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Current Mortgage Rates: Compare today’s rates | NerdWallet

Savings Corner

Instead, they use a mortgage, which is a loan to buy a home. Principal is the original amount of money you borrowed while interest is what you’re being charged to borrow the money. If you seem like a safe bet to a lender, you’re more likely to be offered a lower interest rate. How you’re using the home.

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Friday Links – Long Weekend Edition

Prairie Eco-Thrifter

Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? For anyone grappling with unemployment, Debt Guru has a great post at Debt Free Blog: Stuck in a Rut? Think Again.

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10 Ways to Earn Money If You’ve Been Laid Off Due to COVID-19

Couponing 101

Even if you haven’t suffered from the virus, you’re probably suffering in other ways. Apply for Unemployment. You may be eligible to receive unemployment benefits if you lost your job as a result of COVID-19. Use Other Special Skills. The COVID-19 pandemic has lead to widespread ramifications.

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How to Build your Emergency Fund

Family Balance Sheet

Life suddenly changed for most of us in March 2020 and this past year of the pandemic has reinforced how important an emergency fund is. If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. It was a very scary time for us. Be diligent about how you use this account.

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Are You Asking Life for What You Want?

Prairie Eco-Thrifter

She didn’t have to re-qualify or re-certify or get additional education to do so, and she stepped back in at a salary in the 70′s! For example: She used her bonus to put in a new laundry room, even while worrying about sending her high school senior to college. He ended up getting a full ride scholarship!

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4 Financial Lessons Your Parents Forgot to Teach You

Saving Cents With Sense

Unfortunately, navigating the financial world wasn’t on their list of life lessons to impart, leaving you to figure it out by yourself once you’re out on your own. percent unemployment rate among 18-29 year olds , being financially savvy is a skill that gets you much farther than those humanity electives you took in college.

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Meet Jackie. She and Her Husband Paid off $147,000 in Debt | Debt Free Stories

Family Balance Sheet

We live in metro Phoenix, in a 70s tract house that we’ve been gradually re-doing. No, although we inadvertently used the debt snowball method without having heard of it. We used my app to track our progress while we were paying off our house, and of course I ran a zillion different scenarios. Get creative. Ask for help.

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