Prairie Eco-Thrifter

APRIL 21, 2011

T does have some great tips to save money on organic and healthy food ). Of course there are a bazillion different techniques to save money on food – and credit card rewards are one of the least effective ways – but regardless, I still wanted to take a moment to discuss them. National Grocery Store-Affiliated Credit Cards.

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Credit Cards Credit Groceries Grocery 164

Living Rich with Coupons

DECEMBER 17, 2023

Options: If you don’t have a red card, make sure to sign up. For those of you that don’t want to connect a credit card, you. Check out this deal at Target! Perfect for the last minute gift! Today Only! 30% Off Opalhouse Candles at Target plus get an extra 5% off with your REDcard! Read More

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Target Credit Cards Credit At&T 98

The Frugal Girl

FEBRUARY 23, 2024

Tuesday I got back late from an orientation about an hour away, so I popped by Panera and picked up dinner for Zoe and me, using a gift card from my credit card rewards. $0 I didn’t even cut up any fruit. I spent: $36 at a ramen place $41 at Sam’s Club And that makes $77. 0 out of pocket for me!

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Credit Card Rewards Leftovers Burritos Dinner 205

Family Balance Sheet

APRIL 12, 2013

He has successfully inspired thousands of people to a life free of credit cards and debt. It just seemed easier to us to carry and use credit cards versus cash. We were using the cards to earn cash back on purchases that we needed to buy any way, so we were being smart about our spending. Or so we thought.

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Credit Cards Credit Debt March 100

The Frugal Girl

APRIL 2, 2024

I wish I’d never signed up for the “free” trial because this site makes it very hard to contact them (oooh what a surprise), but I filled out the cancellation form, and if that doesn’t work, I’m just gonna dispute the charge with my credit card company. I have a small sandwich theme going on.

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Frugal Irons Watches Baseball 195

The Frugal Girl

JANUARY 23, 2024

I ordered a discounted gift card from Citi I have a Citi credit card that I originally got in order to score $200 cash back on my $1300 first semester nursing school books purchase. I got a Panera gift card at a discount and immediately loaded it into my Panera app. I give the revamp a 10/10.

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Frugal Starbucks Hawaii Gift Cards 182

Family Balance Sheet

AUGUST 6, 2022

The value of the meal is $18, but the cash value of the 350 gas points for my vehicle is about $5.95–a great price for a dinner that I don’t have to cook! I haven’t bought non-clearance meat in months. Credit Card Cash Back Redemptions in July: $196. Marked down meat! Simple Summer Meal Planning.

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July Frugal Credit Cards Donation 130

For the Mommas

JANUARY 20, 2016

Credit Card Rules You Should Live By. Ah, the credit card. That magical card of freedom. You may have gotten your first card in college, before you had any salary at all but just in time for that upcoming spring break trip: clothes, gas money, hotel…and then, one month later… BOOM! Just say no.

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Credit Cards Credit Debt Equal 40

The Frugal Girl

NOVEMBER 21, 2023

I don’t have time for anything very impressive right now! So I only spent $1 out of pocket, and I didn’t even touch my $5 reward. ? I used $15 of Amazon credit card credits, plus I picked no-rush shipping which will give me 6% back on the purchase. And passing classes is a huge financial win.)

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Frugal Copiers Credit Drinks 220

Prairie Eco-Thrifter

JULY 15, 2013

As I read financial blogs, I find that a lot of bloggers seem to like to pay for everything with their credit card. You can get rewards or cash back , the credit card company tracks all your purchases for you and may even show you a yearly statement indicating the percents you spent on that card in various categories.

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Used Credit Cards Psychology Credit 234

Savings Corner

DECEMBER 25, 2023

If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? There are also ways to use rent, phone and utility payments to build credit.

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Building Credit Credit Cards Taxes 52

Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. With those principals in mind, we enrolled in a debt management program (DMP) through our local credit union and reduced our interest rates on all of our credit cards and began paying them off. We cut up our credit cards and never used them again.

