Family Balance Sheet

OCTOBER 18, 2019

The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. We were trying to be responsible. 2018 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Savings Corner

DECEMBER 24, 2023

Buying a house: A step-by-step guide 1. Get started: Define your personal and financial goals. Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. All this has made 2023 something of a transitional year.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? For the first time in 9 months, we made an extra payment to our last remaining non-mortgage loan. but rather find creative ways to get through the month without unnecessary spending. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. We thought credit card debt wasn’t very smart, but a car loan? A student loan? A business loan? Cash flow necessary business expenses.

Debt 100

Debt Money Emergency Fund Goals 100

Savings Corner

DECEMBER 27, 2023

If you’re trying to find the small business idea that’s right for you, ask yourself the following questions: Where is there a need in the market, and how can your skills satisfy that need? If you have an answer to all those questions, then you may be ready to start a small business. Who is your ideal client?

Real Estate 52

Real Estate Re-use Podcasts Work 52

Savings Corner

DECEMBER 25, 2023

Our free calculator estimates your retirement nest egg based on your current retirement savings contributions and then calculates how it will stretch over your retirement in today’s dollars, taking inflation into account. Filling out the visible fields with your best estimate is enough to get a rough idea of where you stand.

Calculators 52

Calculators Taxes Money Free 52

Family Balance Sheet

NOVEMBER 19, 2014

How much debt did you pay off? How long did it take you? The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. What inspired you to get debt free? We followed Dave Ramsey’s baby steps. We sold our house so now we are on Baby Step 4!

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

FEBRUARY 11, 2016

How would you pay for those expenses? Do you have enough cash to cover them or would you have to rely on high interest credit cards or a loan from family? We have lived through some challenging months as small business owners, but 2007 was a very tough year for us. The total cost of the replacements was $1000.

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Prairie Eco-Thrifter

APRIL 27, 2015

But sometimes, change is a necessary first step to a more fulfilling, happy life. How do you know when you’re in the wrong job? How can you tell when the time is right to make a big change? If the only thing you get from your job is a paycheck, it might be time to find a new one. You’re in a Dying Career.

Work 100

Work Healthcare Motivation At&T 100

Family Balance Sheet

AUGUST 11, 2016

I’m busy raising my daughters with my 50-something husband, managing our small business, and writing my blog. I envy their position, but that gets me nowhere! I’m a proud member of the over 40…+… club! I really am enjoying this decade though. You work until you are 65 and then retire. Go to school.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Savings Corner

APRIL 4, 2024

Key takeaways Determine how much you need before you apply to avoid requesting more money after you’re approved or borrowing more than you need. Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Family Balance Sheet

APRIL 19, 2016

Our photography business is Newell Jones and Jones Photography. How much debt did you pay off? How long did it take you? It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. What inspired you to get debt free? Where are you from?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

How is it possible that a couple making $200K don’t know where $60K is going every year? Money Cone: 9 Impulse Buys that Turned Out Better than Expected We’ve all bought stuff based on commercials that turned out nothing like how it was advertised. Welcome to this week’s Yakezie Carnival. That man was Steve Jobs.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 4, 2015

They keep us very busy! How much debt did you pay off? How long did it take you? We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. That was in 2008, so you might imagine how that turned out! Where are you from?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JUNE 22, 2020

How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

MAY 10, 2012

” Dr Dean presents iPads And Tablets: Ten Ways To Keep ‘Em Safe While Traveling posted at The Millionaire Nurse Blog , saying, “iPad’s size and weight make them great for traveling Read all about how to help keep yours from the black hole that is ‘ airline lost and found.’ PPlan presents U.S.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

APRIL 6, 2012

Welcome to the April 6, 2012 Edition #231 of the Carnival of Financial Planning. ” Jen presents 6 Free Financial Resources & Tools to Improve Your Finances posted at Master the Art of Saving , saying, “If youre interested in monitoring or improving your finances, then you probably dont want to be spending money to do it.

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

JANUARY 17, 2018

Move up the Student Loan Payoff Date. This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. If nothing changes, this loan will be paid off by end of 2019, but I’d love to move that up and say adios to this loan! This will take us most of the year.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

FEBRUARY 10, 2017

” To get through that time, we crafted our Debt Freedom Plan , based on Dave Ramsey’s Baby Steps, but tailored to meet our own needs and self-employed lifestyle. .” A 2017 Update: Since 2013, we have made incredible strides towards paying off our non-mortgage loans. I even created a hashtag, #crushingdebt2016.

Debt 100

Debt 2017 Student 2016 100

Savings Corner

DECEMBER 27, 2023

7 best investments right now How investing pays off later Investing involves buying assets to generate profits over time. In the video below, learn more about how investing harnesses the power of compound interest, and differs from saving. But this couldn’t be further from the truth.

Real Estate 52

Real Estate Bank Banking Money 52

Savings Corner

DECEMBER 27, 2023

Empty Table Header WINNER (Click to read review) Best credit card for simple cash back You’ll get 2% cash back on all purchases and a rich sign-up bonus with a single card. Best credit card for bonus cash back You’ll get rotating 5% cash-back categories as well as fixed bonus categories paying 3% to 5%, like dining and some travel.

Credit Cards 52

Credit Cards Credit December Airline 52

Prairie Eco-Thrifter

JANUARY 14, 2012

With so many different options out there, a consumer really can get overwhelmed and into trouble if they don’t know their credit card basics. With so many different options out there, a consumer really can get overwhelmed and into trouble if they don’t know their credit card basics. Take a moment to watch them. Penge Snak!:

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? How long did it take you? I was debt free in less than 3 years; 2 years, 11 months and 6 days to be exact.

Debt 100

Debt Credit Cards Debt Free Student 100