Family Balance Sheet

AUGUST 11, 2016

.” Recently Go Banking Rates conducted two studies on savings rates with startling results. Almost 70% of Generation X have less than $1000 in personal savings account. *. of Generation X report a retirement savings account balance of $0.**. of Gen X report they have saves less than $10,000 for retirement.**.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

2014 88

2014 Saving Bills Emergency Fund 88

Prairie Eco-Thrifter

FEBRUARY 6, 2013

Millions of Americans and Canadians are experiencing what the emptiness feels like…the emptiness of their savings accounts, the emptiness of their wallets, and the emptiness of their kitchen cupboards. Can you really save money making your own stuff?

Groceries 252

Groceries Grocery Bills Used 252

Saving Cents With Sense

JANUARY 3, 2017

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. It saved us $600 ($50 a month)! Homemade Baby Wipes.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

FEBRUARY 11, 2016

We had a toddler and a baby on the way and our business was struggling. Create a separate savings account and call it your Emergency Fund. Be diligent about how you use this account. His first Baby Step is to pull together a $1000 for a starter emergency fund. A Very Tough Year. Where Should the Money Go?

Emergency Fund 100

Emergency Fund Building 2007 Credit Cards 100

Saving With Shellie

MARCH 2, 2012

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. ING makes it easy to transfer money back and forth between our credit union.

ING Direct 40

ING Direct Emergency Fund New Cars Vacation 40

Saving With Shellie

APRIL 18, 2012

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. ING makes it easy to transfer money back and forth between our credit union.

ING Direct 49

ING Direct Emergency Fund Sonic New Cars 49

Saving With Shellie

MARCH 15, 2012

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. ING makes it easy to transfer money back and forth between our credit union.

ING Direct 49

ING Direct Emergency Fund Sonic New Cars 49

Saving Cents With Sense

JANUARY 1, 2015

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. It saved us $600 ($50 a month)! Homemade Baby Wipes.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving With Shellie

JANUARY 5, 2011

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. ING makes it easy to transfer money back and forth between our credit union.

ING Direct 49

ING Direct Emergency Fund New Cars Vacation 49

Family Balance Sheet

OCTOBER 13, 2014

We had a toddler and a baby on the way and our business was heading south–it was a scary time for us. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. As part of Dave’s 7 Baby Steps plan, he recommends pulling together a $1000 starter emergency fund.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Saving With Shellie

FEBRUARY 2, 2011

I love the fact that you can open as many accounts as you want. We have quite a few: Checking, Savings, Vacation Account, Business Account, Baby J’s savings account, New Car Fund, Emergency Fund. ING makes it easy to transfer money back and forth between our credit union.

ING Direct 45

ING Direct Emergency Fund DVDs New Cars 45

Family Balance Sheet

OCTOBER 18, 2019

We loosely based our plan on Dave Ramsey’s 7 Baby Steps, but modified them to address our needs and lifestyle. Start Additional Savings Accounts. We have several things that we want to start saving for, such as a car replacement fund, some home repairs/updates, a new camper, and travel.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Saving Cents With Sense

JANUARY 18, 2012

Set your goal with measurements in place, so if you want to put $20 a week in savings, you should be able to look at your savings account and see if you met that goal or not. Set small goals – think “baby steps” rather than huge goals that can’t be reached. Some of my goals that I’m working on this year: 1.

Goals 55

Goals Pay Off Debt January Gardening 55

Prairie Eco-Thrifter

JANUARY 22, 2013

If you’re already barely living from check to check, your credit rating is really low and you don’t have a lot of money in your checking on savings account, you may want to wait before having a child. If so, that’s cool but what happens when a baby comes and he or she needs their own room and space?

Kids 222

Kids College Tuition Birth Control Insurance 222

Prairie Eco-Thrifter

APRIL 6, 2012

Open a savings account and put away 10 percent as a minimum. Princess P presents Securing Your Financial Future posted at Portfolio Princess , saying, “Make sure you are taking the time to learn how to plan for your finances in the future. But why?

Money 133

Money Finance Personal Finance Real Estate 133

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. Read our Health Insurance Story: .

Financial Goals 113

Financial Goals Goals 2018 Debt 113

The Frugal Girl

MARCH 4, 2024

Now I wish those dollars had gone into our savings accounts. I finally wised up, and I’ve been buying prepped and packaged baby spinach and spring greens for years. My biggest financial regret is the amount of money we spent on restaurant meals from the time we were married and both working full time to when we had kids.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Saving Everyday

JULY 16, 2012

Huggies or Pull Up Baby Wipes, 64 ct, $1.49. 1 Huggies Baby Wipes, exp. Sweet Baby Rays BBQ Sauce 28 oz $1.49. On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account.

Kroger 63

Kroger Pepperidge Farm 2012 Louisville 63

Saving Everyday

APRIL 23, 2013

Sweet Baby Ray’s Barbecue Sauce, 18 oz $1.19. $1/2 1/2 Sweet Baby Ray’s Product Coupon (if you printed, it’s no longer available). The savings will come off your total automatically at the register. Birds Eye Voila Skillet Meals, 21-22 oz $2.69. $1/1 1/1 Bird’s Eye Viola!, 7/31/13 (SS 04/21/13 R).

Kroger 45

Kroger Pepperidge Farm Pancake Mix Pillsbury 45

Saving Everyday

APRIL 4, 2013

Johnson’s Baby Shampoo or Oil, Shampoo, 13 oz or Oil, 8 oz $2.99. $1/1 1/1 Johnson’s Baby Oil Product Coupon. $1/1 1/1 Johnson’s Baby Oil Product Coupon. $2/2 2/2 Johnson’s Baby Bedtime Bath and Johnson’s Baby Bedtime Lotion Coupon. $1/2 1/2 Johnson’s Baby Products Coupon.

Kroger 53

Kroger Pop Tarts Chef Boyardee Hunts 53

Saving Everyday

JULY 10, 2012

Sweet Baby Rays BBQ Sauce 28 oz $1.49. On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account. The savings will come off your total automatically at the register. Doritos 10.511.5

Kroger 55

Kroger 2012 Yoplait Louisville 55

Saving Everyday

APRIL 15, 2013

1 Pampers Baby Dry Diapers Coupon. 1 Pampers Baby Dry Diapers Coupon. $1 On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account. 2/1 Pampers Easy Ups Trainers Coupon.

Kroger 40

Kroger Betty Crocker Tide Chef Boyardee 40

Family Balance Sheet

MARCH 17, 2017

The new monthly payment would have left us ‘insurance poor’ On top of that bombshell discovery, we realized the insurance plans that were being offered to us were NOT compatible with a health savings account, a tax deductible savings vehicle offered to those with high deductible health plans.

Health Insurance 164

Health Insurance Insurance Health Bills 164

Saving Everyday

JUNE 26, 2012

1 Huggies Baby Wipes, exp. On a 10 for $10 sale, you can just buy one item and still get it for $1.00, same on 2/$5, 4/$10, etc… Savingstar coupons can be used in addition to paper coupons and go into a savings account. The savings will come off your total automatically at the register. 1 Spam Product, exp.

Kroger 51

Kroger General Mills Banana Boat 2012 51