Nicoles Nickels
APRIL 9, 2014
If there’s one thing that people hate doing the most, it’s their taxes. But with tax time comes that welcomed question – “what to do with my tax refund?” While good budgetary moves are to save or pay off debt, spending that money on something pleasurable and financially worthwhile for the future can be just as wise.
Family Balance Sheet
JUNE 8, 2018
Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. We have been using this system ever since.
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Savings Corner
APRIL 4, 2024
Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. You can use the funds from a home equity loan for any purpose, but there’s a possible tax benefit if you use the money to improve your home.
Family Balance Sheet
MAY 27, 2015
We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. I talk a lot about this in my post “Top 4 Ways to Pay Off Debt” but they include: 1.
Family Balance Sheet
DECEMBER 10, 2014
What are the top 3 – 5 ways you found money to put towards debt. I started Careful Cents and used that as a platform to find freelance writing opportunities. Then during tax season, I worked at H&R Block filing taxes. How did you celebrate when you became debt free?
Prairie Eco-Thrifter
MAY 1, 2013
Rules of thumb are often used to make various financial decisions. The rule of thumb that states that it makes sense to spend 30% of your income each month on a housing payment doesn’t take into account the fact that you might have other debts, and that taking on more might over-leverage you. So, What Can You Do?
Saving Cents With Sense
FEBRUARY 17, 2016
You may experience lower tax rates if filing together, but you also are on the hook for accuracy. The Taxes Difference. While many believe that getting married will provide tax breaks and monetary incentives, this isn’t always the case. There are some tax benefits to be aware of as well. Paying Off Debt.
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