Prairie Eco-Thrifter

APRIL 13, 2011

Are you surprised when your credit card bill arrives at how much more you charged than you thought you had? Figure out your cost of housing and food per month. Leave your credit cards at home. You can either write your answers down or remember them in your head. Please be honest with your answers.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? With people traveling for the holidays, and if you are at home, I would sign up to make some extra cash!

Christmas 153

Christmas Swagbucks Bank Banking 153

Saving Everyday

OCTOBER 3, 2023

To save money at home and keep some of your hard-earned dollars in the bank, we have some realistic ways to save money for you! How to Save Money When Traveling When it comes to traveling, the three main areas you can save are accommodations, travel, and food. We’ll break that down below, but there are a few things to remember.

Saving Money 52

Saving Money Money Travel Hotel 52

Family Balance Sheet

MAY 14, 2013

We also don’t want to come home to a credit card bill. Food is usually our the biggest expenditure during our vacation and thankfully our beach condo will have a kitchen. For lunch, we usually pack a cooler with food each day that we are at the beach and eat out somewhere for lunch on the one day when we need a sun-break.

Vacation 153

Vacation Saving Money Money Food and Drink 153

Family Balance Sheet

JUNE 1, 2011

Use Cash I like to use cash while on vacation, because I am less tempted to buy useless souvenirs and over spend with a credit card, but it takes a little planning to come up with the cash that we need. We calculate the number of meals we are going to have and decide how many will be at home and how often we will dine out.

Vacation 178

Vacation Saving Money Money Food and Drink 178

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Penge Snak!:

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

OCTOBER 22, 2013

Being that financial security strategies aren’t taught in the school classroom, it’s important to sit down with your kids at home and teach them valuable lessons in financial management. Teaching your kids about money is one of the best things you can do to set them up for financial success in the future. Giving Gifts.

Money 234

Money Kids College Tuition Kids and Family 234

Prairie Eco-Thrifter

OCTOBER 25, 2011

Start at home – your own small part of the world is your home, so look at ways to bring a little piece of your vision of a perfect world into your home. Check your list to see what can be adapted to a home situation. Check your list to see what can be adapted to a home situation. Please share. .

Goals 181

Goals Gratitude Kids and Family Home 181

Prairie Eco-Thrifter

APRIL 3, 2012

After all, going on a holiday trip or even a business trip can already cost us a lot in terms of fare, hotel stay, and food. Missed Flights – If you missed your plane back home, travel insurance can cover the cost of getting a new plane ticket and even your extra night’s stay at the hotel.

Insurance 222

Insurance Travel Buy Buying 222

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget. How long did it take you?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Nicoles Nickels

NOVEMBER 7, 2012

My mom used to tell us that she only had $10 and would show us how she left her other cash at home. I now employ the same technique by the way though in 2012 it involves removing the credit cards from my wallet as well! Food Made Fresh. When it comes to food, freshness and high-quality ingredients are our priority.

Chuck E Cheese 111

Chuck E Cheese Giveaway Rewards Family 111

For the Mommas

JULY 24, 2016

Find all kinds of fun activities you can do at home. Stop using your credit cards. Credit cards make buying too easy and you usually end up buying too much when you use them. Reduce convenience foods. Instead of running an errand or two every day, plan them out and get them all done at once. Plan ahead.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

NOVEMBER 22, 2012

Believe it or not, those name brand foods, household goods, clothing, and accessories you buy can be found in the same aisles with the name of the store stamped on them. Embrace the Food Network. Yes, that means that you cannot stop at the drive through on your way home from work. Buy Store Brands.

Saving Money 221

Saving Money Money Budgeting Budget 221

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. So I finally got to the third gas station and inserted my Discover card, hoping it would accept it. We started cooking at home more, a big issue for us was eating out.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

The Coupon Game

OCTOBER 29, 2011

What is your favorite food? Foods you dislike? Most Fast Food chains. I've come to crave whole foods most of the time. Quiet evenings at home. Favorite fast food restaurant? Which store would you choose to max out your credit card? The mountains (maybe Tennessee or North Carolina) 6.

North Carolina 85

North Carolina Macaroni Grill Flowers and Gifts TV shows 85

Saving Cents With Sense

FEBRUARY 6, 2014

Track all of your checking, savings, credit card and IRA accounts while keeping tabs on our budget. If you keep your carry-on bag packed, feel right at home in hotels or have ever needed to convert dollars to rupees, Toshl Finance might be the money management app you have dreamed of. Toshl Finance.

Money 89

Money Budgeting Budget Finance 89

Prairie Eco-Thrifter

MAY 1, 2012

She got rid of her credit card debt using this.” Bobbi started cooking at home instead of always dining out. Bobbi started cooking at home instead of always dining out. “I I have found new recipes, I eat more healthy food and I have even lost a few pounds. Gee, it mounts up quickly!”

Money 211

Money Debt Debt Free Cooking At Home 211

Family Balance Sheet

MARCH 4, 2015

in credit card debt, and an additional $28,756.17 Instead of going to the local coffee shop each day and dropping close to $6 for a coffee and breakfast sandwich, I started making my own coffee and eating breakfast at home. How much debt did you pay off? What kind of debt was it? How long did it take you? I had $50,784.35

Debt 100

Debt Credit Cards Debt Free Student 100

For the Mommas

FEBRUARY 4, 2016

First of all, a meal at home can be much more romantic than a night spent at a crowded restaurant. You can find several easy candy recipes that are very easy on the budget at the Kraft Foods website. In fact, it’s quite easy to celebrate Valentine’s Day while being on a budget. Valentine’s Day Dinner on a Budget.

