Prairie Eco-Thrifter

FEBRUARY 26, 2011

Reader Asks About Selling Home to Pay Off Debt – [link] I agree. Paying Debt vs. Saving Money [link] I say pay off debt. link] Don't forget to get your entry in. #. High Cost of Being a Moron: Round 2 [link] via @ sustainlifeblog We have all made our mistakes.

Pay Off Debt 113

Pay Off Debt Swap Debt Finance 113

Prairie Eco-Thrifter

JUNE 6, 2013

My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. I don’t know the first thing about creating apps. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app.

Debt 145

Debt Fridays Win Green And Frugal 145

Prairie Eco-Thrifter

JUNE 25, 2013

Unfortunately, that often means that you won’t reach your retirement goals. When you plug your information into a calculator, trying to figure out how much to save in order to reach your desired nest egg, don’t overestimate your returns. What you don’t want to do is make changes to your plan based on fear.

Making 201

Making United States Taxes Health Care 201

Family Balance Sheet

OCTOBER 18, 2019

The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

NOVEMBER 5, 2014

Welcome to Debt Free Stories. Together they paid off $23,000 in 16 months. We put any extra money that would come in toward our debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Make paying off debt a priority.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. What are the top 3 – 5 ways you found money to put towards debt.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

FEBRUARY 21, 2013

Mine isn’t too exciting these days. There were as always great reads out this week which I have highlighted below: Good Reads From The Blogosphere: If you’re tired of sky-high car insurance premiums, don’t miss Finance Fox’s post on alternative ways to save on car insurance. Paying off debt is hard to do.

Fridays 165

Fridays Insurance Real Estate Debt 165

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! However, working in retail as I did, I was never a “big earner” While I tried to repay my student debt, the small payments I could afford made very little inroads.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Prairie Eco-Thrifter

SEPTEMBER 25, 2013

Whether you want to pay off debt or save for retirement or get a new TV, you have to be in agreement on the big stuff. It does you know good if you want to live a frugal lifestyle, and you keep trying to save money, if your spouse isn’t on board. Being wary of debt (and paying it down if you have it).

Money 252

Money Finance Motivation Goals 252

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. But Dave Ramsey’s view of debt is very different. Debt is Dumb and Cash is King.”. “…and At that time, we didn’t consider all debt to be dumb.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JUNE 22, 2020

With that much debt, we needed some go big or go home heavy hitters that would make a big impact on debt reduction. While reducing our day to day spending would certainly help, we needed to reduce large chunks of debt at a time to pay off six figures quickly. We need to increase our income.”

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

OCTOBER 6, 2014

T – time based, tangible, Instead of writing, “I want to pay off debt” or “I don’t want to live paycheck to paycheck”, refer to your recently completed balance sheet and craft S.M.A.R.T. When writing goals, you want to make sure they are S.M.A.R.T. S – specific.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

APRIL 2, 2022

If you haven’t already done so, NOW is the time to start mapping out and budgeting for summer. Or, we could pay the daily per person rate of $8-$9 (weekday) or the weekend day rate of $12-$13. After a long winter, are you dreaming of blue skies and sunny days? You can enjoy all of these activities and more at a state park!

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

JUNE 24, 2012

Pay Off Debt App (sponsored by The Debt Myth ) Lisa K. $20 25 PayPal Gift Card (sponsored by The Frugal Toad ) Michelle $25 PayPal Gift Card (sponsored by Bloggers Classifieds ) Denise T. $25 25 PayPay Gift Card (sponsored by My Broken Coin ) Nikki H. $25 25 Amazon Gift Card (sponsored by Live Real, Now ) Trish F.

Giveaway 100

Giveaway Personal Finance Gift Cards Finance 100

Prairie Eco-Thrifter

JULY 25, 2011

Do you believe that what you are doing will never pay off – that you will always be financially insecure? Don’t despair. Paying off debt is great but having no quality of life in the process is not the way to do it. We had no savings and couldn’t take advantage of the high interest rates.

Debt 172

Debt College Goals Life Insurance 172

Family Balance Sheet

FEBRUARY 23, 2016

We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. It’s a crazy goal, but I like a challenge and I’m looking forward to our reward when everything is paid off. Read our 2016 Crushing Debt Guidelines here. Download your FREE Debt Payoff Goal Tracker.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? Total, we paid off $175K in 2 years!! 130K in mortgage debt. 10K in car payments, $35K in credit card debt. . 10K in car payments, $35K in credit card debt. Where are you from?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

AUGUST 4, 2014

Welcome to Debt Free Stories! They paid off $36,000 in debt and cash flowed graduate school. How much debt did you pay off? What kind of debt was it? After graduating with our bachelor’s degrees Jon and I had about $36,000 in debt between us. They blog at 2 Copper Coins. Where are you from?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. The main event that catapulted me into wanting to be debt free, was the lowest point in my life to-date. I wasn’t able to afford much, and this was the first time I was on my own since having been married. How did you celebrate when you became debt free?

Debt 227

Debt Debt Free Financial Goals Goals 227

Saving Cents With Sense

JANUARY 1, 2016

My daughter will start kindergarten (remember when I announced my pregnancy ?) – I can’t believe how fast time flies! I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Make a list (with coupons of course!)

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Family Balance Sheet

FEBRUARY 2, 2017

You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” These folks didn’t corner the market on goal success either, instead they just got the task DONE.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Now we had yet another payment to add to the mix, and I honestly didn’t know how I was going to make it all work.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. How much debt did you pay off? What kind of debt was it? We paid off $68,000 of debt in eight months.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Do you feel like you have more month than money?

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 12, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Share the top 3 – 5 ways you found money to put towards debt. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. Simply doing a budget.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. I was raised debt-free and Barry was introduced to a debt-free lifestyle from his grandmother and aunt. Don’t buy it. We just decided to pay our house off as quickly as possible because we didn’t even want to be saddled with a mortgage.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

AUGUST 11, 2016

And by over 40, I mean I’m on the down slide to 5……nope, can’t quite type that number just yet. But I realize that it’s not all rainbows as retirement years aren’t that far away. Another friend chimed in, “we’ll never stop working, retirement isn’t possible.”

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

JANUARY 6, 2011

I found that they were just piling up and I didn’t have time to read them. This savings can be directly applied towards your smaller debts such as credit and store cards in order to clear them more quickly. Don’t hit your limit. You can do it; financial freedom is possible; you just need to the right toolkit.

Debt 113

Debt Finance Pay Off Debt Credit 113

Prairie Eco-Thrifter

JULY 4, 2011

When I was in Asia in April I was reminded that many people in this world aren’t given the option to choose. Telling ourselves we can’t do something is just an excuse to not try. Control Your Cash from Control Your Cash boldly says Your Smart Car Isn’t Saving the World. Don’t worry, there are options.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

OCTOBER 15, 2011

How is it possible that a couple making $200K don’t know where $60K is going every year? Don’t Quit Your Day Job: Refinance Your Mortgage and Pay the Same Amount? He always pays his balance each and every month, and if you are like him too, then the American Express Blue Cash Card is for you!

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JANUARY 20, 2017

Grad school ain’t cheap, y’all! debts one by one. What inspired you to become debt free? working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. When we added my grad school loans to our other debts and our regular.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52