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The ABC’s of Debt Reduction

Prairie Eco-Thrifter

It will take years to see a dramatic reversal of the unemployment trend that saw the US unemployment rate nearly reach 10%. Some families find it feasible to make drastic cuts to non essential expenditures such as entertainment, dining out, and vacationing. The needs, goals and temperament of every household are unique.

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How to Build your Emergency Fund

Family Balance Sheet

Please don’t confuse this money with vacation money or new furniture money. Unemployment and reduced income are considered emergencies, and so is a leaking roof, a broken hot water heater, or a dead car battery. An emergency fund is NOT a spending account. Instead, it is for life’s emergencies and unexpected expenses.

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Current Mortgage Rates: Compare today’s rates | NerdWallet

Savings Corner

Mortgages for primary residences — a place you’re actually going to live — generally get lower interest rates than home loans for vacation properties, second homes or investment properties. Changes in inflation and unemployment rates tend to put pressure on interest rates. Forces you can’t control: The U.S.

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Factors to Consider When Accepting a Job

Prairie Eco-Thrifter

All told, there were 20 paid holidays per year in addition to 3 weeks of vacation time and the ability to earn comp time. One was in the field in which I had a Master’s; the other was in the field in which I had a Bachelor’s. I had over two years of experience doing one job and a one month internship of experience doing the other.

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Emergency Funds: Emergencies Happen When You Least Expect It

Family Balance Sheet

Surely unemployment, reduced income or a business downturn is considered an emergency, but so is a leaking roof, a broken hot water heater, or a dead car battery. Don't confuse this money with vacation money or new furniture money. What is considered an emergency? But a broken TV or the snazziest new phone or gadget.maybe not so much.

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How to Build your Emergency Fund

Family Balance Sheet

Please don’t confuse this money with vacation money or new furniture money. Unemployment and reduced income are considered emergencies, and so is a leaking roof, a broken hot water heater, or a dead car battery, but a broken TV, sweet riding boots, or the snazziest new gadget…not so much.

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Create an Emergency Fund | 31 Days to Organize Your Finances

Family Balance Sheet

Surely unemployment, reduced income or a business downturn is considered an emergency, but so is a leaking roof, a broken hot water heater, or a dead car battery. Don’t confuse this money with vacation money or new furniture money. What is an Emergency Fund. But a broken TV or the snazziest new phone or gadget…not so much.