For the Mommas

DECEMBER 19, 2015

Christmas Gifts on a Budget. When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. Even on a tight budget, you can purchase gifts that look expensive. Your friends and family will never know that you were on a tight budget. It doesn’t have to be that way though.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Coupons Do Work

APRIL 14, 2015

Over the years I have had to budget, put money away…so we can live the life without worrying about money. To budget, not spend on stupid things and save as much as you can. For the clothes and shoes for my kids, I look for sales. I wait for the good sale. I wait for the good sale. Then I have no choice.

Budgeting 100

Budgeting Budget Food Kids and Family 100

Fashion Without Guilt

MAY 9, 2011

Trying to Travel on a Budget these day, is almost impossible. If the budget is tight, you can plan your vacation around the cheapest destinations. Travelocity with the Travelocity Credit Card. The Travelocity card has a $35 annual fee. A current example is the British Airways 100,000 bonus miles credit card.

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Budgeting Budget Travel Discount 69

Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Prairie Eco-Thrifter

MAY 30, 2012

Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? A budget provides you with a financial roadmap to get to where you want to be in life. A budget helps you track your finances so you know exactly where you are and whether you’re on track. It’s wasted money.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

SEPTEMBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. In May, I made money from a yard sale and put $50 towards our Christmas savings. I also earned $20 from Ibotta and $7 from Ebates, and found $23 within our May budget.

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2019 September Club August 100

Family Balance Sheet

NOVEMBER 25, 2013

This idea came to me last January when I received our credit card statement in the mail that had all of our Christmas purchases on it. It was due on January 19 and I had had enough–no more ridiculous credit card bills. We had yard sales. We sliced and diced our budgets. We had a pantry challenge.

Club 100

Club November Christmas Credit Cards 100

Couponing 101

JULY 1, 2020

Holiday weekends are always prime time for sales. While 4th of July sales don’t get as much love as Thanksgiving, Black Friday, and Cyber Monday sales, they may very well be the best time to get good prices for the next few months. Best Buy is hosting an appliance sale to celebrate the 4th of July. Macy’s.

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4th Of July July Online Sale 2020 59

For the Mommas

FEBRUARY 4, 2016

Tips for Celebrating Valentine’s Day on a Budget. In fact, it’s quite easy to celebrate Valentine’s Day while being on a budget. Now, there are a couple things you should take into account when it comes to celebrating Valentine’s Day on a budget. Valentine’s Day Candy on a Budget.

Budgeting 40

Budgeting Budget Chocolate Homemade 40

Family Balance Sheet

MARCH 5, 2021

Over the years, I have found money through rebates, refunds, online sales, and even the ground. I had an unexpected surprise hit my credit card in February. Any money I earn from Ibotta goes back into my grocery budget. Finding extra money has become a game for me. Yep, I found a $20 bill on a morning run at the beach!

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February Money Airline Flights 257

Family Balance Sheet

OCTOBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I offer a FREE Christmas Budget spreadsheet to my email subscribers.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

FEBRUARY 2, 2017

Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Chris and his wife made a financial goal to switch to an all cash lifestyle, instead of relying on credit cards. Each month when they do their budget, they update their chart. Then create a plan to get there.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. We paid for many of our Christmas purchases on a credit card and then hustled in January 2013 to pay it off. Have a Virtual Yard Sale.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Prairie Eco-Thrifter

JANUARY 30, 2012

Set a Budget – Set a budget before you leave and bring cash. Some small thrift stores don’t accept credit cards and a budget will help keep you from overspending or buying things that you do not necessarily need that day. Related posts: 10 Ways to Shop Green and Budget Friendly During Boxing Day Sales.

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Thrift Stores Thrifting Furniture Storing 201

Family Balance Sheet

JUNE 25, 2011

Did you pay cash or use a credit card to buy gifts? If you used a credit card, when did you pay it off? We usually use a credit card to buy our Christmas gifts and then pay the balance off in January. Develop a Christmas gift budget for each person or expense on your list. Let us know in the comments.

Christmas 157

Christmas Credit Cards January Budgeting 157

Couponing 101

NOVEMBER 27, 2019

.” However, if you’re on a tight budget, the holiday season may seem more stressful than joyful. Shopping sales is one of the most obvious (and fun) ways to save money. Shopping sales is one of the most obvious (and fun) ways to save money. Blowing your budget is all too easy this time of year. Stack Savings.

Saving Money 64

Saving Money Money Holiday Gifts 64

Savings Corner

APRIL 4, 2024

The interest rate you receive on a home equity loan (as with other loans) will vary depending on your lender, credit score, income and other factors. Credit card rates are lingering above the 20-percent mark, and personal loans can stretch into the 25–35 percent range for borrowers with less-than-perfect credit scores.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We sold extra items that we weren’t using through Craigslist and garage sales. We ate at home a lot and watched our food budget carefully. When something unexpected comes up we have another budget meeting.

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Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

APRIL 6, 2011

Guest Post Author Bio: This post comes from the team at NerdWallet.com, technology geeks and experts on helping users find the best rewards credit cards. The RAM Factor: After talking to many enthusiastic sales staff member, the standard advice has always seemed to be to grab as much RAM as possible.

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Laptops Hard Drives Shopping Credit Cards 133

Saving Everyday

OCTOBER 3, 2023

Set a Budget Spending adds up quickly on any vacation, and overspending can add unwanted stress when all you should be doing is relaxing! Some people prefer having an overall budget, while others prefer setting a daily budget. Some people prefer having an overall budget, while others prefer setting a daily budget.

