Penny Pinchin' Mom

JANUARY 16, 2024

Also see: The Best Personal Financial Books for Young Families Get a Financial Advisor A financial advisor will help you do three things: Get a hold of your expenditures Structure your savings Maximize your investments These are all steps that, if practiced consistently, will help you grow your personal wealth in the long run.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JANUARY 25, 2013

We have a gift-giving line in our budget, but when I sat down to create my own budget, I realized that our original amount just didn't cover all of the expenses from this past year. I've never been diligent about transferring the Christmas money into a separate account. Our bank offers free change counting. It's awesome.

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

MAY 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 100

2019 Club Christmas May 100

Family Balance Sheet

JULY 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 113

2019 Club July Christmas 113

Prairie Eco-Thrifter

FEBRUARY 3, 2016

And they will see that you put money aside in savings. Encourage them to save. Take them to the bank and let them see you make your deposits. Buy them a piggy bank and help them remember to feed it when they can. Let them see your excitement as your own accounts grow and get excited with them as their savings increase.

Work 100

Work Kids Bank Banking 100

Family Balance Sheet

MAY 31, 2016

Is an unexpected expense threatening your bank account? Or maybe you’re trying to build your emergency savings account, or save for a vehicle? If you don’t know what you spend each month on groceries, I encourage you to keep a tally for a month to give you an idea.

Grocery Spending 100

Grocery Spending Groceries Grocery Budgeting 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

But think about how much you would be saving in terms of transport, drinks, food, entertainment, and the potential bail money should things get out of hand. Maybe a game night, a movie, or even giving each other cooking lessons over some Tequila? It’s cheaper, and it still gives you the same kind of money you need.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

OCTOBER 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

JUNE 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 100

2019 June Club Christmas 100

Coupons Do Work

MAY 17, 2016

Bank Rewards – Check with your local banks and credit unions as many of them offer money rewards for good grades as well ~ so fun! Alpine Bank Pays for A’s – Quarterly Drawing. First Southern National Bank Pays for A’s. Zions Bank Pays for A’s. First Southern National Bank Pays for A’s. The time has come.

Free Stuff 100

Free Stuff 2016 Baskin Robbins Student 100

Family Balance Sheet

SEPTEMBER 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 100

2019 September Club August 100

Family Balance Sheet

APRIL 25, 2019

The club is open to anyone who wants monthly accountability to save for a cash Christmas. On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. My monthly goal is $100.

2019 100

2019 April Club Christmas 100

Prairie Eco-Thrifter

NOVEMBER 30, 2014

You have to give it space and time (lots of time) to grow into a huge money producer. He never earned more than $46,000 per year, but he turned that into several million dollars, most of which he’s giving away. One way to do this in a two income family is to live off of one income and bank the other. You can do this.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

OCTOBER 10, 2014

Does your property tax bill give you anxiety? Our homeowners insurance and property taxes are not tied in with our mortgage so we receive those bills and are responsible for paying them instead of the bank that owns the mortgage. Every month, we transfer this money into a savings account that is connected to our checking account.

Finance 100

Finance Property Taxes Organic Organization 100

Prairie Eco-Thrifter

APRIL 25, 2011

One of the ways to do this is by either having your kids get a job to pay some of their own bills or giving them an allowance and having them pay some of their bills with it. This is the money that is left over and can be used to fund their savings accounts. Give them control of their money. Don’t make this mistake.

Bills 174

Bills Finance Budgeting Budget 174

Prairie Eco-Thrifter

MAY 15, 2013

I view each month’s bill – whether it be from the water company, the electric utility, or the natural gas provider – as a way to gauge how well I am doing in my efforts to both conserve energy and save money. How much money do I get to keep in my bank account this month? Did I use less power than last month?

Bills 202

Bills Conserving Energy DVD Players Toaster Ovens 202

Couponing 101

DECEMBER 4, 2019

If you keep your money in a piggy bank or under your mattress, it’s stagnant. If you keep your money in a high-yield savings account, you might be able to get around 2% interest. However, if you want to give investing a try, these four apps are a great way to test the waters! What’s a security, you ask?

Making 69

Making T-Mobile Money Goals 69

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense. Bank Your Savings.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Couponing 101

JULY 26, 2011

Always explain the value of saving money. If you see your child wanting to waste their money on silly things, remind them of how to save money! Teach Kids to Save Money Tip #3. Give them an allowance or pay for “a job well done&# in small bills. Teach Kids to Save Money Tip #4. Have you ever added up that $3?

