Savings Corner

DECEMBER 27, 2023

You can get a personal loan from a bank, credit union or online lender.Personal loan amounts are from $1,000 to $100,000, and they’re typically repaid over a term of two to seven years. Consumer advocates say 36% is the highest annual percentage rate a loan can have and still be considered affordable.

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Prairie Eco-Thrifter

FEBRUARY 23, 2011

Use online banking. You see, in order to be green, we need to be conscious consumers. So, are you an earth friendly consumer? 10 Ways to Shop Green and Budget Friendly During Boxing Day Sales. Instead, eat a plant based diet which is full of nutrients, anti-oxidants and is healthier for you and mother nature.

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Motherhood Moments

JUNE 27, 2023

For many parents, it's a need, not just a want -- and the goal is to get all the features they want for their kids without breaking the bank. Even different regions across the US agree a budget phone is preferred when seeking out a first device for kids. And only 15% spent anywhere from $300 to over $1,000.

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Savings Corner

DECEMBER 24, 2023

You can get a personal loan from online lenders, banks and credit unions, and the funds are provided in a lump sum. How a personal loan works A personal loan is money you borrow from a bank or other financial institution with a set repayment period and consistent monthly payments. You will also start to repay the money.

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Prairie Eco-Thrifter

JULY 28, 2014

Perhaps it would demystify it, remove the taboo, and create a better educated consumer. Another word for that roadmap is a budget. Not only does the budget need to account for all of your regular life expenses but it should also include line items for your big and small goals. How to Start. Keep Learning.

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Savings Corner

DECEMBER 27, 2023

The best personal loans have monthly payments that fit comfortably into your budget. Many online lenders and some banks perform a soft credit check during pre-qualification that doesn’t affect your credit score. Compare lenders and shop around You can find personal loans at online lenders, banks and credit unions. APR surprises.

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Family Balance Sheet

JANUARY 28, 2022

Rising prices are affecting everyone’s bank account, and groceries are leading the way. Groceries is one budget category that can get out of control very quickly, and that’s before inflation. Groceries is one budget category that can get out of control very quickly, and that’s before inflation.

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Prairie Eco-Thrifter

AUGUST 12, 2013

Personal financiers will frequently advise that you have an emergency fund of 3-6 months of expenses in your bank account at all times. I was contributing hundreds of dollars each month to it, and now I could add that back into my savings plan or budget. I remember a few months ago when I hit my $10,000 emergency fund target.

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Prairie Eco-Thrifter

APRIL 3, 2014

Let’s take a look at some of the ways self-deprecation might adversely influence your bank account. If you’ve amassed a pile of consumer debt, create a budget and see where you can cut back. Reprogramming this automatic attack on ourselves is particularly important when it comes to financial planning and financial mistakes.

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Emergency Fund Debt Bills Money 218

Couponing 101

FEBRUARY 2, 2020

.” For some reason, the price of a meal is often used as a measure of how much you love someone, so putting together a romantic meal on a budget can be tricky. If you’re enjoying Valentine’s Day at home, how do you make the meal super special without breaking the bank or killing the mood?

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Prairie Eco-Thrifter

OCTOBER 28, 2012

While some families are doing this while living comfortably, others are forced to make spending cuts just to survive until the next paycheck hits the bank. We all need to eat on a daily basis, but you can cut back on your dining budget by eating at home. Check out the following ways in which you can save on these expenses.

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Prairie Eco-Thrifter

NOVEMBER 12, 2011

Budgeting in the Fun Stuff: The Dollar Challenge – 20?s Smart on Money: Consumers May Have Won This Round, But the Bank Fee War Is Far From Over – It’s true that consumers appear to have won a battle against bank fees, at least for now. Smart Family Finance: Is Your Budget Easy to Beat?

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November 2011 Personal Finance Finance 188

Family Balance Sheet

SEPTEMBER 20, 2016

She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. We tried our best to stretch the food budget.

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Saving Everyday

NOVEMBER 3, 2023

Tips for Saving Money on Gas Like most of our articles on saving money, it starts with taking an honest look at your overall budget and spending. Sometimes, you can find areas where you’re spending too much, and rectifying that will keep more money in your bank account for things like gas.