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Debt Credit Cards Debt Free Credit 100

The Frugal Girl

MARCH 5, 2024

I used a free $10 at Victoria’s Secret I signed up for their credit card ages ago (probably back when they still sent out catalogs. I don’t have a picture of the finished product, but here’s what it looks like with the patch sewn in. Why does he have bangs over his ears? Who thought up this style?

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Frugal Sewing Tickets Student 218

The Frugal Girl

NOVEMBER 22, 2023

I am also very curious if service people receive 100% of the tips given via credit cards and apps. I understand why so much tipping was added during Covid; restaurants were suffering, and wait staff didn’t have any access to their usual tips, since no one was eating inside the restaurants. I did not require any dishes.

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Good Service At&T Food and Drink Restaurant 193

Prairie Eco-Thrifter

JANUARY 28, 2014

Millions of customers had their data stolen, including credit and debit information. Even though I haven’t shopped at a Target in years, my partial data was stolen, and I’ll need to be vigilant when it comes to my identity. My credit card information was vulnerable during the PlayStation Network breach of a few years ago.

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Credit Cards Bank Banking Identity Theft 193

Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. We set aside money each month throughout the year for gift spending, but that wasn’t always the case. Hopefully, that’s your goal too. Teach tennis lessons.

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Christmas Finds Friends And Family Sale Donation 130

Penny Pinchin' Mom

JANUARY 16, 2024

Personal Finance Tips for Better Financial Health If you are currently struggling financially, I’m here to tell you that your financial situation isn’t unique. So you aren’t alone! Unfortunately, most people don’t have it. They already have savings accounts that they don’t know about.

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Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

APRIL 2, 2021

…No, unfortunately, March was not as good, however, $747 isn’t awful either. Credit Card Cash Back: $175. I redeemed $175 for gift cards from our business credit card’s cashback program. We use this credit card for almost all of our business expenses and we pay it off every month.

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March Money Donation Credit Cards 130

Prairie Eco-Thrifter

DECEMBER 8, 2014

At the time, I didn’t have credit cards so it was a valid concern. As an adult, I use both cash and credit as well as checks. If I buy anything online, I use credit. I do use cash mainly for transactions of $50 or less as I don’t like to carry around a lot of loot (except when on vacation)!

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Used Credit Cards Gasoline Consumer 180

Penny Pinchin' Mom

MARCH 11, 2024

We know that saving for a rainy day isn’t just a phrase our grandparents used to throw around. I can’t help you with the self-discipline end of things; I’m still learning that myself. When you see the cash flying out of your wallet, you won’t be so eager to spend it. But you and I know better. Believe me!

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Saving Money Money Saving Credit Cards 52

Koupon Karen

DECEMBER 14, 2023

Add a gift card inside and you have the perfect gift! ″ H x 7.87″ D and has 4 credit card slots. ″ H x 7.87″ D and has 4 credit card slots. It’s perfect to toss in your bag and just grab it when you don’t need to bring anything else with you. This wristlet measures 8.1″

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Credit Cards A&W Gift Cards Gifts 52

Family Balance Sheet

MARCH 26, 2021

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? With little money in their bank accounts, these Americans couldn’t afford these unfortunate expenses without using a credit card or maybe relying on a loan from family and friends.

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Emergency Fund Building 2007 Credit Cards 130

Saving Everyday

JANUARY 8, 2013

You get your FREE Credit Score & Analysis from CreditSesame – NO credit card needed and you don’t have to sign up for any free trial! It’s imperative to check your credit report at least once a year to correct errors and detect unauthorized activity. Get yours here!!

Credit Cards 55

Credit Cards Credit Activism At&T 55

Savings Corner

DECEMBER 25, 2023

Cash-out refinances are helpful with major expenses, because you generally can borrow much more than you could with a personal loan or by using credit cards. In that case, a second mortgage such as a home equity loan or line of credit could be a more appealing option. Pros of a cash-out refinance Potentially lower interest rate.

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Refinancing Debt Credit Cards College Tuition 52

Motherhood Moments

MARCH 4, 2023

on your credit card. Make smart choices with credit. Credit can be a valuable tool when used wisely, but it can also quickly lead to debt if you're not careful. If you do decide to use your credit card or apply for a loan, make sure you're only borrowing what you can afford to repay. Invest in yourself.

