The Frugal Girl

FEBRUARY 28, 2024

I notice you reference credit cards and earning credits sometimes. I paid bills, had all the logins, did the tax returns, and so on. I just wondered if there were $ decisions you wish you had made, or oops moments you wish you hadn’t done. I always knew exactly what was going on with the finances.

Money 204

Money Debt Credit Cards Goals 204

Prairie Eco-Thrifter

SEPTEMBER 16, 2012

What The Numbers Say According to the Energy Star people, the average US household uses 13% of its total energy bill on running appliances, of which about 8% is attributed to the refrigerator. The appliances referred to are the big ones – clothes washers, clothes dryers, dishwashers, refrigerators, room heaters and air-conditioners.

Appliances 222

Appliances Saving Money Money Green 222

Family Balance Sheet

SEPTEMBER 13, 2017

We generally don’t have a lot of medical bills–just the usual stuff like annual physicals, some blood work, and an occasional sick visit. At that appointment, the doctor immediately referred us to a specialist, and told us to “go straight to his office. Outstanding medical bills: $ 23,047.25. DO NOT STOP!”

2017 100

2017 Health Insurance September Insurance 100

Family Balance Sheet

JANUARY 8, 2014

My challenge is I need to reduce our bill, but not make everyone in my family miserable because there is no room for the occasional extras that make us happy, like a special treat or wild caught salmon or Kalamata olives. Over the holidays, I wasn’t as diligent with my meal planning and our grocery bill went over what I budget for food.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Saving In Akron

AUGUST 26, 2011

With a little luck, you'll be winning large bills starting at 20 Swag Bucks. Don't forget that you can now refer other members of your household to earn even more Swag Bucks! Happy Friday! Don't forget that today is Mega Swag Bucks Day ! Swag Bucks is easy and FREE to use but you must register to earn Swag Bucks.

Swagbucks 127

Swagbucks Fridays Bills Prizes 127

Savings Corner

APRIL 4, 2024

Here are the best low-risk investments in April 2024: High-yield savings accounts Money market funds Short-term certificates of deposit Series I savings bonds Treasury bills, notes, bonds and TIPS Corporate bonds Dividend-paying stocks Preferred stocks Money market accounts Fixed annuities Overview: Best low-risk investments in 2024 1.

April 52

April Lowes CD Bank 52

Saving In Akron

SEPTEMBER 23, 2011

With a little luck, you'll be winning large bills starting at 20 Swag Bucks. Don't forget that you can now refer other members of your household to earn even more Swag Bucks! Happy Friday! Don't forget that today is Mega Swag Bucks Day ! Swag Bucks is easy and FREE to use but you must register to earn Swag Bucks.

Swagbucks 113

Swagbucks Fridays Bills Prizes 113

Saving In Akron

SEPTEMBER 16, 2011

With a little luck, you'll be winning large bills starting at 20 Swag Bucks. Don't forget that you can now refer other members of your household to earn even more Swag Bucks! Happy Friday! Don't forget that today is Mega Swag Bucks Day ! Swag Bucks is easy and FREE to use but you must register to earn Swag Bucks.

Swagbucks 113

Swagbucks Fridays Bills Prizes 113

Saving In Akron

SEPTEMBER 9, 2011

With a little luck, you'll be winning large bills starting at 20 Swag Bucks. Don't forget that you can now refer other members of your household to earn even more Swag Bucks! Happy Friday! Don't forget that today is Mega Swag Bucks Day ! Swag Bucks is easy and FREE to use but you must register to earn Swag Bucks.

Swagbucks 113

Swagbucks Fridays Bills Prizes 113

Saving In Akron

JULY 15, 2011

With a little luck, you'll be winning large bills starting at 20 Swag Bucks. So, what this means is that you can refer everyone in your household, and earn even more Swag Bucks. Keep in mind that you must refer them in order for your accounts to be linked. Happy Friday! Don't forget that today is Mega Swag Bucks Day !

Swagbucks 113

Swagbucks Fridays Bills Prizes 113

Prairie Eco-Thrifter

SEPTEMBER 30, 2012

From insulating your home, replacing windows, even completely upgrading your heating system to something more efficient, the options are endless… Including A Free Option Heating may take up about 45% of your utility bill, but luckily, there is more than enough heat to supply your home, sitting right beneath your feet.

Saving Money 214

Saving Money Money Bills Saving 214

Saving In Akron

AUGUST 19, 2011

With a little luck, you'll be winning large bills starting at 20 Swag Bucks. Don't forget that you can now refer other members of your household to earn even more Swag Bucks! Happy Friday! Don't forget that today is Mega Swag Bucks Day ! Swag Bucks is easy and FREE to use but you must register to earn Swag Bucks.

