Prairie Eco-Thrifter

JULY 18, 2011

Cut Down the “Eating Out”. If you analyzed your bank statement or credit card bill, you would probably find a large percentage of the charges would be fast food or other “eating out” type expenses. If it isn’t running, it isn’t draining your utility bill.

Money Saving 180

Money Saving Money Eating Out Real Estate 180

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. During that time, I started to budget for everything. lined paper.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Savings Corner

DECEMBER 25, 2023

Originally for groceries, it has expanded to include clothing, entertainment and eating out, pet supplies and other categories. You can also link a credit or debit card to your Rakuten account to earn cash back in-store — as long as you activate the deal through the app first. Offers can be product or retailer-specific.

Money 52

Money Making Bank Banking 52

Prairie Eco-Thrifter

FEBRUARY 9, 2012

You know you shouldn’t be using credit cards all the time. But there is no way you are going to give up cable, the cell phone, eating out or your gym membership. But, you can’t escape your life and the bills will follow you. Write out what you have to spend on your home, utilities and other necessary items.

Money 203

Money Debt Finance Credit Cards 203

Prairie Eco-Thrifter

OCTOBER 5, 2014

If both you and your spouse are eating out every day for lunch, you’re looking at $128/month – on top of your regular grocery bill. And that’s a conservative estimate of $7 per lunch out. Living Beyond Our Means and Putting Our Lifestyle on Credit. per lunch x 4 days per week = $16/week.

Budget 245

Budget Budgeting May Lunch 245

For the Mommas

DECEMBER 21, 2015

Many people get all the bills after the holidays and simply can’t deal with it and decide to put their Christmas debt off for a more convenient time. Do you really need to add even more debt onto your credit cards? #3: Once you’ve added up all the bills, think about how many months you want to spend paying the bills off.

Debt 40

Debt Christmas Credit Cards Bills 40

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

But, I can’t believe people are making big bucks telling other people how to control their spendthrift ways, or sharing how to shave a few cents off a grocery bill. Eating out or going to a movie were once a year events. Has your grocery bill been getting some attention? We saved and saved and saved.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Prairie Eco-Thrifter

JANUARY 7, 2015

The year end review stage is also a great time to order a free credit report for yourself to review any potential errors on it and get them wiped away before the year progresses. Maybe one monthly goal is to not eat out for the entire month, and the next month you read three books about investing. Set Monthly Money Goals.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

FEBRUARY 4, 2014

My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. We also had bills and other obligations. We both like to eat out. When I was younger, I used to think that a higher income was the solution to most of my financial issues.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We lowered our living expenses and looked at our bills and decided what we could live without. We definitely spend a lot more money on eating out at restaurants and using babysitters now that we are debt free.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. out and it gave us the momentum we needed to focus on all of our other. out and it gave us the momentum we needed to focus on all of our other. We tackled our small credit card balance, then our.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. Appearances and pride are at stake; you have to keep up the Joneses, right?

Saving Money 221

Saving Money Money Budgeting Budget 221

Family Balance Sheet

APRIL 1, 2021

It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. 4 – Skip the AM drive-thru and eat breakfast at home. Cancel unused subscriptions.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

For the Mommas

JULY 24, 2016

Eat out less. One of the biggest expenses you probably incur is eating out. The average person spends over $2,000 a year on eating out. Instead of eating out, pack your lunch. Stop using your credit cards. Save money by preparing your own meals. Brown bag it to work. Stop impulse buying.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

JULY 9, 2015

She cut her cable bill in half, rewrote her car and house insurance saving her $300, stopped the coffee runs, eliminated her dry cleaning bill. Lydia stresses meal planning to cut down on your grocery bill. This helped her not blow the budget on dining out. Eating out daily will add up.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

MAY 14, 2013

We also don’t want to come home to a credit card bill. Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. For dinner, we''ll plan to eat in on 5 nights and eat out 2 nights. Create A Budget.

