Prairie Eco-Thrifter

JANUARY 8, 2013

Personal debt has unfortunately become a way of life in the 21 st century with levels reaching all time highs. A recent survey in the US showed that increasing numbers of people are filing for bankruptcy as their debts reach levels they simply cannot service. Managing your debt is vital if you are to avoid going down this road.

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Debt Win Credit Cards Money 271

Family Balance Sheet

SEPTEMBER 29, 2016

I watched her and her husband’s debt free scream on The Dave Ramsey Show. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MAY 22, 2011

For some this wakeup call came as a result of losing their home in foreclosure or their car in repossession. Regardless as to the specifics, many Americans have elected to decrease spending, increase savings and eradicate debt. Fortunately, there is no one size fits all plan to debt reduction. Create a budget.

Debt 157

Debt Recession Unemployment Budget 157

Family Balance Sheet

JANUARY 21, 2015

Today’s debt free story is from Aja. I own a software consultancy that I run from home and my husband is a letter carrier with the post office. We have 2 girls that I am home schooling this year. How much debt did you pay off? What kind of debt was it? What kind of debt was it? Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

JANUARY 20, 2023

That was the year that we made the goal of paying off the last of our non-mortgage debts and we achieved it by September of that year. In 2022, I wanted to do a major purge of our home , and that lasted until about January 15 of 2022 when I reorganized our kitchen cabinets. We used the snowball method to pay off our non-mortgage debts.

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Financial Goals Goals Debt College 130

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JULY 22, 2015

Today’s Debt Free Story is from Deacon. How much debt did you pay off? What kind of debt was it? We paid off $52,000 in consumer debt. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby. Pay our bills in a timely manner.

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Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. Yes, that means that you cannot stop at the drive through on your way home from work.

Saving Money 221

Saving Money Money Budget Budgeting 221

Shereen Travels Cheap

FEBRUARY 24, 2024

I don't know about you, but I try to support and learn about local businesses in my home city and wherever I travel. I seek those out at home and when I'm when I'm on vacation, so I know my money is going into the local economy instead of some big conglomerate.

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Travel Podcasts Restaurant Museum 230

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

FEBRUARY 4, 2015

Today’s Debt Free Story is from Shannon. He now works as an architect, and I do some freelance from home now that we have kids. How much debt did you pay off? How much debt did you pay off? What kind of debt was it? At the point when we finally got serious about paying off our debt we had $22,047 left.

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Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. How much debt did you pay off? What kind of debt was it? It took us four years, but we paid off over $80,000 of debt! We are debt. our home with a GREAT interest rate so we are okay with it.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. A financial plan can help you get your financial life in order in areas such as: Budgets – How much can you spend this week or month and still stay on track?

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Goals Debt Taxes Insurance 52

Savings Corner

DECEMBER 27, 2023

To qualify you, lenders look at factors including your credit score, credit report and debt-to-income ratio. Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. What are personal loan rates?

Debt 40

Debt Home Improvement Consumer Credit 40

Family Balance Sheet

DECEMBER 28, 2016

You will learn valuable information from leading personal finance bloggers on topics ranging from budgeting basics, dumping debt, boosting your income, and investing in YOUR future. The summit is online and you can view from the comforts of your own home! Toni Husbands of Debt Free Divas. Elle Martinez of Couple Money.

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New Year's Debt Personal Finance Real Estate 100

Prairie Eco-Thrifter

FEBRUARY 15, 2011

But those can saddle your children with debt for 20 years or more! Here are 5 ways to trim your budget for your child’s college funds. Know Your Actual Budget. Written Budget. Create a hand written budget and make several copies. Use the above 5 ways to trim your budget for your child’s college fund.

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College Budget Budgeting Friends And Family Sale 100

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. Weekly Meals on a Budget.

2015 100

2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

MARCH 29, 2011

When shopping for products, people often fall for the upsell and overbuy. Lots of people overbuy when shopping for homes, cars, furniture, electronics, and other items. Overbuying will make a person buy a car that is a whole lot flashier and more expensive than their budget can afford. Buying a house.

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Furnishings Debt Car Cars 157

Family Balance Sheet

MARCH 4, 2016

Today’s Debt Free Story is a guest post from Chris Peach. We sat down at our kitchen table, took out a simple white piece of paper, and penned out a contract to ourselves: It was our Get Out Debt Contract. It wasn’t me telling her we are going to get out of debt, or her telling me it wasn’t in the budget.

