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How to Graduate College Without Being Broke

Prairie Eco-Thrifter

The same kind of over thinking tends to infect financial advice, as well, especially when it’s doled out to college students who are desperate to come up with ways to make a few extra bucks between studying for exams and balancing their social lives. Related posts: 5 Ways to Trim Your Budget For Your Child’s College Fund.

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Financial Lessons for Kids that Actually Worked

Prairie Eco-Thrifter

Take them to the bank and let them see you make your deposits. Buy them a piggy bank and help them remember to feed it when they can. Let them see your excitement as your own accounts grow and get excited with them as their savings increase. Point out how compound interest is making savings grow. Take them into the bank.

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4 Simple Strategies to Save on Children’s Clothes

Couponing 101

Children grow like weeds. But you don’t have to empty your kids’ college funds to keep them decked out in the latest fashions. The good thing about kids growing quickly is that it happens to every child. Purchasing a garment that fits perfectly now will mean your child will grow out of it that much more quickly.

Clothes 84
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What Makes a Saver?

Prairie Eco-Thrifter

A smile or a word from a parent or teacher, seeing someone enjoying their savings, a chance combination of a happy conversation, a sun shiny day and an increased amount in the piggy bank – all may result in one child’s brain being wired towards the pleasure of saving. Over my life, I have been primarily a saver.

Making 124
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My Life Plan

Family Balance Sheet

At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. Start saving for college. Volunteer more at the local food bank. Our Financial Goals: Pay off our non-mortgage debt.

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Make Money Your Hobby

Prairie Eco-Thrifter

Not long after college, a friend of mine gave me a list of recommended books. I started counting it, tracking it, and trying to grow it. Updating spreadsheets, learning new savings and investment strategies, and watching my net worth grow over time became increasingly exciting. It’s all about building and maintaining momentum.

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5 Books with Insights that Changed the Way I Think About Money

Prairie Eco-Thrifter

When I was growing up, my ideas about money were limited. Save money in a bank account (or perhaps a company retirement plan). If all you do is use the savings account, you’ll never grow your wealth fast enough to truly enjoy it while you are young enough to. Get a good job. Buy a house, since it’s an investment.

Money 237