Family Balance Sheet

AUGUST 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My budget is $450. Grocery Budget Challenge'

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

MARCH 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My wins in March: I stayed within our budget of $450.

Budgeting 100

Budgeting Budget March Groceries 100

Family Balance Sheet

APRIL 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for May.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

JUNE 30, 2014

Ok, Ok, let’s talk grocery budget! The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

This week I as your host have chosen the theme of “November” and here is why. November to many of us means nothing more than turning on the heat, finishing the yard work, and beginning our hibernation from the cold. Here are some cool things that happen in November. On November 18, 1883, standard time began in the United States.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

JANUARY 3, 2013

To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Before the first meeting on the 25th, everyone needs to create a Christmas Gift & Spending Budget for 2013. Next, fill in a budget for 2013.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Family Balance Sheet

OCTOBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 October Club Christmas 100

Saving Cents With Sense

NOVEMBER 11, 2013

Regardless of your income or gift giving needs, it is important to create a holiday budget from year to year. Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. 5 Tips to Create a Holiday Budget. Define your needs.

Budgeting 112

Budgeting Budget Holiday Debt 112

Family Balance Sheet

JULY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 113

2019 Club July Christmas 113

Family Balance Sheet

SEPTEMBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 September Club August 100

Family Balance Sheet

JUNE 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 June Club Christmas 100

Family Balance Sheet

JANUARY 25, 2019

It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. Did you over spend?

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

APRIL 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 April Club Christmas 100

Coupons Do Work

APRIL 14, 2015

Over the years I have had to budget, put money away…so we can live the life without worrying about money. To budget, not spend on stupid things and save as much as you can. My total bill was $27.57. Step 7: since I have been budgeting for groceries, I am tempted less to shop for clothes and other silly things.

Budgeting 100

Budgeting Budget Food Kids and Family 100

Family Balance Sheet

MAY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 Club Christmas May 100

Family Balance Sheet

MARCH 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . This should cover my tentative Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

March 100

March Club Christmas Budgeting 100

Family Balance Sheet

OCTOBER 10, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Do you go into panic mode when your car insurance bill arrives? Does your property tax bill give you anxiety? sewer/trash bill – due quarterly.

Finance 100

Finance Property Taxes Organic Organization 100

Marnies Coupon-a-rama

FEBRUARY 18, 2014

Do a Budget Check Up. Has it been a while since you set up all your auto payments for certain monthly bills? It never hurts to do a budget check up. This year, we found a company that offered us a drastically reduced bill on our various insurance coverages if we did them all thru them. Is your cable bill high?

Budgeting 45

Budgeting Budget October December 45

Family Balance Sheet

FEBRUARY 6, 2021

Yep, I found a $20 bill last year on the beach! New furniture wasn’t in the budget for this project, but we sold some other unused furniture in November and we now have enough to pay for the new furniture. This money will go towards paying the actual medical bills from the injury. Found Money in January: $1681.

Finance 130

Finance January Family 2020 130

Family Balance Sheet

JANUARY 2, 2013

Unless it's paid with cash, that is one hefty credit card bill come January. On the 25th of every month from January to November, I'll be holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. I created one on Excel. Are you comfortable with that number?

2013 113

2013 Christmas Club January 113

Family Balance Sheet

MARCH 4, 2016

It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget. I started changing the oil in our cars, I became our landscaper, and we both cut out any monthly bill that wasn’t a requirement for living. Get Started with Your Own Monthly Budget. Take the Free Money Peach Budget.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

DECEMBER 17, 2015

As the home manager, my mission is to serve my family quality and tasty food on our limited budget. The magazine offers delicious recipes, step-by-step tutorials, meal planning tips, and high-value coupons–there were over $40 worth of coupons in the November/December issue. 10 Ways to Save at Giant Food Stores.

Food 100

Food Storing Saving Magazines 100

Family Balance Sheet

JANUARY 21, 2015

Kelvin and I just celebrated 10 years of marriage last November. It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) Finally, we took the dive by making a budget and starting our debt snowball. The budget is key. What are your hobbies?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JUNE 22, 2020

We’re no spring chickens, so in November 2016, we started contributing again to our retirement. We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. Years ago, our cable bill doubled in price.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 28, 2019

5 Action Steps for a Mindful March: 1 – Write a budget/spending plan for March. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). If you need encouragement and guidance with your budget, join my private Facebook group: Family Budgeters Unite!

March 100

March Financial Goals Budgeting Budget 100

Family Balance Sheet

FEBRUARY 9, 2018

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. However, on November 1, 2016, we logged on to healthcare.gov to renew for 2017 and found premiums had doubled and the options were limited. On the spreadsheet below, you’ll see that the December bills were quite high.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Nicoles Nickels

NOVEMBER 26, 2014

Product Name: Sweet Peas in a Pod Necklace Purchase Information: This can be purchased on BelleChic from November 24th-November 30th. These insoles are a great budget-friendly stocking stuffer for the active person on your list that is always on their feet! This necklace is the perfect accent piece and an absolute MUST HAVE.

Gifts 80

Gifts Giveaway Handbags and Wallets Flowers and Gifts 80

Family Balance Sheet

FEBRUARY 10, 2017

Our bills and responsibilities didn’t waiver however, even though our income dipped. We dramatically reduced our spending by cutting our cable TV and landline , shopping thrifty, eating out less often , and lowering our grocery bill. “Unfortunately, life doesn’t stop when shortfalls happen.”

Debt 100

Debt 2017 Student 2016 100

Prairie Eco-Thrifter

DECEMBER 2, 2012

Many of us take no steps to control holiday spending and are surprised and dismayed when the bill comes in January. Remember to include extra treats you plan to take to work and budget for some known unknowns, like that last minute gift you might want to get for someone who surprises you with one. Tracking actuals is important.

Holiday 202

Holiday Food and Drink Consumer Rental Car 202

Nicoles Nickels

NOVEMBER 29, 2013

These insoles are a great budget-friendly stocking stuffer for the person on your list that loves running, hiking, or any activity involving their feet. Switch to Cricket Wireless, save on your wireless bill and do MORE this holiday season. Check out all of the awesome deals at Cricket from November through December. •$25

2013 98

2013 Giveaway Family Wireless 98

Family Balance Sheet

MAY 27, 2015

Ryan is a high school math teacher and also officiates college basketball (November thru March). I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Budget – Obvious, I know.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

JANUARY 14, 2012

Some of the most oft repeated tips are how to reduce your energy bill. MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. Newlyweds on a Budget : Paying down student loans – The following is a guest post. Budgeting in the Fun Stuff: Really!?!

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

MARCH 17, 2017

In November of 2016 we were facing a hefty health insurance premium increase for 2017 that was more than twice what we paid in 2016. We had a few sleepless nights in November and I truly felt betrayed by the health exchange and insurance companies. billion in medical bills. Sleepless Nights. Acts 2:44-45.

Health Insurance 164

Health Insurance Insurance Health Bills 164