Family Balance Sheet

APRIL 2, 2021

Finding extra money is a game for me. Over the years, I have found money through rebates, refunds, online sales, and even the ground. I have used the extra money to pay off debt, fund family trips, or build up our Christmas savings. January and February were stellar months with finding money. Credit Card Cash Back: $175.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Munger so aptly puts it, learning how to save money fast is an education in and of itself. Munger so aptly puts it, learning how to save money fast is an education in and of itself. ” – T.T. Munger As T.T.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

NOVEMBER 18, 2022

Americans will spend about $900 on holiday purchases** and unfortunately, many people will get a little surprise in the mail in January when the credit card bills start rolling in. Create a Budget. Include gifts, but also travel, decorations, cards, stamps, parties, etc. Find the Money.

Christmas 130

Christmas Budget Budgeting Money 130

Family Balance Sheet

JANUARY 10, 2014

Are you spending more on groceries every month than your budget allows? Personally, the club encouraged me to set aside money every month and the relief and empowerment that I felt in December when we paid cash for all of our Christmas gifts was awesome! I will continue to set aside gift giving money on a monthly basis.

Budgeting 174

Budgeting Budget Grocery Groceries 174

Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. Spend, spend, spend, even when you don’t have the money.

Saving Money 221

Saving Money Money Budgeting Budget 221

Prairie Eco-Thrifter

MAY 30, 2012

So, in this article, we’re going to look at 10 small money mistakes that many people make, often unaware of the impact they are having on their financial security. Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? A budget gives it to you plain and simple – the good, the bad and the ugly.

Money 235

Money Emergency Fund Debt Financial Goals 235

Saving Everyday

OCTOBER 3, 2023

In this article, we’re sharing our top tips to help you save money when traveling without sacrificing a thing! If you feel like a vacation is out of your reach, these tried-and-true ways to save money when traveling will help you get there without breaking the bank! Some people see traveling as a luxury, but I see it differently.

Saving Money 52

Saving Money Money Travel Hotel 52

Prairie Eco-Thrifter

OCTOBER 17, 2012

Who needs a budget?’ So who needs to worry about budgeting, savings plans and a secure financial future? I managed to rack up over $20,000 of credit card and personal debt by the time I was 23 and this affected my ability to keeo my first house. How often do you hear people say “I don’t know where my money goes”?

Budget 214

Budget Budgeting Debt Money 214

Couponing 101

MARCH 26, 2019

When I looked back at the last three months, I realized my resolution for saving money was not on track. So starting on April 1, I’m holding myself to a strict spending limit using the envelope budget method. I recommend choosing the category where you currently spend the most money every month.

Saving Money 88

Saving Money Money Used Budget 88

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Here are five ways that I saved money this month. Show me the Money! My Total Found Money for July: $816. I like to tally up any extra money I find through the month. Winner Winner FREE Chicken Dinner!

July 130

July Frugal Credit Cards Donation 130

Saving Everyday

NOVEMBER 3, 2023

Saving money on gas is a top priority for many. In this post, we will explore effective ways for saving money on gas. Tips for Saving Money on Gas Like most of our articles on saving money, it starts with taking an honest look at your overall budget and spending. If you put forth the effort, it will pay off!

Saving Money 52

Saving Money Gas Money Fuel 52

Prairie Eco-Thrifter

SEPTEMBER 2, 2011

Guest Post Author Bio: This is a blog swap post organized through the Yakezie network from LaTisha at Financial Success for Young Adults where she blogs about smart money management for college students and recent grads. There is also the money concern. Credit Cards for College Students. Credit is pretty addictive.

College 180

College Money Student Budget 180

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for March.

Budget 124

Budget Budgeting February Grocery 124

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. We have involved our children in our money discussion once we decided to become debt free. It was all consumer debt spread over 5 credit cards. We cut up our credit cards and never used them again.

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

MAY 25, 2014

We like to say that hindsight is 20/20, and this is especially true of money. The money advice I would give a younger version of myself falls into two categories: “What were you thinking?” Or put yet another trip to Las Vegas on the credit card. How have your money practices evolved? Money Tips'

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. Women’s Money Week will run from March 5th-11th, 2012 on WomensMoneyWeek.com — coinciding with International Women’s Day. Today's topic is Money and Relationships.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

MARCH 10, 2012

Going green and saving money is easier said than done when going about it by yourself. But while independence is critical in the successful mastering of money management and sustainability, that doesn’t mean you have to go about these efforts solo. Household Budget Calculator. Credit Card Repayment Calculator.

Calculators 186

Calculators Saving Money Money Green 186

Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Prairie Eco-Thrifter

JUNE 13, 2011

Equating credit cards and being eco-friendly may seem like a stretch, but there are many options available for those who are environmentally conscious and carrying plastic. As a matter of fact, a credit card might be a better idea all the way around for the environment. Four Crazy Credit Card Scams.

