Savings Corner
APRIL 4, 2024
To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. How does refinancing work?
Savings Corner
DECEMBER 27, 2023
down payment 3% New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois. down payment 3% New American Funding works with down payment assistance programs in 14 states, including California, Texas, Florida and Illinois. Not sure about the interest rate?
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The Frugal Girl
MARCH 4, 2024
I read every post, but don’t comment often – usually some of you have already made my point for me. Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. He diligently maintained our car and our house, doing all the work himself.
Prairie Eco-Thrifter
MARCH 4, 2014
Work at said job for 30 or 40 years. Retire and work no more. I first started changing the way I think about things when I realized that I didn’t want to work at a 9-5 job. That’s when I first decided to go back to school and get a Master’s degree in something that would allow me to work from home.
Prairie Eco-Thrifter
MAY 1, 2013
While they can be helpful when it comes finding a starting point, rules of thumb should be approached with a degree of skepticism. Another difficulty has to do with the fact that rules of thumb related to stock market returns don’t always work out, either. Rules of thumb are often used to make various financial decisions.
Savings Corner
DECEMBER 25, 2023
Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. How do mortgage rates work? Sample rates also sometimes include discount points , which are optional fees borrowers can pay to lower the interest rate.
Family Balance Sheet
APRIL 11, 2020
I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe. Are you working from home? Are you working in the front lines of this crisis? More family time!
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