Saving Money 103

Saving Money Money Kids Debt 103

Saving Everyday

APRIL 24, 2012

Even though we are well into April, I wanted to give you a quick update on my Disney fund! Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. For example, if my total is $1.25, I give $2.00 If my total is $1.26, I will give $2.01 to our fund yay!!

March 86

March Disney Friends And Family Sale Vacation 86

Prairie Eco-Thrifter

MAY 12, 2013

When I realized that all these things were affecting the quality of my life, I decided that something had to give. I further simplified my life by making some changes to my banking. We had several different accounts and it seemed I was always juggling from one to another. There never seems to be enough time to get it all done.

Making 238

Making Work Occasions Pace 238

For the Mommas

JANUARY 11, 2011

So you can save money at the store. but the question is what are you doing with that savings. Shelly from Coupon Teacher gives us some ideas about how we can save our savings. and saved over $30!”. Sometimes I wish for a way to really “save” those savings. I spent $3.02 Spending $3.03

Back To Basics 59

Back To Basics Saving Budgeting Budget 59

Saving Everyday

MAY 11, 2013

It’s a quick and easy way to save a minimum of $1378 this year! For example, if my total is $1.25, I give $2.00 If my total is $1.26, I will give $2.01 Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. Change = $37.30. and get $0.75

Disney 40

Disney April Gift Cards Re-use 40

Saving Everyday

APRIL 12, 2013

For example, if my total is $1.25, I give $2.00 If my total is $1.26, I will give $2.01 Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. I cash out for Walmart gift cards and use them to buy essentials for our trip ! Change = $48.35. and get $0.75

Disney 69

Disney March Gift Cards Ebates 69

Family Balance Sheet

JANUARY 20, 2017

you’d like to add to give the reader an idea about your personality. in our local church, and giving to others in need. errand every two weeks to stop by the bank, but the benefits far. were not about to give up a summer vacation! friends or family to save on housing costs, and we put a little bit from.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? You could be saving for a vacation, a new car, or your kid’s Harvard education (yes, be specific with the school; find out how much tuition is and save towards that specific figure). This is something every parent needs to think about.

Money 52

Money Insurance Debt Bulk 52

Coupons Do Work

SEPTEMBER 15, 2016

I remember I had spent $800 Dollars (that was the USD amount as they had converted it for me) and I didn’t have that money in my bank account. Microsoft is giving away its Windows operating system and other premium software , such as Visual Studio Professional suite , at no cost to university students with a valid.edu email.

Student 100

Student College Freebies Insurance 100

Saving Everyday

JULY 13, 2012

This is the first year I started a Disney/vacation savings account of $25 a week. My advice is to not add this to your online banking. Seeing it any time you login to your account would be a constant reminder. Some people take what they save on food/necessities each week and put it into their savings.

Disney 83

Disney Hotel Goals Money 83

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

As the time passed, I was able to figure out ways to save more money and stay on top of my finances. Extra Income Goes Into Savings. I put $25 per paycheck into my savings account every second Friday. If you sold something, for instance, on Craigslist for $30, put that into your savings right away.

Building 225

Building Emergency Fund Money Savings Account 225

Prairie Eco-Thrifter

JUNE 14, 2012

So we just give up on trying to control expenditure and saving. The simple fact is, taking small, simple spending and saving actions, especially early in your working life, can make a huge difference to financial security during your working years and into retirement. Plus you’ll be amazed at how your savings add up!

Simple 221

Simple Finance Budgeting Budget 221

Savings Corner

DECEMBER 25, 2023

Either way, a passive income gives you extra security. And if you’re worried about being able to save enough of your earnings to meet your retirement goals , building wealth through passive income is a strategy that might appeal to you, too. You just give the work upfront.” You won’t even have to leave your house to make money.

Money 52

Money Making Real Estate Rent 52

Saving With Shellie

JULY 2, 2012

Here are some fantastic ways to save your pennies for the next Big Trip: Vacation Savings Account. One of the best and smartest ways to save for a vacation is to open a separate savings account specifically for your vacation fund. Once it’s rolled, put it in your vacation savings account.

Vacation 83

Vacation Giveaway Friends And Family Sale Saving 83

Prairie Eco-Thrifter

APRIL 6, 2012

It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information. Open a savings account and put away 10 percent as a minimum. But its the hacks you dont hear about that can get you.

Money 133

Money Finance Personal Finance Real Estate 133

Saving Cents With Sense

APRIL 8, 2014

Consolidate Your Banking and Investment Accounts. There’s nothing wrong with having a number of different checking and savings accounts, but many consumers find them to be frustrating and problematic. But once that insurance has been acquired, they don’t give it another thought. All rights reserved.

Finance 81

Finance Cleaning Insurance Identity Theft 81