Budgeting 40

Budgeting Budget Chocolate Homemade 40

Family Balance Sheet

APRIL 12, 2016

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. And I cut back on lifestyle – cooking food at home, taking the bus to work vs driving and paying for parking, etc. Stop eating out – it’s so much better for your wallet and your waistline to cook at home.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Penny Pinchin' Mom

MAY 1, 2024

You certainly do not want to return home to a stack of credit card bills you can’t pay. Visit sites, such as GroupOn, to find discounts on admission and food for the location you plan to visit. Not only do you have more space to relax, but you will also save money on food.

Vacation 40

Vacation Budgeting Budget Airfare 40

Prairie Eco-Thrifter

JUNE 14, 2012

This can be as simple as forgoing dinner out sometimes and cooking at home more; taking your lunch from home sometimes instead of always buying it; and the oldie but goodie – giving up one expensive Starbucks coffee a day. You might need a new outfit but you ‘ need ’ food and a way to get to work more! That one is going to hurt!

Simple 221

Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

FEBRUARY 19, 2013

Food accounts for 15.6% Credit Cards. Credit cards are probably the greatest danger to all your best intentions of sticking to your budget. The chances are you already have a hefty credit card debt you are trying to pay off, so adding to it is only going to make things harder. The remaining 17.6%

Budgeting 222

Budgeting Budget Credit Cards Transportation 222

Prairie Eco-Thrifter

APRIL 8, 2014

It is food, so maybe a need. Many new homes now have 4. Credit card balances. Yes, credit cards were available. According to Credit Cards.com the Diner’s Club Card was the first of the modern style credit cards to be used and it was available starting in 1950. Need or want?

Phones 204

Phones Parenting Kids and Family Credit Cards 204

Penny Pinchin' Mom

MARCH 11, 2024

Unfortunately, many of us head out to the grocery stores armed with nothing but our credit card and a rough idea of what we need. Make Cleaning Products at Home Did you know that you could make cleaning products right at home? That’s over 800 million people going without food. I do an audit every week.

Saving Money 52

Saving Money Money Mom Used 52

The Frugal Girl

NOVEMBER 13, 2023

Limiting waste is what really drives most of the habits I have that would qualify as “frugal” – reducing/eliminating food waste, returning unneeded items, pursuing refunds, checking on warranties, repairing things, etc. For me, being in the kitchen and making food for people is an act of love.

Kids and Family 192

Kids and Family Parenting Cars Car 192

Family Balance Sheet

DECEMBER 10, 2014

I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. After my first marriage fell apart, I ended up with over $14,000 of consumer debt, made up of a car loan and credit cards. One of the things we look forward to most is spending each summer in a new state.

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

We shopped at garage sales, turned down the heat, combined errands to use less gas, didn’t buy a lot of prepared food, cooked at home and the like. We especially never put anything consumable (like gas, food, eating out, movies and etc) on a credit card. Peggy: Oh yes! The Spectrum Group.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Prairie Eco-Thrifter

JULY 2, 2014

If using an ATM, do you have a debit card that will reimburse any fees incurred? Do you have a credit card that allows you to make foreign transactions without a hefty fee? Consider Food. Will you leave with cash and then exchange it? Will you withdraw local currency directly from the ATM?

Travel 177

Travel Airline Communications Skype 177

Family Balance Sheet

JULY 9, 2015

Instead she started making her own coffee and ate breakfast at home. ” Brian’s family packed their lunches, cooked meals at home, and shopped with a list to avoid overspending and wasting money. The interviewees also found that cutting their food spending freed up quite a bit of money to apply towards debt.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

JUNE 20, 2012

Total Debt Service (TDS) ratio – This approach looks at your debt levels, including housing debts, loans, car payments and credit card repayments. After all, there’s no point moving into your dream home if you can’t afford to pay the bills or put food on the table! Don’t forget about living expenses too.

Money 186

Money Home Debt Buy 186

Frugal Luxuries

SEPTEMBER 22, 2015

This post has been reprinted from the Frugal Luxuries Food blog circa 2009. Eat by design: Establish a food budget and then design a weekly, bi weekly or monthly menu. Create a shopping strategy : Start by keeping your debit card, credit card, and/or check book at home.

Growing 40

Growing Canning Home and Garden Friends And Family Sale 40

Family Balance Sheet

JUNE 2, 2016

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. Take the time to enjoy a good book (on loan from the library) or go for a hike or bake a meal at home from scratch. I’d love to have a little homestead somewhere, growing most of my own food.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Nicoles Nickels

NOVEMBER 26, 2015

These statements have not been evaluated by the Food and Drug Administration. Purchase Information: Hickory Farms’ food gifts are available at Holiday Market locations nationwide, on hickoryfarms.com and at leading retailers. This product is not intended to diagnose, treat, cure, or prevent any disease. Product Price: $30.00.

Dog 40

Dog Holiday Gifts Martha Stewart 40

Family Balance Sheet

AUGUST 11, 2014

I just moved to the more rural area to enjoy time gardening and cooking with real foods. I followed Dave Ramsey’s baby steps and did the Financial Peace University class twice, once at home last spring and I enrolled again at church this past spring to stay focused. How much debt did you pay off? What kind of debt was it?

Debt Free 235

Debt Free Debt Mom Goals 235