Family Balance Sheet

JANUARY 25, 2013

As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. Once you have a gift budget for 2013 that you are comfortable with, divide that number by eleven. That final number will be your goal to save each month between now and November 25, 2013. It's awesome.

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

NOVEMBER 30, 2014

I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. It was a bold goal to reduce our spending by so much and I knew I would have to be very diligent with my meal planning. And that is money in the bank. Let us know in the comments.

Budgeting 124

Budgeting Budget Groceries Grocery 124

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Happy 4 months til Christmas!

August 100

August Club Christmas Goals 100

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. Hopefully, that’s your goal too. To be honest, we set aside money each month throughout the year for gift spending, but that wasn’t always the case. Saving Money - During the Holidays' Please share in the comments.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. My monthly goal is $100. Stay Strong!

March 100

March Club Christmas Goals 100

Family Balance Sheet

OCTOBER 18, 2019

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JANUARY 17, 2012

So, we're Saving for Disney! It is one of our 2012 Financial Goals and I am starting to research it. And since neither my husband or I have been there we have no idea what to plan, how much to save, where to stay, or when to take the trip. Our goal is to get there by Fall 2012 or Spring 2013.

Disney 157

Disney Disney World Financial Goals Vacation 157

Family Balance Sheet

JANUARY 10, 2014

In fact, when I looked back on our spending in 2013, I was surprised at how much we spent on groceries–about $7600 for the year or $634 a month for my family of four. Last year, I ran a monthly series, The Christmas Savings Club , that encouraged all of us to save monthly so that we could have a cash Christmas.

Budgeting 174

Budgeting Budget Groceries Grocery 174

Family Balance Sheet

AUGUST 4, 2014

We also were working on paying for Jon’s master’s degree and then my own masters degree, which I completed in December 2013. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Who initiated the debt free goal? What are your financial goals now?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JANUARY 10, 2013

One of my goals for Family Balance Sheet for 2013, is to get back to posting more money saving tips to help my readers (and myself) reduce our grocery bills. How to Save Money at the Apple Orchard. What's your #1 way to save money on your grocery bill? Produce Tips. Organizing Tips.

Economical 100

Economical Money Saving Groceries Grocery 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

Editors Picks: Big Cajun Man from THE Canadian Personal Finance Site shares 10 Phrases I have Used to Save Money. Really, we should all carry a cue card in a our wallet that we can just whip out and use anytime we have an opportunity to save money. Jack from Money Saving Ethics tells us Easy Tips for Saving Money Part 2.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. When I run the numbers, I realize it’s going to take years before we can scream, ”WE’RE DEBT FREE”, our ultimate goal. In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

FEBRUARY 4, 2015

In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. If married, who initiated the debt free goal?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Saving Cents With Sense

DECEMBER 3, 2012

I love finding deals, saving with coupons, and cutting costs, but the reality is that the real “winning solution” is to make sure that we save money each month for our future (college education, vacations, retirement, etc).

Saving 53

Saving Bank Banking Money 53

Family Balance Sheet

DECEMBER 10, 2014

Yep, we’re newlyweds and eloped together in December 2013. I also found small ways to earn extra money, specifically flipping yard sale finds for a profit on eBay. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Who initiated the debt free goal?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

MAY 10, 2012

posted at Money Reasons , saying, “With the low mortgage rates, is this the perfect time to buy real estate? posted at Free Money Wisdom , saying, “Reverse mortgages are tricky things. Instead of avoiding them, why not research them and see if they would work for your financial goals!

Money 113

Money May 2012 Debt 113

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. By the summer of 2013, we found ourselves in a pickle–we had too much debt and not enough cash flow. My grocery strategies: How to Save Money on Groceries. We moved the goal post multiple times.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

AUGUST 11, 2014

The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Start by categorizing where you have been spending money.

Debt Free 235

Debt Free Debt Mom Goals 235