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2019 Debt Freedom Plan Update

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To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. From what we learned in the course, we wrote our Debt Freedom Plan. We loosely based our plan on Dave Ramsey’s 7 Baby Steps, but modified them to address our needs and lifestyle.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

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Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We followed Dave Ramsey’s baby steps. We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated. We sold our house so now we are on Baby Step 4! What are your financial goals now?

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Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College

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I also appreciated the simple, common-sense advice and the baby steps. It was after I started listening to Dave Ramsey, that I started thinking about getting out of debt more quickly and realizing that it was definitely possible to become debt free. What are the top 3 – 5 ways you found money to put towards debt.

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How We Paid off Six Figures of Debt

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In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. By the summer of 2013, we found ourselves in a pickle–we had too much debt and not enough cash flow.

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Find Out How Olivia & Her Husband Paid off Their Mortgage in 33 Months

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We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living?

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Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

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The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We started listening to Dave Ramsey and followed his baby steps pretty closely.

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Find out how Richard paid off $40,000 of debt

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What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. My biggest wins for saving money came from psychological tricks I’d employ. Having said all this, I am now a *little* more relaxed about money. What are your financial goals now?

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