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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. To get started, gather the following: pencil.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

The software generated a monthly revenue, but we were able to sell them to pay off the rest of our debt immediately. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Daniel was working a lot of hours while we paid off our debt.

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How We Paid off Six Figures of Debt

Family Balance Sheet

We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. When we started our Debt Freedom Plan, our kids were 8 & 6 and I worked hard to keep our grocery bill about $400-500 a month. We said NO a lot.

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Saving Tips & Free Crediting Monitoring

For the Mommas

Saving more (52%), spending less (19%) and paying off debt (19%). Bring your lunch to work more frequently. Paying Off Debt. After taking a look at your holiday shopping credit card bill, you may (unsurprisingly) groan and vow to pay off your debt as quickly as possible.

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How Angela & Jeff paid off $58,000 of Debt in 2 Years

Family Balance Sheet

Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me.

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20 Tips for Frugal Living

For the Mommas

You can use the difference in income to pay off debt, save or invest. And as an added bonus, leftovers make a great lunch the next day. Instead of eating out, pack your lunch. And if you’re not paying your bill in full every month, you’re paying a lot of extra money in interest. Do it yourself.

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5 Ways to Reduce Your Debt

Prairie Eco-Thrifter

Are you currently in debt? Are you feeing overwhelmed with the number of bills or creditors you have to pay off? Like many of us who have previously been in debt, I know how difficult financial management can be. Look at cutting back on little luxuries such as eating out at lunch each day or in the evenings.

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