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Where we found money in April

Family Balance Sheet

Credit Card Cash Back Redemptions in April: $439.62. Years ago during our Debt Freedom Plan, I avoided using credit cards, not because we had credit card debt, but I was trying to limit our overall spending. However, once we paid off all of that debt, I started playing the credit card game.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Hello and welcome to the 316th Carnival of Personal Finance- Family Edition. In this case, they helped a school fund interactive learning activities. Big Cajun Man from THE Canadian Personal Finance Site asks What is Your Financial Plan B? Ken from Spruce Up Your Finances asks Need A Down Payment For Your House?

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Spring Clean.Your Finances

Family Balance Sheet

You spring clean your home; why not spring clean your finances? Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. The Family Balance Sheet is a form that I created to help me communicate the state of our finances with my husband. Let us know in the comments.

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Debt Consolidation Calculator | Bankrate

Savings Corner

Simply fill in your outstanding loan amounts, credit card balances and other debts. Fill in your outstanding loan amounts, credit card balances and other debts to see what your monthly payment could look like. Personal loans A personal loan is an unsecured loan that, unlike a credit card, has equal monthly payments.

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What Is A Personal Loan?

Savings Corner

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

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Limiting the Financial Damage of a Data Breach

Prairie Eco-Thrifter

Millions of customers had their data stolen, including credit and debit information. My credit card information was vulnerable during the PlayStation Network breach of a few years ago. Use Credit Cards. I use credit cards a lot more now. Divide Your Credit Card Use.

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Reader Story: It’s Never too Late to Start: Personal Finance Planning for Over-40s

Prairie Eco-Thrifter

I mean, I was young, life was good, things were happening; what did I need all that finance stuff for? Like me, when they were younger, it didn’t seem a priority and then life became busy with careers, children and juggling activities. Better late than never’ is a good approach to personal finance for the over 40s.