Swagbucks 100

Swagbucks Fridays Bills Prizes 100

Saving In Akron

JULY 22, 2011

With a little luck, you'll be winning large bills starting at 20 Swag Bucks. Don't forget that you can now refer other members of your household to earn even more Swag Bucks. Happy Friday! Don't forget that today is Mega Swag Bucks Day ! Swag Bucks is easy and FREE to use but you must register to earn Swag Bucks.

Swagbucks 100

Swagbucks Fridays Bills Prizes 100

Saving Everyday

OCTOBER 1, 2011

You will never be billed and you don’t have to provide any credit card information! Share This Post With Friends & Family or Print It For Easy Reference. Go HERE to get yours! This has been added to the Freebie Page.

Donation 104

Donation Baby Magazines Credit Cards 104

Saving In Akron

AUGUST 5, 2011

With a little luck, you'll be winning large bills starting at 20 Swag Bucks. Don't forget that you can now refer other members of your household to earn even more Swag Bucks. Happy Friday! Don't forget that today is Mega Swag Bucks Day ! Swag Bucks is easy and FREE to use but you must register to earn Swag Bucks.

Swagbucks 113

Swagbucks Fridays Bills Prizes 113

Saving Everyday

OCTOBER 14, 2011

You will never be billed and you don’t have to provide any credit card information! Share This Post With Friends & Family or Print It For Easy Reference. Hurry over for a FREE 1-year subscription to American Baby Magazine ~. Go HERE to get yours! The FREE “Baby Talk” Magazine is also still available!

Donation 102

Donation Baby Magazines Credit Cards 102

Saving In Akron

AUGUST 12, 2011

With a little luck, you'll be winning large bills starting at 20 Swag Bucks. Don't forget that you can now refer other members of your household to earn even more Swag Bucks. Happy Friday! Don't forget that today is Mega Swag Bucks Day ! Swag Bucks is easy and FREE to use but you must register to earn Swag Bucks.

Swagbucks 100

Swagbucks Fridays Bills Prizes 100

Prairie Eco-Thrifter

JULY 10, 2014

I don’t like budgets myself, and actually refer to what I do with my money as a “ spending plan.” But I also have bills to pay and it’s important to buy healthy foods for my family to eat. The mortgage and other bills (utilities, insurance, etc.) One of the hardest things to stick to is a budget.

Budget 218

Budget Budgeting Work Making 218

For the Mommas

APRIL 5, 2011

Here is a unique offer – Like Save on Energy on Facebook , to be entered to have your electric bill paid for the month. Register to win $250 to pay your electric bill. Refer your friends to get extra entries. With the price of electric, this would be a nice freebie! To Win: “Like&# Save on Energy on Facebook.

Win 67

Win Bills Redbox Movies 67

Saving Everyday

SEPTEMBER 9, 2011

You will never be billed and you don’t have to provide any credit card information! Share This Post With Friends & Family or Print It For Easy Reference. If you don’t have a baby, this would be perfect for any new or expecting mom you know, or even to just donate to a locate women’s shelter. Go HERE to get yours!

Donation 81

Donation Baby Magazines Credit Cards 81

Family Balance Sheet

JANUARY 25, 2011

I am a firm believer that every one's grocery bill can be pared down with just a little bit of organization and time involvement. I refer to the recipes that I'll be making that week to see what is needed versus what I have on hand in the pantry, freezer or fridge. I keep the menu flexible.

Grocery 157

Grocery Groceries Bills Office 157

Family Balance Sheet

AUGUST 17, 2011

Bills - Utility bills can be tossed the following month when you receive your next statement and it shows that the bill was paid, unless you need the bill for tax deduction purposes, then refer to Taxes below. Permanent home improvement bills should also be kept while you still own your home.

Home Improvement 153

Home Improvement Taxes Credit Cards Bills 153

Prairie Eco-Thrifter

MAY 16, 2011

Ethical investing is often referred to as socially responsible investing. This could be mortgage payments, auto loans, retirement expenses, and bill money that is lost at the casino tables. Companies that violate child labor laws in foreign countries and pay oppressive wages do not fit the bill.

Las Vegas 165

Las Vegas Money Bills Wesson 165

Savings Corner

DECEMBER 24, 2023

Image source: The Motley Fool Understanding the tax rules applicable to retirees is important even for younger Americans because many decisions to reduce your future tax bill need to be made early. Or, put at least some of your retirement money into them throughout your working life to reduce your future tax bills.

Taxes 52

Taxes At&T Money Re-use 52

Saving Everyday

SEPTEMBER 10, 2011

There’s another new Ruby Tuesday Coupon for 25% off your entire bill. Share This Post With Friends & Family or Print It For Easy Reference. This one is valid through and arrives via email. Mine was valid through 9/13, so it expires quickly! This has been added to the Restaurant & Dining Coupon Page.

