sheet

For many, it’s a time to clean the house and the closets, wash the windows of their winter grime, and air out our homes. As the family office manager of my home, I needed a succinct way to discuss our finances with my husband. I have a love/hate relationship with my home office space. auto insurance. life insurance.

Finance 130
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5 Insurance Issues for Entrepreneurs

Prairie Eco-Thrifter

However, it’s important to be aware of some of the realities of insurance as an entrepreneur. Here are 5 insurance issues to watch out for: 1. Business Use of Your Home. We know that homeowners insurance is necessary if you want to protect what is likely your biggest asset. Life Insurance.

Insurance 100
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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance.

Bills 100
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Why You Should Be Skeptical of Financial “Rules of Thumb”

Prairie Eco-Thrifter

If you are buying a home, start with the 30% rule, and then evaluate where that puts you in terms of finances. If you bring home $4,500 each month, are you truly comfortable with putting $1,350 of it toward a mortgage payment? And what happens when you add in property taxes, utility, home insurance, and maintenance?