Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. How much debt did you pay off? What kind of debt was it? We paid off $68,000 of debt in eight months. Where are you from?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. How Our Debt Freedom Plan Prepared Us for the Pandemic. We’d survived the dip in 2007, carried no credit card debt, and we were contributing to our retirement. This new business debt weighed on me. So we got to work! Our first storm: 2007.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

APRIL 11, 2020

How I’m managing our family budget during the Pandemic: We pay ourselves at the beginning of each month, so when this crisis started in mid-March, we were covered for the month. We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. Cash is King.

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

NOVEMBER 5, 2014

Welcome to Debt Free Stories. How much debt did you pay off? What kind of debt was it? The debt consisted of my student loans and a car loan. What inspired you to get debt free? When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

SEPTEMBER 9, 2014

Welcome to Debt Free Stories. She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Quitting my job is one of the things being debt free has enabled us to do. How much debt did you pay off?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. with their goals.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

As God is my witness, it WILL be the year that we pay off the last of our non-mortgage debt. It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. Thankfully, we have worked through those trials and the experience actually made a positive impact on our finances. Guidelines for 2016: 1.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JULY 13, 2016

So I’m thrilled to bring you today’s story, because I actually watched this couple’s debt free scream when it was live on the show. Drew & Farrah’s Debt Free Story. Drew works full time for Department of Defense. Farrah works part time for Department of Defense. How much debt did you pay off?

Debt 100

Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

AUGUST 7, 2012

You’ve heard the saying that nothing worthwhile is achieved without a goal? Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. So, how do you set financial goals as part of a financial plan? To do this, you really do need to have a budget.

Financial Goals 213

Financial Goals Goals Making Simple 213

Family Balance Sheet

JANUARY 2, 2021

I wanted to reduce our non-mortgage debt, my clutter, my distractions, my impact on the environment, and my consumption of sweets. After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: A 2019 Recap.

Debt 130

Debt 2020 2019 Financial Goals 130

Family Balance Sheet

SEPTEMBER 20, 2016

The segment was so inspiring that I reached out to her to see if she would participate in the Debt Free Stories series. She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. Meet the Former Mrs. Jones: Her Debt Free Story. How much debt did you pay off?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I work full time in IT and my wife works part time in retail. I started my blog Debt Discipline to help keep us accountable while paying off our debt.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. How much debt did you pay off? What kind of debt was it? We paid off about $110K worth of debt. We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What inspired you to get debt free? The budget is key.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

MAY 22, 2011

Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Pick a plan that works for you. Fortunately, there is no one size fits all plan to debt reduction. The needs, goals and temperament of every household are unique. Create a budget.

Debt 157

Debt Recession Unemployment Budgeting 157

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. I am a stay at home mom and freelance marketer and my husband works in the construction industry. How much debt did you pay off? What kind of debt was it? Where are you from?

Debt 100

Debt Debt Free Finds Goals 100

Motherhood Moments

DECEMBER 26, 2022

As the year wraps up, it’s natural to think about your goals — professionally, personally, and financially. > MAKE A DEBT PLAN If you have outstanding debt, perhaps this year is the right time to make a plan to pay it off. >

Personal Finance 100

Personal Finance Finance Money Debt 100

Family Balance Sheet

FEBRUARY 18, 2015

Today’s Debt Free Story is from Jen. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. In addition to paying off a ton of debt, I am also a 8-time national weightlifter and 2-time US Olympic Festival medal winner as well as an Ironman triathlete.

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? 130K in mortgage debt. 10K in car payments, $35K in credit card debt. We made the decision to tackle our debt back at our home church in Chattanooga. What inspired you to get debt free?

Debt 100

Debt Debt Free Finds Finance 100

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

OCTOBER 17, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. For years, my husband and I didn’t consider OUR debts to be wrong.

Debt 100

Debt Finance Organic Organization 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

OCTOBER 6, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today’s assignment: List your SMART financial goals.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

JANUARY 3, 2012

We talked through some issues and opportunities for our business and our personal, family, and financial goals. We are still working through some numbers and there might be some adjustments in the timelines we have given ourselves, but these are our financial priorities for 2012. Our 2012 Financial Goals. Finish Will.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

OCTOBER 17, 2012

Who needs a budget?’ I mean, you’re young, you’re working, you like to go out and have fun and you’re doing OK. So who needs to worry about budgeting, savings plans and a secure financial future? How I wish I had followed all the advice I happily ignored when I finished college and started work. Well, actually, no!

Budgeting 214

Budgeting Budget Debt Money 214

Saving Cents With Sense

MAY 8, 2013

You’ve deleted thousands in loan and credit card balances and it must have taken years of efforts, hard work and sacrifice. But you need to be watchful that it doesn’t take a lot of time to get caught in the debt cycle if you start splurging. Even though there are legal ways to get out of debt , it is better to stay safe than sorry.

Debt 101

Debt Credit Cards Debt Free Finance 101

Family Balance Sheet

JUNE 4, 2015

To many, working with a spouse would be too difficult, but our individual strengths and weaknesses complement each other and the arrangement has worked well. However a few years ago, we found ourselves with too much debt and not enough cash. I designed our Debt Freedom Plan, but it essentially was our life plan.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

JUNE 11, 2014

Back in March I wrote about my family’s Debt Freedom Plan. We tightened our budget, got laser focused on turning around our business, and shoveled any extra cash into our savings. But reaching #2 has given us new motivation to keep plowing away at our business and our Debt Freedom Plan. Let us know in the comments.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. In January, I found $370 to put towards our debt: 1. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Prairie Eco-Thrifter

JULY 10, 2012

I like to bake cookies, and I like to budget. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. This is what I like to call the Toll House budget. Do you want to be debt free? It’s not because I’m too manly to bake.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Prairie Eco-Thrifter

JANUARY 18, 2011

We often approach goals as a chance to change. Setting a goal is our chance to finally save that money, lose that weight, or exercise more. Having a new goal is great in the beginning because there is nothing like the feelings of excitement of finally making a positive change in your life. Remember, every bit counts.

Goals 124

Goals Motivation Work Budgeting 124

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Fast forward 16 years, I am working outside the home at our business and the cute baby in the above picture is now in high school and has a middle school-aged sister.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. works in outbound sales, and I teach part-time. We have a huge heart for missions work. A life goal of ours is. How much debt did you pay off? What kind of debt was it? We are debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. He now works as an architect, and I do some freelance from home now that we have kids. How much debt did you pay off? What kind of debt was it? As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 30, 2014

For me personally, when my budget, checkbook, and home office are organized, I feel more in control of my life and I am less stressed. By the end of October, my goal is to help you have a detailed financial plan for your family. By the end of the month, you should have a better grasp of YOUR finances, YOUR budget, and YOUR money.

Finance 193

Finance Organic Organization Budgeting 193

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? If married, who initiated the debt free goal?

Debt Free 100

Debt Free Debt Finds Home and Garden 100