Vacation 153

Vacation Saving Money Money Food and Drink 153

The Frugal Girl

JANUARY 22, 2024

For 20 or so years I’ve been homeschooling my kids, and am now down to about 1 1/2 (one full-time homeschooler, and one doing College Credit Plus with some support). I know my dad got frustrated by the bills sometimes, and I must have absorbed that anxiety, because sometimes I get very anxious about spending money.

Rent 182

Rent Son Frugal Home and Garden 182

Family Balance Sheet

FEBRUARY 16, 2016

Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. 4 – Skip the AM drive thru and eat breakfast at home. 7 – Collect your change.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

SEPTEMBER 9, 2014

have barely any bills and be able to live off passive income. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. The rest was our house.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Coupons Do Work

APRIL 14, 2015

Here is an article I Wrote in 2013 that I am going to repost on how I survive on a $30 bucks a week on my grocery bill for the whole family : Question: can you survive on $200 a month grocery shopping for the whole family? My total bill was $27.57. I paid it all in cash (try not to pay in credit cards…).

Budgeting 100

Budgeting Budget Food Kids and Family 100

Prairie Eco-Thrifter

JANUARY 6, 2011

Are you feeing overwhelmed with the number of bills or creditors you have to pay off? Look at cutting back on little luxuries such as eating out at lunch each day or in the evenings. Also cut out any unnecessary expenditure, such as subscriptions and memberships that may no longer be of much use to you.

Debt 113

Debt Finance Pay Off Debt Credit 113

Nicoles Nickels

DECEMBER 16, 2012

I decided to use Bluebird to buy this for myself by setting aside some money every week that I would have used to buy coffee or lunch out during the week. Each week I consciously decided to make my coffee at home and bring my lunch to work instead of eating out. pay bills, online or via the app. Purchase Protection.

Budget 59

Budget Budgeting Bank Banking 59

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. I was 22 weeks pregnant, and left with a leg injury and a mound of medical bills. We gave up eating out, cable, driving as many places. We are what some might call homesteaders, we raise our own chickens and garden. It was laughably bad.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JUNE 1, 2011

Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. Use Cash I like to use cash while on vacation, because I am less tempted to buy useless souvenirs and over spend with a credit card, but it takes a little planning to come up with the cash that we need.

Vacation 178

Vacation Saving Money Money Food and Drink 178

Prairie Eco-Thrifter

NOVEMBER 4, 2011

They start to recognize money and to be able to tell the difference between different coins and bills (but probably won’t be able to understand that the coins have different monetary values). Explain how the checkout process works, point out the employees in the store and talk about what they do. While you are eating supper.

Money 187

Money Parenting Kids and Family Gasoline 187

Prairie Eco-Thrifter

JULY 23, 2014

There were no online saving or bill paying services. On the other hand… there were no drones, stoplight cameras, computer virus problems, identity theft, angst over credit ratings, amber alerts, full body scanners to enter an airport and etc. There wasn’t a restaurant on every corner and people didn’t eat out much.

Growing 180

Growing Home and Garden Radios Kids and Family 180

Family Balance Sheet

JANUARY 21, 2015

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). We realized that debt payments were eating into our income and potential to build wealth. It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.)

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

AUGUST 5, 2015

10K in car payments, $35K in credit card debt. In the past my husband was the only one who ever went through and paid bills and accounts. After 2 years of determination we decided that we would take a month off and with any of our extra earnings splurge fun activities with the kids, eat out and go on lots of dates:).

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 2, 2016

Firstly, I was offered a better-paid job but needed a vehicle to get there, so I took out a loan to buy one. At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. I also had to ask myself if this was where I wanted to be in five or ten years time , as there really seemed no way out.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MAY 27, 2015

And this is just on a mortgage, not including any credit card or student loan debt. He still physically pays all the bills and keeps track of any information with those companies. Using coupons for eating out. This was eye opening for me and gave me a real appreciation for what he went through all those years.

Debt 100

Debt Debt Free Pay Off Debt Finds 100