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Debt Money Building Credit Cards 130

Prairie Eco-Thrifter

FEBRUARY 5, 2014

Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. When I was 18, I got my first credit card. As a result, I ended up getting myself into a couple thousand dollars worth of credit card debt on things that I didn’t need.

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Debt 2014 Credit Cards Consumerism 206

Prairie Eco-Thrifter

JUNE 22, 2014

You can’t always count on credit cards or checks being accepted. There won’t always be an ATM around when you need one. My son whipped out his credit card to pay for their meal and was stopped cold when he found out the place didn’t take credit. Shouldn’t you?

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Money Mom Credit Cards Bank 217

Family Balance Sheet

MARCH 23, 2020

No credit card is required. Your credit card will be charged at the end of the trial. A credit card is required, so a fter the free trial, the monthly fee is only $8.99 Be sure to cancel if you don’t want to go forward with the subscription. Are you a member of Amazon Prime? Unlimited reading.

Credit Cards 162

Credit Cards Zoo Museum Education 162

The Frugal Girl

NOVEMBER 27, 2023

I made some foolish choices shortly after graduating college, burning through my savings and running up credit card bills. What’s one thing you aren’t remotely tempted to splurge on? When I did that podcast interview , I was separated and living with my parents, but I hadn’t announced it on my blog yet.

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California Cars Car College 172

Prairie Eco-Thrifter

FEBRUARY 2, 2014

In addition, you’re left with the burden of proving you are really you and that you didn’t charge up thousands of dollars. In addition to stealing credit card numbers , Target now admits that thieves were able to also get people’s names, mailing addresses, e-mail addresses, and phone numbers. Use cash only?

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Identity Theft Credit Freezers Credit Cards 228

Family Balance Sheet

OCTOBER 15, 2021

I don’t recall why I never used the account, but I guess it just slipped my mind. Side Note #1: I do not advocate the use of credit cards unless you are able to pay off the balance every month so as not to incur fees and charges. Earn 1.25% cashback rewards on purchases when t he account IS NOT linked to eligible plans.

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College Used 2020 Saving 130

Prairie Eco-Thrifter

MAY 25, 2014

” and “Why aren’t you doing THIS?” Or put yet another trip to Las Vegas on the credit card. These are lessons that I try to impress upon my son because I don’t want him to make the same mistakes I made 15 years ago. Why Aren’t You Doing THIS? What Were You Thinking?

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Money Giving Las Vegas Credit Card Rewards 209

Savings Corner

DECEMBER 27, 2023

MORE ABOUT THE CARDS FEATURED ON THIS PAGE Use the buttons at the top of the page to see cards in different categories. Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account.

Credit Cards 52

Credit Cards Credit December Airline 52

Saving Everyday

AUGUST 13, 2012

You get your FREE Credit Score & Analysis from CreditSesame – NO credit card needed and you don’t have to sign up for any free trial! It’s imperative to check your credit report at least once a year to correct errors and detect unauthorized activity. Get yours here!!

Credit Cards 45

Credit Cards Credit Activism At&T 45

Prairie Eco-Thrifter

SEPTEMBER 3, 2013

I would be doubtful too if someone told me that, but the truth is that it’s rather easy to do if you have a rewards credit card and work hard to maximize your earning potential with it. Here’s what I do to make sure I can take a free vacation or trip at least once a year using just my points: Use the card to pay for everything.

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Vacation Credit Cards Frugal Airline 200

Prairie Eco-Thrifter

JULY 9, 2013

I learned that sometimes it isn’t fun to work, but that you just buckle down and do it anyway. Although my parents didn’t seem to make specific efforts to teach me financial lessons, their behavior modeled several. They didn’t use credit (I’m not even sure they ever had a mortgage!)

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Used Parenting Credit Cards Debt 228

Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Pros Lower interest rates: Personal loans typically have lower interest rates compared to credit cards, especially if you have a high credit score.

Debt 52

Debt Credit Cards Credit College Tuition 52