Saving Money 52

Saving Money Money Travel Hotel 52

For the Mommas

JULY 13, 2016

.” In our last article we showed you how to create a budget you can live with. Buying things without having a budget. One of the biggest mistakes that many people make is not having a budget. Only paying the minimum on your credit card balance. Swiping your debit/credit card for all purchases.

Money 40

Money Credit Cards Bills Budgeting 40

For the Mommas

JULY 13, 2016

.” In our last article we showed you how to create a budget you can live with. Buying things without having a budget. One of the biggest mistakes that many people make is not having a budget. Only paying the minimum on your credit card balance. Swiping your debit/credit card for all purchases.

Money 40

Money Credit Cards Bills Budgeting 40

Savings Corner

FEBRUARY 23, 2024

Businesses that use Shift4 for payment processing or do business-to-business sales. Unlimited products: Shopify’s pricing starts at $29 per month when billed annually ($39 when paying month to month) plus credit card transaction fees. Highly customizable e-commerce websites. Starts at $29.95 Those plans start at $25 per month.

Building 52

Building Credit Cards Tools Software 52

Prairie Eco-Thrifter

NOVEMBER 29, 2011

If you’re thrifty and willing to compromise, there’s no need to blow the budget when your new arrival joins the family. A lot of the things that you’ll be buying will only be in use for a matter of months so it makes little sense to buy everything brand new if you’re on a budget. Here are some tips on how to save money on baby items.

Saving Money 210

Saving Money Money Baby Parenting 210

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

OCTOBER 13, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. There were months when our sales were HALF of what we would normally bring in. When an emergency happens, you use your emergency fund, instead of your credit card.

Emergency Fund 100

Emergency Fund Finance Organic Organization 100

For the Mommas

DECEMBER 19, 2014

This year, my family has agreed to Holiday Budget. Wether I am shopping online or in the store, I usually use a credit card. I like to use my credit card because of the rewards program it offers. Its a great of year to time use a credit card with rewards. Here is our shopping list this year.

Holiday 58

Holiday Shopping Credit Cards Friends And Family Sale 58

Family Balance Sheet

JANUARY 20, 2017

works in outbound sales, and I teach part-time. medical bills, a small credit card, both of our cars, and student loans. We tackled our small credit card balance, then our. strict budget. We committed to using a cash budget, and we talked daily at. 1 – Set a budget. Include anything that.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

JULY 6, 2014

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Everyone says don’t get the insurance, that your own car insurance (or perhaps your credit card) will cover you. Kid seats ($13.00

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Rental Car Cars Car Rent 167

Family Balance Sheet

FEBRUARY 6, 2021

Found money can be found from various sources, such as rebates, refunds, online sales, or even the ground. New furniture wasn’t in the budget for this project, but we sold some other unused furniture in November and we now have enough to pay for the new furniture. Found Money in January: $1681. We…took out a car loan.

Finance 130

Finance January Family 2020 130

Family Balance Sheet

MAY 14, 2013

We also don’t want to come home to a credit card bill. We plan on participating in our neighborhood''s yard sale next month to raise our vacation funds. We told our daughters that they could set up a lemonade stand at the yard sale to earn their spending money. Create A Budget. Make a list of expenditures.

Vacation 153

Vacation Saving Money Money Food and Drink 153

Savings Corner

DECEMBER 24, 2023

The impact of inflation and fast-rising interest rates dampened buyers’ interest, causing sales to slow and price appreciation to decelerate. Get started: You can get your credit report and score from each of the three major credit reporting agencies, Equifax, Experian and TransUnion, for free once a year.

Real Estate 52

Real Estate Buy Buying Credit 52

For the Mommas

MAY 22, 2012

Rather than finding yourself in a position where you’re relying on credit cards for these expenses – and then wasting your hard-earned money on paying off those cards in the following months – try creating separate sinking funds instead. If there’s no extra money in your budget, there’s still hope, though. Yard Sales.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

AUGUST 2, 2011

Involve Your Child in Planning and Budgeting. If you believe in using allowances as part of personal finance training, letting your child take on more and more financial responsibility with an increasing allowance can help them be prepared to make good budgeting and spending decisions when they are on their own. Get Rewarded.

College 192

College Money Personal Finance Student 192

Prairie Eco-Thrifter

JANUARY 26, 2011

Rather, buy groceries when they are on sale and have coupons. By implementing these two things into your shopping, you can drastically reduce your grocery budget for the month. To find other ways to reduce your expenses, take a close look at your checkbook and credit card statements. This can save you boatloads of money.

Bills 124

Bills Money Insurance Saving Money 124

Prairie Eco-Thrifter

MAY 21, 2012

As long as it’s not blatantly a sales gimmick, when you pin a photo that you love or one that inspires you to do something, make sure to check out where it’s linked to. They key to DIY bliss on Pinterest is seeking out budget-friendly projects that don’t take weeks to complete.

Money 188

Money DIY Saving Money Saving 188

Prairie Eco-Thrifter

JUNE 4, 2012

Related posts: How to Shop at Thrift Stores for Clothes To Save Money How to Shop for Furniture at Thrift Stores Smell Great on the Cheap 10 Ways to Shop Green and Budget Friendly During Boxing Day Sales Are Credit Cards From Grocery Stores Worth It?

Thrift Stores 213

Thrift Stores Thrifting Finds Clothing and Accessories 213