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Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. This edition is arranged by subject heading, so that you can browse efficiently.

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Money Finance Personal Finance Real Estate 133

Savings Corner

DECEMBER 27, 2023

The highest APR an affordable bad credit loan should have is 36%, according to most consumer advocates. Calculate the monthly payments Review your budget to determine what an affordable monthly payment would be. Consumers with the lowest credit scores may not qualify. Consumers with the lowest credit scores may not qualify.

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Prairie Eco-Thrifter

APRIL 30, 2013

Ever since we stumbled past the Fiscal Cliff and the budget crisis, the stock market has been rising like a hot air balloon in an updraft (at least as of the time this post was written at the end of March 2013). Some Wall Street bears argue that the gains have been artificially inflated by the stimulus injected into markets by bankers.

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Family Balance Sheet

JULY 2, 2015

We must have the money in the bank for every purchase. Just as others may struggle with staying on budget, we struggled in dealing with not having much time for each other or as a family during that time. How often do you and your spouse discuss your finances/budget/spending? We do not take out loans, for anything.

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Cheap Chica's Guide To Style

FEBRUARY 7, 2011

I’m looking for a few items to mix and match so I can enjoy some new outfits without having to break the bank. Summer is my favorite season, but when I begin to see spring colors and pieces in stores, I quickly become consumed with excitement. Thanks so much!

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Prairie Eco-Thrifter

JULY 4, 2011

Glen Craig from Free From Broke asks Are Banks Ratcheting Up Their Profiling Efforts? , “In family life, love is the oil that eases friction, the cement that binds closer together, and the music that brings harmony.&#. This doesn’t mean you will always live with a cash budget, although you certainly could.

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Personal Finance Finance Family Debt 240

Savings Corner

APRIL 4, 2024

How to get a loan in 8 steps Consumers often choose personal loans because they provide fast access to cash for a variety of needs. Income verification: You can provide a pay stub, bank statements, tax returns or even 1099 forms if you’re self-employed. Compare several lenders and loan types to get an idea of what you qualify for.

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Debt Credit Cards Credit Home Improvement 52

The Frugal Girl

MARCH 4, 2024

We lived off my salary and banked Alan’s even before we were married so that we could build our own house (literally), paying cash as we went. I grew up in banking and held other finance-related positions during my working years. The banking experience helped, and I educated myself on investing as a young adult.

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Nicoles Nickels

DECEMBER 16, 2013

More than 65 percent of consumers aim to spend $50 or less when shopping for holiday decorations, according to a national survey conducted by Family Dollar. Family Dollar can help you spread holiday cheer without breaking the bank with artificial Christmas trees for less than $35 and holiday décor and wrapping materials for under $15.

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Prairie Eco-Thrifter

JANUARY 14, 2012

With so many different options out there, a consumer really can get overwhelmed and into trouble if they don’t know their credit card basics. Money Q&A : Seven Car Insurance Myths You Need To Know – There are a lot of car insurance myths that continue to be spread around by consumers. However, times have changed.

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Credit Cards Credit Finance Personal Finance 220

For the Mommas

JUNE 23, 2011

I know how time consuming it can be. There are lots of budgeting programs available, but sometimes people don’t even know where to start to figure out what they are paying. Manilla uses bank-level security practices like those used by major US financial institutions. seamlessly retrieved for the consumer.

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Win Magazine and Newspaper Subscriptions Bills Consumer 61

Prairie Eco-Thrifter

JUNE 14, 2012

The Skilled Investor , Editor Budgeting and Economics Paul Vachon presents Frugal Living Made Easy posted at The Frugal Toad , saying, “Frugal living is all about making informed and deliberate choices in how to spend money. Learn how you can amend regular over spending habit and stick to the budget. Well, not to worry.

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Money 2012 June Credit Cards 124

Savings Corner

APRIL 4, 2024

We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you.

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Family Balance Sheet

OCTOBER 19, 2015

They seemed more time consuming than they were worth. I send mine straight to Paypal and put the funds back into my grocery budget. You can transfer money to your bank account, Paypal or donate to a charity. It took me awhile to jump on the grocery app bandwagon. Earn more money by referring your friends.

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