Prairie Eco-Thrifter

JANUARY 10, 2013

I also serve on a Board that is ramping up full swing after the holidays which is leaving me with little time to catch my breath. If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

JANUARY 4, 2016

For me the new year’s reality sets in the first Monday after the holiday. This year, we took a long break over the holidays to travel to see friends and family, so today has been a shock to my system. So in 2016, I will continue to share our journey to pay off our debt. Debt Freedom Plan Updates.

2016 100

2016 Money Financial Goals Debt 100

For the Mommas

NOVEMBER 11, 2013

While it is a wonderful season, it is also the season of overspending, overbuying and debt. Over the next 6-8 weeks you will see many deals for the holidays on FTM. However, the reality is, most of us are going to buying this holiday season — and buying alot. Create a budget. Stick to the budget.

Holiday 61

Holiday Budgeting Budget Debt 61

Family Balance Sheet

OCTOBER 14, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. The holiday season is just around the corner, and along with the festivities comes the gift buying frenzy. After you complete the budgets, divide the totals by 12.

Finance 100

Finance Giving Organic Organization 100

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Again, you’re not alone with this problem.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

For the Mommas

NOVEMBER 5, 2011

While it is a wonderful season, it is also the season of overspending, overbuying and debt. Over the next 6-8 weeks you will see many deals for the holidays on FTM. However, the reality is, most of us are going to buying this holiday season — and buying alot. Just in time for the holidays! My goal is to help you.

Holiday 71

Holiday Shopping Debt Budgeting 71

Prairie Eco-Thrifter

MAY 2, 2013

Before i left for my holidays, my life was nuts. Mr.CBB @ Canadian Budget Binder checks the pros and cons of renting and buying. Deacon @ Well Kept Wallet paid off debt in 18 months and is inviting readers to do the same. Deacon @ Well Kept Wallet paid off debt in 18 months and is inviting readers to do the same.

Life Insurance 167

Life Insurance Insurance Fridays Debt 167

Family Balance Sheet

NOVEMBER 23, 2013

Just in time for holiday shopping. The list of speakers includes Crystal from Money Saving Mom, Rachel Cruze from the Dave Ramsey Show, Mary Hunt of Debt Free Living and many more. It’s not too late to make a budget for your Christmas spending. It’s not too late to make a budget for your Christmas spending.

November 100

November Used Menu Planning Menu Plans 100

Prairie Eco-Thrifter

NOVEMBER 14, 2013

Don’t miss Danielle’s Tips for Creating an Engaging and Profitable Website at Saving Without a Budget. Amy at Money Mishaps highlights the Airline Fees That Might Actually Be Worth Paying For just in time for your holiday travels. Bob from Dwindling Debt wants to know, Can you Really Go Contract Free with your Smart Phone?

Fridays 174

Fridays Airline Personal Finance Money 174

Saving With Shellie

NOVEMBER 14, 2012

Well, you will definitely want to join us right now for the Holiday Party Style Live Chat. We’ll be dishing on the holiday party season, what we like to wear to holiday soirees and how to sparkle on a budget! I told you last month that I am a community leader in the Ebates Savvy Living Community.

Kansas City 45

Kansas City Prizes Holiday Kansas 45

Prairie Eco-Thrifter

JANUARY 2, 2014

How did your holidays go? If so, don’t miss Lisa’s post about how to Use Your Personal Network to Save Major $$$ on Your Wedding at Lisa Vs. If so, follow these 3 Basic Rules from Bob at Dwindling Debt. Christmas and New Years with friends and family went well though. How about you guys? over at Gajizmo.

Mars 180

Mars Fridays Haggle Haggling 180

Saving In Akron

DECEMBER 1, 2011

The holidays are coming, and money is tight for everyone. Well, let me tell you how I earned a fast $2,500 (yes, you heard that right) to pay for our holiday (and then some). So I bought myself a custom made ring, and used the rest of the money to cover all of our holiday expenses. No going into debt!!!

Giveaway 247

Giveaway Jewelry Holiday Office 247

Prairie Eco-Thrifter

JULY 4, 2011

Many of us have just celebrated Canada Day or Independance Day; a holiday where we celebrate our freedoms. Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? Family is there when you need a hand or some advice.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

AUGUST 7, 2012

Those who just go along, hoping for the best, are usually the ones who struggle financially or get themselves into too much debt. To do this, you really do need to have a budget. So bite the bullet and sit down to create an effective personal and household budget. Your budget is your most important tool in your financial plan.

Financial Goals 213

Financial Goals Goals Making Simple 213

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Groceries is the easiest budget category to overspend.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Saving Cents With Sense

DECEMBER 20, 2013

The holiday season has a number of hidden costs, which really aren’t hidden as much as they are… ignored. Let’s look at where you could save a little money this holiday season: Christmas Lights. per gallon during the holidays. Start the New Year off right by making a commitment to save money and pay off debt.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Create a budget. One of the easiest and most overlooked ways to spend less is by re-evaluating your debt and improving your credit score. Paying Off Debt. Depending on the amount of debt and the different interest rates, the savings could add up.