Ruby Tuesday 45

Ruby Tuesday Tuesday Coupons Bills Dining 45

Saving Everyday

SEPTEMBER 14, 2011

You will never receive a bill for this subscription! Share This Post With Friends & Family or Print It For Easy Reference. You’ll also get FREE shipping of you’re a new member! Go HERE to check it out and be sure to click on “all sales” at the top to browse their current deals. Already subscribed?

Family 63

Family Disney Friends And Family Sale Bills 63

Family Balance Sheet

APRIL 8, 2022

off my gas bill if I were filling up my 17-gallon vehicle, or $4 off grocery dollars. I refer to the page as I’m writing my weekly menu plan. The value of the dinner was $16 if I were to buy it in the store, however, the redemption was 400 points. That converts into 40 cents off per gallon of gas. This equals $6.80

Food 130

Food Storing Saving Menu Planning 130

Coupons Do Work

APRIL 14, 2015

Please note that all paper coupons are processed after your order has been billed, up to 10 business days from your delivery date. There are also additional savings programs such as the Refer a Friend, VIPea Program and First time user promo codes that can help you score even sweeter deals on your grocery orders.

Delivery Service 100

Delivery Service Groceries Grocery Home 100

Prairie Eco-Thrifter

JUNE 24, 2013

Because of this, in April 2013, Maryland lawmakers implemented what is referred to as a Rain Tax. How Anyone Can Create Passive Income DIY Car Maintenance For Cash Savings How to Save Hundreds of Dollars a Year on Your Water Bill 5 Ways For College Students To Make Money Over Winter… Interview with Fresh Stories.

Property Taxes 210

Property Taxes Taxes Maryland Cars 210

Family Balance Sheet

OCTOBER 8, 2015

The average American will spend about $700 on holiday purchases* and unfortunately many people will get a little surprise in the mail in January when the credit card bills start rolling in. reference. That merry time of year that is filled with faith, family, food, and a little bit shopping. How do you save for Christmas spending?

Debt Free 100

Debt Free Debt Christmas Budgeting 100

Couponing 101

DECEMBER 18, 2019

“The Christmas Song” famously references “chestnuts roasting on an open fire.” Since gingerbread is so often associated with Christmas, we wanted to make sure it was duly represented on this list, and this historic recipe fits the bill perfectly. Oven-Roasted Chestnuts via Kitchen Confidante.

Christmas 69

Christmas Recipes Food and Wine Wine 69

Family Balance Sheet

MARCH 2, 2011

Keep your pantry, freezer and refrigerator organized so that you can cross reference what is on sale, the ingredients needed for recipes and what you have on hand. It is a quick reference tool, but I don't list all of the recipes in my binder, just the family favorites that are a regular part of our meal rotation. Develop a system.

Menu Planning 138

Menu Planning Menu Plans Economical Kitchen 138

Family Balance Sheet

JANUARY 28, 2022

If you are struggling with the rising grocery prices or maybe you need to make room for your family’s growing appetites, take a look at the following list and see what changes you can make to cut your grocery bill…and still eat really well! These are strategies I use weekly to help keep my grocery bill in line with our budget.

Saving Money 130

Saving Money Groceries Grocery Money 130

Family Balance Sheet

MAY 1, 2017

i can’t wait to see if there is a noticeable difference in our water and electric bills. Dave Ramsey refers to really dumb expenses and/or purchases as a stupid tax. I’m doing less wash now, and the laundry comes out of the washer much dryer than before, so time in the dryer is less. Total Savings: $300. Savings: $20.

April 100

April 2017 Washer and Dryer Daughter 100

Saving Everyday

SEPTEMBER 14, 2011

Final Bill…Awesome! Share This Post With Friends & Family or Print It For Easy Reference. As I mentioned on the Facebook Page , my daughter and I used one of our certificates on my birthday and had a FABULOUS meal for… drum roll…$4.68: Outside Lilly’s…Super Cute! Getting Ready To Order. Crazy huh?!

Restaurant 65

Restaurant Restaurant.com Gifts Daughter 65

Saving Everyday

SEPTEMBER 28, 2011

Final Bill…Awesome! Share This Post With Friends & Family or Print It For Easy Reference. As I mentioned on the Facebook Page , my daughter and I used one of our certificates on my birthday and had a FABULOUS meal for… drum roll…$4.68: Outside Lilly’s…Super Cute! Getting Ready To Order. Crazy huh?!

Restaurant 63

Restaurant Restaurant.com Gifts Daughter 63

For the Mommas

NOVEMBER 17, 2011

savings on her grocery bill. Refer 5 Friends to Stumble Upon and Earn a FREE $10 Gift Card :: Head here and sign up for Stumble Upon. :: After you sign up, you can share with atleast 5 of your friends. After coupons UPR, SCR and coupons at Rite Aid, she’ll will only have paid tax. A total of $22.00 Nice job Christine!!

Hair Gel 61

Hair Gel Caress Suave Tropicana 61