Debt 100

Debt Finds Debt Free Television 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. How much debt did you pay off? What kind of debt was it? All of our debt was $97,000 in student loan debt. We ended up buying a house from a relative, which put us in even more debt. What inspired you to get debt free? Tell us about you and your family.

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Student Debt Debt Free Finds 100

Family Balance Sheet

MARCH 11, 2021

For many, it’s a time to clean the house and the closets, wash the windows of their winter grime, and air out our homes. T – time-based, tangible, In 2019, we paid off six figures of non-mortgage debts. Related Reading : How We Paid off Six Figures of Debt. I have a love/hate relationship with my home office space.

Finance 130

Finance Cleaning Goals Insurance 130

Savings Corner

DECEMBER 25, 2023

Experts typically recommend spending no more than 20 percent of take-home pay on a car. Determining affordability requires balancing your vehicle needs and budget. How to determine how much car you can afford To set a budget for your vehicle, start by deciding what you can comfortably pay each month.

Car 52

Car Cars Insurance Calculators 52

Savings Corner

DECEMBER 25, 2023

Determining how much mortgage I can afford When buying a home, the question, “How much can I borrow?” That’s because even with all the angst involved in applying for and being approved for a home loan, lenders are often inclined to loan you more money than you expect. For instance, you may consider: How long will I live in this home?

Calculators 52

Calculators Illinois Credit Debt 52

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Groceries is the easiest budget category to overspend.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Savings Corner

DECEMBER 24, 2023

But now, as we approach the end of 2023, inflation is much lower but home prices and mortgage rates are both sky-high. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. Make a list of what’s important to you in a home. Is location the top priority?

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

JANUARY 28, 2013

This week's BundleoftheWeek.com collection includes five amazing resources to help you run your home more efficiently! Covering everything from organizing your schedule and household records to meal planning, cleaning and budgeting, this bundle is the perfect collection to help you keep your home resolutions. by Mandi Ehman.

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Homemade Meals Organic Organization 127

Saving Cents With Sense

NOVEMBER 5, 2013

The day after Thanksgiving, also known as Black Friday , is the Biggest shopping day of the year! BUT it can also be a frustrating experience if you aren’t prepared, so I wanted to give you a few tips for shopping Black Friday to maximize your savings, and keep your sanity. Plan Your Shopping Trip – What stores do you plan to go to?

Fridays 75

Fridays Shopping Thanksgiving Holiday 75

Saving Cents With Sense

NOVEMBER 9, 2011

The day after Thanksgiving, also known as Black Friday , is the Biggest shopping day of the year! Plan Your Shopping Trip – What stores do you plan to go to? Create a Budget – Decide what you are going to spend before going, this will help you stay out of debt and stick to your shopping list.

Fridays 87

Fridays Shopping Thanksgiving Debt 87

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Teresa's Deals

SEPTEMBER 4, 2015

Addi from Frugal Fanatic believes anyone can earn an income from home without having to work 40 hours a week. Ruth over at Living Well Spending Less is all about the adventure of finding the good life on a budget. She blogs about shopping deals, recipes, how to live frugality, freebies and more. Louis area.

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Frugal Frugal Lives Frugal Living St. Louis 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Should you just pretend that you don’t have savings and increase your debt ? While you can control where and how you shop, you can’t control the need to eat. Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? The truth is, there are some things you can’t control.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. A plan B is a must in any home. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? Often times, home buyers may not be aware that free money for a down payment on a house is still available for qualified buyers.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

OCTOBER 21, 2012

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. ” Amy from Money Mishaps shares how Online Shopping Can Save You Tons. ” Sean from One Smart Dollar shares 5 Ways to Save Money on Christmas Shopping. Danielle from Saving Without A Budget shares 5 Smart Investing Tips for 2012.

Personal Finance 219

Personal Finance Finance Debt Money 219

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

Debt 100

Debt 2017 Student 2016 100

Prairie Eco-Thrifter

OCTOBER 27, 2011

Join us in exploring ways to implement eco-friendly work from home tips, or to become more cost-effective working outside the home. Brewing your own coffee or tea at home each morning is the obvious solution – and getting up early enough to eat breakfast can help control the urge to snack (or waste money!) Smart Commute.

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Office Fuel Work From Home Saving Money 198

Savings Corner

FEBRUARY 2, 2024

Having good credit will be important down the road when you want to buy a home or get a car loan, but there are even more immediate benefits. You’ll get a card with your name on it that you can use for purchases, but your parent is legally responsible for the debt. Here are some factors to consider as you shop around.

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Credit Cards Student Credit College 52