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

OCTOBER 30, 2013

We can slash our budgets to bare bones, but the quickest way to reach our savings goal is to increase our income. Dave Ramsey is famous for telling his listeners to start delivering pizzas to claw their way out of debt. Retailers are hiring for the holidays. Find a Seasonal Part-Time Retail Job.

Finds 113

Finds Part Time Hobby October 113

Prairie Eco-Thrifter

MAY 1, 2012

What about holidays, cars, homes, designer clothes, retirement? She got rid of her credit card debt using this.” Related posts: Take Small Steps Towards Great Financial Health Finding Your Dream Job and How to Land it How to Live your Dream Life Debt Free Bust Out of a Financial Rut How to Have a Small Budget Wedding.

Money 211

Money Debt Debt Free Cooking At Home 211

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? With people traveling for the holidays, and if you are at home, I would sign up to make some extra cash!

Christmas 153

Christmas Swagbucks Bank Banking 153

Family Balance Sheet

SEPTEMBER 19, 2014

Do you know how you’ll pay for all of the expenses that the holiday season brings? Gifts, decorations, holiday cards and let’s not forget the food. Rather than succumb to the chaos, let’s plan together to spend only what we have and not put one dime of our holiday spending on a credit card. Create a Budget.

Debt Free 100

Debt Free Debt Christmas Budgeting 100

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Another way to think of a budget is a spending plan. ” So are you ready to start a budget?

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Couponing 101

DECEMBER 26, 2011

Christmas can be very stressful, especially when you have a tight budget. Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) I have a few tips for saving money (and your sanity!)

Christmas 80

Christmas Toys Gifts Bath and Body Works 80

Saving Cents With Sense

NOVEMBER 5, 2013

It is an exciting day because deals will be HOT, prices will be low, crowds will be swarming, and the holiday spirit will abound. Create a Budget – Decide what you are going to spend before going, this will help you stay out of debt and stick to your shopping list. Black Friday Frugal Holiday' All rights reserved.

Fridays 75

Fridays Shopping Thanksgiving Holiday 75

Family Balance Sheet

JANUARY 17, 2018

My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. I’ll apply that money to the debt. Did you make 2018 financial goals ?

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

OCTOBER 15, 2021

Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner. We want to assist them in financing their college years and we needed to make some progress.

College 130

College Used 2020 Saving 130

Prairie Eco-Thrifter

JULY 20, 2011

Eventually, I staged an all-out assault on every area of spending in my budget. While indulgence is bad for the budget, ignoring your needs is incredibly counterproductive. Frugally Festive: 6 Affordable Ways to Enjoy the Holidays. When you make a big difference, take a small celebration. How I’m Inherently Frugal.

Frugal 174

Frugal Personal Finance Frugal Life Money 174

Saving Cents With Sense

NOVEMBER 9, 2011

It is an exciting day because deals will be HOT, prices will be low, crowds will be swarming, and the holiday spirit will abound. Create a Budget – Decide what you are going to spend before going, this will help you stay out of debt and stick to your shopping list. Prepare in Advance.

Fridays 87

Fridays Shopping Thanksgiving Debt 87

Prairie Eco-Thrifter

FEBRUARY 11, 2011

With Valentine’s Day making it’s appearance next week, I thought it would be fun to talk about the kissing part of the holiday. Frugal Dad reminds us that the war on debt starts at home and until we make changes there, we are never going to win the battle. Reducing Debt. Budgets are Sexy - Copy of Debt Free for Life.

February 113

February Finance Personal Finance Money 113

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 1 – Determine how much you need.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Couponing 101

JANUARY 4, 2011

Christmas can be very stressful, especially when you have a tight budget. Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) I have a few tips for saving money (and your sanity!)

Saving Money 74

Saving Money Christmas Money Bath and Body Works 74

Motherhood Moments

FEBRUARY 7, 2023

billion on the holiday this year, the personal-finance website WalletHub today released its report on 2023's Best Places for Valentine’s Day. V-Day Debt Is Worth It for Some People. Almost 1 in 5 Americans think a Valentine’s Day gift is worth going into credit card debt. Dinner May Be Too Expensive. Financial Infidelity Hurts.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Finally Frugal

JANUARY 8, 2011

Basically, the idea is to avoid a post-Christmas financial hangover by putting those extra dollars away in a special holiday savings account, thereby gaining a nice cushion when the gift buying season raises its expensive head once again; Second, how about starting a fund just for the car maintenance costs?

Frugal 45

Frugal Spendthrift Debt Recession 45

Prairie Eco-Thrifter

JUNE 14, 2012

Have a Budget Firstly, you must know where your money comes from and where in needs to go. This means you must have a budget and that budget must be accurate, complete and absolutely simple and easy to follow. If your current budget is so complicated you never look at it, sit yourself down and simplify it.

Simple 221

Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

AUGUST 19, 2012

It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. Manage Your Debts Managing your debts is a biggy when it comes to avoiding financial disaster. Spiraling debt is the biggest single cause of financial distress out there. I’m sure everyone.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. At first, I thought I made a typo along the way.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JANUARY 7, 2015

If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track. how much debt you paid off, if you have any. Re-Do Your Budget. Over the past year, your budget is almost guaranteed to have changed. Revisit Your Expenses.

Goals 100

Goals Financial Goals New Year's Budgeting 100