Family Balance Sheet
DECEMBER 29, 2020
Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. Years ago, there was a month where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. After the year we’ve had, I think we all are!
Savings Corner
APRIL 4, 2024
Cash-out refinances are generally best for big-ticket costs: Think home renovations or major debt consolidation. If you can’t get a lower rate than the one you have now, it might not make sense to tap your home’s equity at this time. Investment purposes: You could purchase an investment property using a cash-out refinance.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Family Balance Sheet
MAY 6, 2020
Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. Yep, life was good.
Savings Corner
DECEMBER 25, 2023
Buy Calculator, things you may already know or have been tossing around in your mind: To make things easy, we made a number of assumptions about other typical costs that factor into this calculation. It takes into account typical spending on home renovations and maintenance. Is renting always cheaper?
Family Balance Sheet
JUNE 22, 2020
Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. With that much debt, we needed some go big or go home heavy hitters that would make a big impact on debt reduction. Also, the monthly mortgage payment was less than our rent payment. What could possibly go wrong?
Savings Corner
APRIL 4, 2024
Compare options from multiple personal loan lenders before applying to make sure you’re getting a competitive interest rate and fee structure. Debt-to-income ratio: Lenders also look at other monthly credit payments you make compared to how much you earn each month. Lenders won’t accept documents they can’t read.
Family Balance Sheet
JUNE 8, 2018
Double check your expense projections and compare to previous statements and bills to make sure they’re correct. To get to zero, you will need to make cuts, so start with the Non-Necessity expenses first. First, check your projections to make sure they’re accurate. For informational purposes only.
Expert insights. Personalized for you.
130 
Let's personalize your content