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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. What are your financial goals for 2018 and beyond?

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2019 Debt Freedom Plan Update

Family Balance Sheet

To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. We loosely based our plan on Dave Ramsey’s 7 Baby Steps, but modified them to address our needs and lifestyle. Our 2019 Financial Goal. We can now move on to other financial goals.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

Amanda currently homeschools their three kids. Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. We followed Dave Ramsey’s baby steps. We sold our house so now we are on Baby Step 4!

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Shannon & Her Husband Paid off $22,000 in 9 Months

Family Balance Sheet

He now works as an architect, and I do some freelance from home now that we have kids. Luckily, even without misguided financial beliefs, we did pay off a significant portion of our debt before having kids. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Related Reading: How to Save Money on Groceries. Put the money saved into your emergency fund. As my kids have grown, I have expanded my work hours at our office and by the end of the week, I’m too cooked to cook , so take out it is! Put the money in your emergency fund instead.

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Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

Family Balance Sheet

The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt. We started listening to Dave Ramsey and followed his baby steps pretty closely. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

I’m in my 60’s, I’ve been married to the love of my life for 44 years and we have two adult “kids.” We consider her our “bonus kid” and our family is extremely close. How did you get interested in saving money? I learned to save money by watching my parents. (I Our son is 29 and biological.