Credit Cards 165

Credit Cards Credit Environmental Groups Paperless 165

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

JANUARY 19, 2015

Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Earmark this money for an emergency fund, a new car fund, a vacation fund, whatever you would like. Take advantage of free money.

Money 100

Money 2015 Emergency Fund Bills 100

Prairie Eco-Thrifter

JULY 30, 2014

I have averaged 2-3 trips per year within North America, each one bringing different money saving (and splurging) opportunities and challenges. Alcohol was dirt cheap in New Orleans, and transportation was a very small line on our budget in New York City. How have you saved money on food while travelling? Thanks, couch surfing!

Saving Money 187

Saving Money Money Food New York City 187

Prairie Eco-Thrifter

NOVEMBER 29, 2011

If you’re thrifty and willing to compromise, there’s no need to blow the budget when your new arrival joins the family. Here are some tips on how to save money on baby items. A lot of the things that you’ll be buying will only be in use for a matter of months so it makes little sense to buy everything brand new if you’re on a budget.

Saving Money 210

Saving Money Money Baby Parenting 210

Prairie Eco-Thrifter

OCTOBER 22, 2013

Teaching your kids about money is one of the best things you can do to set them up for financial success in the future. Here are seven things you should teach your kids about money, helping them become better spenders, savers, and investors. Spending Money. What lessons have you taught your kids about money?

Money 234

Money Kids College Tuition Kids and Family 234

Couponing 101

NOVEMBER 27, 2019

.” However, if you’re on a tight budget, the holiday season may seem more stressful than joyful. These eight ways to save money on holiday gifts can keep more money in your wallet. Shopping sales is one of the most obvious (and fun) ways to save money. Blowing your budget is all too easy this time of year.

Saving Money 64

Saving Money Money Holiday Gifts 64

Family Balance Sheet

JANUARY 25, 2019

Did you use cash or put your purchases on a credit card? But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. It’s part of being a responsible family budgeter.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

JANUARY 3, 2013

To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Before the first meeting on the 25th, everyone needs to create a Christmas Gift & Spending Budget for 2013. Next, fill in a budget for 2013.

Budget 100

Budget Budgeting 2013 Christmas 100

Savings Corner

DECEMBER 27, 2023

Managing a personal loan successfully, however, requires understanding how the payments change your monthly budget and creating a clear plan to pay off the loan. From pre-qualifying to getting funded, taking out a personal loan can be pretty painless, with many lenders offering smooth online applications and same-day funding.

Debt 52

Debt Refinancing San Antonio Rhode Island 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

The simple truth is that not many people have enough money saved up to buy a car. If you do choose to go for the pre-owned option, you will be saving yourself a bit of money! Just make sure you have a trusted mechanic look over the car before you hand over your hard-earned money. This ends up saving you more money.

Cars 52

Cars Car Bank Banking 52

Family Balance Sheet

FEBRUARY 23, 2015

Where can we find extra money? I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. As I find extra money, I will of course share with you and I’d like to also hear where you found extra money too.

Debt 100

Debt January Money Financial Goals 100

Prairie Eco-Thrifter

MAY 21, 2012

But did you know that Pinterest is also a fantastic resource for saving money? Whether you’re spending minutes or hours pinning photos of your favorite meals, outfits or vacation destinations, there is a wealth of money-saving knowledge floating around on those boards. Has it helped you save money? If so, how?

Money 188

Money DIY Saving Money Saving 188

Prairie Eco-Thrifter

JANUARY 1, 2013

I was an expert at this; I spent every dollar I earned and juggled multiple credit cards to pay bills and buy whatever I thought I had the money for. Of course, by using credit cards for purchases and bills, I was spending money I didn’t have and probably wouldn’t have any time soon.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

MARCH 26, 2021

If you’re able, maybe use some of your stimulous money to put towards building an emergency fund. Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? What helped us through that time was the money we had saved in our emergency account.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

SEPTEMBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. October Assignments: We are in the home stretch!

2019 100

2019 September Club August 100

Family Balance Sheet

APRIL 19, 2016

It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. Once I started getting out of debt I read Your Money or Your Life and it changed my whole outlook on money. What are the top 3 – 5 ways you found money to put towards debt.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Prairie Eco-Thrifter

AUGUST 2, 2011

Here are a few money tips to help you plan your back to school activities and maybe reduce that $600 per child amount. Involve Your Child in Planning and Budgeting. It’s fun for me and it saves my children shopping time and money. Use your card for the other purchases you make as well. Know Where to Get the Money.

College 192

College Money Personal Finance Student 192